UOB Home Loan

If you are planning to buy a home or re-finance your housing loan, UOB Home Loan offer you attractive features and interest rate. Acceptable collateral are single houses, twin houses, town houses, shop houses, and residential condominiums. The minimum loan amount is THB 500,000 while the maximum loan is up to THB 50,000,000.

Promotion
Product Features
 Special Privileges**
Applicant’s Basic Qualification
Document Required
 Contact

  • For new house, the maximum loan is 95-100% of the purchases price but no over 100% of the appraised value of the Property and  90-95% for upcountry (For Condominium, maximum loan is 95% of the purchases price but no over 100% of the appraised value and 75-90% for upcountry )
  • For refinancing, the maximum loan is 100% of appraised value and 85-90% for upcountry (For Condominium, maximum loan is 100% of appraised value and 80-90% for upcountry)
  • For 2nd hand house, the maximum loan is 95-100% of the appraised value and  80-90% for upcountry  (For Condominium, maximum loan is 95-100% of the  appraised value and 75-90% for upcountry )
  • For Construction, the maximum loan is 85% of appraised land value and construction value (70% for land value and 100% for construction value)
  • Maximum loan tenor is up to 30 years
  • Maximum loan amount is THB 50,000,000 (THB 15-30 million for upcountry).

Remark
- For property value at price is THB 10 million or over, maximum loan is 80% of appraisal value
- To enjoy Product Features above, customer and/or property collateral must be qualified as per bank’s credit criterions.


Special Privileges**

UOB Home Loan also gives you more with our special offers:

  • Free!!... ATM or UOB VISA Electron (no entrance fee and annual fee for the first year)
  • Pre - Approved UOB Credit Card** (no entrance fee and annual fee for the first year)
  • The Additional loan for UOB Mortgage Care** (life insurance) premium to decrease financial burden in case of borrower's death or permanent disability

Remark : ** The Bank reserves the right for the qualified customer only.


Applicant’s Basic Qualification
  • Thai nationality
  • Minimum salary of THB 20,000 per month
  • At least 2 years of working experience (3 years if self-employed)
  • At least 21 years old, Age+loan duration:
    - must not exceed 70 years. for Salaried income and Government Sector
    - must not exceed 75 years. for Self-employed

Document Required

Personal documents of the applicant.

Collateral related documents.

Financial documents.

  • Identification card
  • Household registration
  • Marriage license or letter of divorce (if any)
  • Letter of change of name or surname (if any)
  • Identification card and household registration of spouse (if any)
  • Every page of the title deed to property
  • Purchase and Sale Agreement of property
  • Evidence of down payment
  • In the case of refinancing from another financial institution
    - Purchase and Sale   Agreement of property.   (Tor Dor. 13)
    - Evidence of 12   consecutive months of   payment
    - Loan and mortgage   agreement
  • In the case of Construction
    - Construction permission   certificate
    - Architectural blueprint/   drawings
    - Construction quotation/   agreement
  • Latest pay slip and letter of employment (original copy)
  • The past 6 months of bank statements
  • For self-employed application only:
    - Business registration
    - Letter of certification from   the Ministry of Commerce
    - Corporate affidavit

Remark: Bank reserves the right to change the conditions without making prior notice.
 Current MLR interest rate is per bank's announcement

Contact :
For more information, please contact :
UOB branch or directly call 0-2620-2020