Features
- Personal Savings Account with Step-Wise Interest Rate and Monthly Interest Payment
Privilege
- The depositors will earn interest on a monthly basis.
- Passbook replacement can be done at any UOBT Branches.
- The daily maximum withdrawal amount via ATM is up to THB 40,000 for Mon.-Fri. and up to THB 80,000 for Sat.-Sun.
- The daily maximum withdrawal including UOBT VISA Debit card-spending purchase is up to THB 100,000.
- Tax exempt for interests earned up to THB 20,000 per year
- UOB CyberBanking : a 24 hours/7 days a week Internet based banking service.
- The account can also be operated through an ATM or UOB VISA Debit card.
- Access to your money or make deposits at any UOBT braches.
- Unlimited withdrawals at any UOBT Branches.
- Can be used for utility bill payment account
Conditions
- The minimum deposit for opening this account is THB 10,000
- Monthly interest payment
- Step-wise interest rate calculation
Sample of Interest rate calculation
| Deposit amount |
1,500,000.00
Baht |
|
|
Total Deposit Amount |
Interest Rate |
Amount |
Interest
Calculation |
Interest
Received |
0 - 499,999 |
1.00% |
499,999 |
1.00%
x 499,999 |
4,999.99 |
500,000
- 999,999 |
1.50% |
500,000 |
1.50%
x 500,000 |
7,500.00 |
1,000,000
- 1,999,999 |
2.00% |
500,001 |
2.00%
x 500,001 |
10,000.02 |
2,000,000
- 2,999,999 |
2.00% |
- |
2.00%
x 0,000 |
- |
3,000,000 up |
2.00% |
- |
2.00%
x 0,000 |
- |
| |
|
|
Total Interest Received Per Year =>
22,500.01
Baht |
| |
|
|
Interest Received Per Month =>
1,875.00
Baht |
| |
|
|
Effective
Interest Rate 1.50%
p.a. |
Applicant Qualification
- Minimum age is 15 years old.
Supporting document
- A certified copy of Identification Card (For Thai citizens).
Fees
- THB 50 per month per account will be charged
for "active account" if monthly average balance of THB
5,000 could not maintained and the account is not linked
with banking services (excluding ATM card).
- THB 50 per month per account will be charged
for "inactive account" - no transaction movement over 12
months - if the month-end outstanding balance is less than
THB 2,000.
***This deposit comes under the coverage of the deposit protection scheme within limits set under the applicable statutes.
|
