Electronic Funds Transfer

"Smart Credit - a large transaction volume/ low value fund transfer from a customer account to a beneficiary's account at any bank and any branch."

How to Contact


Outsource all of your domestic funds transfers by using UOB's bulk payment Direct Credit. Through UOB online electronic delivery system, and/or UOB's website, your payments will be made via Smart Credit System or BAHTNET System at Bank of Thailand for direct credit to your beneficiaries' accounts at any bank branch throughout the country and/or via internal transfer to the beneficiaries' accounts at UOB.

Direct Credit is commonly used for expense reimbursements, recurring vendor payments and payroll.


  • Convenience: Funds can be credited to any bank, any branch nationwide.
  • Ease of Reconciliation: Your month-end reconciliation can be performed through a single debit entry shown on your bank statement.
  • Automatic Pre-advice to Suppliers by Fax or E-mail: Minimize time spent on your supplier's inquiries and enhance your company's image.

Cash Management Customer Service :
Tel. 0-2343-4848
Fax. 0-2285-1746

Cash Management Division
United Overseas Bank (Thai) Public Company Limited.
191 South Sathon Road, Yanawa, Sathon, Bangkok 10120