Personal Savings Account with Step-Wise Interest Rate and Monthly Interest Payment
Privilege
The depositors will earn interest on a monthly basis.
Passbook replacement can be done at any UOBT Branches.
The daily maximum withdrawal amount via ATM is up to THB 40,000 for Mon.-Fri. and up to THB 80,000 for Sat.-Sun.
The daily maximum withdrawal including UOBT VISA Debit card-spending purchase is up to THB 100,000.
Tax exempt for interests earned up to THB 20,000 per year
UOB CyberBanking : a 24 hours/7 days a week Internet based banking service.
The account can also be operated through an ATM or UOB VISA Debit card.
Access to your money or make deposits at any UOBT braches.
Unlimited withdrawals at any UOBT Branches.
Can be used for utility bill payment account
Conditions
The minimum deposit for opening this account is THB 10,000
Monthly interest payment
Step-wise interest rate calculation
Sample of Interest rate calculation
Deposit amount
1,500,000.00
Baht
Total Deposit Amount
Interest Rate
Amount
Interest
Calculation
Interest
Received
0 - 499,999
1.00%
499,999
1.00%
x 499,999
4,999.99
500,000
- 999,999
1.50%
500,000
1.50%
x 500,000
7,500.00
1,000,000
- 1,999,999
2.00%
500,001
2.00%
x 500,001
10,000.02
2,000,000
- 2,999,999
2.00%
-
2.00%
x 0,000
-
3,000,000 up
2.00%
-
2.00%
x 0,000
-
Total Interest Received Per Year =>
22,500.01
Baht
Interest Received Per Month =>
1,875.00
Baht
Effective
Interest Rate 1.50%
p.a.
Applicant Qualification
Minimum age is 15 years old.
Supporting document
A certified copy of Identification Card (For Thai citizens).
Fees
THB 50 per month per account will be charged
for "inactive account" - no transaction movement over 12
months - if the month-end outstanding balance is less than
THB 2,000.
***This deposit comes under the coverage of the deposit protection scheme within limits set under the applicable statutes.
