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UOB Home Loan Plus

A floating rate overdraft credit line or a fixed term loan or combination of fixed term loan and overdraft credit line, with chequebook access through a current account, for homeowners to utilize the equity in their residential properties. Acceptable properties are single houses, twin houses, townhouses and residential condominiums.

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Product Features
Applicant Requirements
Supporting Documents
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Product Features

Whether you own a residential property or a mortgaged home with other another institution, you can have 24-hour reserved cash with the following privileges:

  • Maximum credit of 75% of appraised value
  • Minimum loan amount is Bt. 500,000 and maximum at Bt. 10,000,000 (Bt. 5,000,000 for upcountry)
  • Choices are yours to choose among an overdraft credit line, a fixed term loan and a combination of an overdraft credit line and a fixed term loan. For a fixed term loan, tenor is up to 15 years (10 years for a condominium).
  • For accessible through an ATM card or cheque which can be cashed at any UOB counter.


Applicant Requirements
  • Thai nationality.
  • Minimum salary of THB 30,000 per month
  • At least 2 years of working experience (3 years if self-employed)
  • At least 21 years old, Age+loan duration :
    - must not exceed 60 Yrs. for Salaried income
    - must not exceed 65 Yrs. for Self-employed and Government Sector

Supporting Documents
Personal documents of the applicant.
Collateral related documents
Financial documents.

Identification card

Household registration

Marriage license or letter of divorce
(if any).

Letter of change of name or surname
(if any).

Identification card and household registration of spouse
(if any).

Every page of the title deed to property.

Purchase and Sale Agreement of property. (Tor Dor. 13)

Letter of permission to construct and request for house number
(in case that you submit the request to construct by yourself)

In the case of refinancing from
another financial
institution:
- Payment records for
   the past 12 months
- Loan and mortgage
  documents

Latest salary pay slip and letter of employment
(original copy)

Bank statements for the past 6 months

For self-employed only:
- Business registration
- Letter of certification from the Ministry of Commerce.
- Corporate affidavit.


Remark : The Bank reserves the right to change these and any other conditions without prior notice. 

Contact :
For more information, please contact :
UOB branch or directly call 0-2620-2020

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