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Meet UOB TMRW. The all-in-one banking app built around you and your needs. Bank. Invest. Reward. Make TMRW yours.
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A feature that brings together all the exclusive privileges of UOB Credit Cards — from curated deals, free coupons, Reward Points management and promotion registrations, all in one place on UOB TMRW app.
UOB Rewards+ is a key feature on UOB TMRW app. UOB Credit Cardholder can easily manage and enjoy your rewards anytime, anywhere. Check your points balance, explore exclusive deals, receive special coupons, redeem points for gifts, offset your spending with Pay with Points, and register for promotions — all by yourself, 24 hours a day.
Easily redeem rewards through the app with the best conversion rates. Use rewards points from your existing UOB credit cards to exchange for E-Vouchers, miles, partner points, everyday essentials, or make donations.

Use your rewards points to pay for real purchases instead of cash or your account balance. Enjoy maximum value for every point, with no minimum required.
Enjoy dining, shopping, and travel privileges with over 800 curated deals available year-round — including international offers from UOB’s global network.


You can easily check and use them immediately via “My Rewards” button on the main page of UOB Rewards+
UOB Rewards+ is a key feature of UOB TMRW app by UOB. UOB Credit Cardholder can easily manage and enjoy your rewards anytime, anywhere. Check your points balance, explore exclusive deals, receive special coupons, redeem points for gifts, offset your spending with Pay with Points, and register for promotions — all by yourself, 24/7.
"UOB Rewards+" is a feature that brings together various privileges for UOB credit cardholders. "UOB Rewards" refer to the reward points earned from spending with UOB credit cards, which can be redeemed for privileges or used to offset spending (Pay with Points).
No, there are no fees for using UOB Rewards+.
All UOB credit card types are eligible to use UOB Rewards+.
No, UOB Reward Points cannot be transferred to others via UOB Rewards+ or any other channel.
Yes, you can check your points by going to “My Rewards” to view the points for each credit card. To see your point history, select the card and tap the “History” menu.
Redeeming points via UOB Rewards+ offers over 500 items to choose from. Some items require fewer points than other channels. If you redeem for E-Voucher, it can be used immediately — no need to wait 2–3 business days for an SMS like other channels.
Pay with Points is a service within UOB Rewards+ that allows you to use your reward points to offset your credit card spending. You’ll receive cashback credited to your account, reducing your actual payment. There is no minimum point requirement to use this service.
You can find great deals in UOB Rewards+ by:
Yes, you can view and search for international deals by selecting the country from the top-left corner of the Rewards+ homepage.
Registering via UOB Rewards+ is free — no SMS or other fees. You’ll also receive a confirmation SMS as proof of registration.
UOB Coupons are free discount coupons available in UOB Rewards+ that customers can claim without using points.
E-Vouchers are rewards obtained by redeeming your credit card points.
Yes, UOB Coupons have an expiration date, which is shown both when claiming the coupon and in “My Rewards”. Customers can check the expiry date anytime.
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