Get up to THB 20,000 cash back* in the luxury zone at participating shopping malls.

• This promotion is only for UOB credit cards issued in Thailand. Cardholders must maintain their membership status and not have any overdue payments until the bank processes the point deductions/cashback.
• The cashback will be calculated based on spending made with UOB credit cards Central Embassy within the campaign period only.
• Limited to 1 redemption/customer/campaign period.
• Limited to 250 redemptions per month and 500 redemptions throughout the campaign period.
• Limited up to 100,000 points redemption per customer throughout the campaign period
• The primary cardholder must SMS register to participate in the promotion and show successful message to redeem points with cashier on the transaction date. (If the quota is full, an SMS will be sent to notify that the quota has been reached).
• Cardholders must have enough UOB Rewards points as of the purchasing date to provide the cashback.
• Central’s cashier will deduct points and the Bank will be credit the cashback to the primary cardholder’s credit card account within 60 days after the campaign ends.
• The UOB Rewards points deducted in this promotion cannot be canceled or refunded.
• Cashback cannot be exchanged or converted into cash or transferred to others.
• In the case where more than 100,000 points are redeemed, or points are redeemed in excess of the amount registered via SMS, the bank reserves the right to return only the excess redeemed points to the credit card and not credit the cashback to the card account.
• Spending amounts used to calculate points redemption and cashback in this promotional campaign do not include spending through the following channels or categories: Purchases of any type of gift vouchers or gift cards, Top-ups to any type of prepaid cards, Purchases made for investment purposes, Wholesale transactions, Financial or insurance-related transactions of any kind, Product reservations or deposits, Monthly installment payments under 0% I-Plan, Spending at rental stores within the mall, Transactions that are later canceled
• Cardholders should keep SMS confirmation received upon registration for verification purposes if needed.
• If cardholder had any dispute regarding the calculation of cashback, the primary cardholder must contact the bank within 30 days from the date the cashback is credited to the account for investigation.
• The bank is not responsible for any damage or defects related to the products and/or services. If customer had any cases, please contact the store directly.
• The bank reserves the right to decide on any disputes or objections related to this promotion.
• These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate.

For more information, Promotion menu – Credit Cards on UOB website or contact UOB Customer Service at 0 2285 1555

• This promotion is only for UOB credit cards issued in Thailand. Cardholders must maintain their membership status and not have any overdue payments until the bank processes the point deductions/cashback.
• The cashback will be calculated based on spending made with UOB credit cards at King Power Rangnam, Phuket, King Power City Boutique at One Bangkok and King Power Suvarnabhumi Airport, Don Mueang Airport and Phuket Airport within the campaign period only.
• Register via SMS to participating the program within the transaction date, type KIP (space) followed by 12 last digits of Credit Card number (space) followed by the Rewards Points amount (with no need to add, and decimals point) and send to 4545111 (SMS fee depends on your package) or register for free at Reward+ in the UOB TMRW app **Registration is required for all. Example KIP 254367891234 50000 or KIP 254367891234 100000
• Limited to 1 redemption and up to a maximum of 100,000 points/customer/campaign period and at all participating branches.
• Limited to 250 redemptions per month and 500 redemptions throughout the campaign period.
• The primary cardholder must register to participate in the promotion on the transaction date via the channels specified by the bank. A confirmation SMS will be sent upon successful registration (if the quota is full, an SMS will be sent to notify that the quota has been reached).
• Cardholders must have enough UOB Rewards points as of the date the bank deducts the UOB Rewards points to provide the cashback.
• The bank will deduct points and credit the cashback to the primary cardholder’s credit card account within 60 days after the campaign ends.
• The UOB Rewards points deducted in this promotion cannot be canceled or refunded.
• Cashback cannot be exchanged or converted into cash or transferred to others.
• The spending made with UOB credit cards that will be calculated for this promotion will not include installment payments for goods/services, cancelled transactions, and transactions that have been refunded.
• The spending amount considered in this promotion will include only the spending made under the Merchant Category Code (MCC) as specified by VISA and MasterCard, and only the transaction date will be calculated.
• Cardholders should keep SMS confirmation received upon registration for verification purposes if needed.
• If cardholder had any dispute regarding the calculation of cashback, the primary cardholder must contact the bank within 30 days from the date the cashback is credited to the account for investigation.
• The bank is not responsible for any damage or defects related to the products and/or services. If customer had any cases, please contact the store directly.
• The bank reserves the right to decide on any disputes or objections related to this promotion.
• These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate.
• 25UA219

For more information, Promotion menu – Credit Cards on UOB website or contact UOB Customer Service at 0 2285 1555

Term and conditions for redeeming UOB Reward Points to Cashback for UOB Resevre, UOB Infinite and UOB Zenith (*) :

• Limited to 1 redemption/ cardholder (all eligible primary card types)/ program period and all branches combined.
• Limited to 125 redemptions / month and limited total 250 redemptions / program period.
• Limited up to 100,000 UOB Rewards Points / cardholders / program period
• Primary cardholder must register SMS and show the successfully message to cashier in order to deduct UOB Rewards Points within transaction date (Cardholders will receive SMS full redemption when the redemption is full)
• Register SMS to receive cashback within transaction date by typing PPEM (space) followed by the last 12 digits of your credit card number and specific reward amount (without [,]). Then, send SMS to 4545111 (SMS fee based on mobile phone package). Cardholder must register SMS to get the privilege only, such as PPEM 254367891234 50000 for spending THB 50,000 or more per sales slip or PPEM 254367891234 100000 for spending THB 100,000 or more per sales slip.
• Cardholder must have sufficiency rewards points for deduction in the transactiondate
• Cashier will deduct UOB Rewards Points in the transaction date and cashback will be upload into primary account within 60 days from the last day of program period.
• Reward points deducted from credit card account under this promotional campaign are non-refundable and cannot be cancelled.
• In cases, the redeemed points are over 100,000 points or the redeemed points exceed the amount registered via SMS, the bank reserves the right to return only the excess points to the credit card account. No cashback will be credited for the excess redemption.
• Reserve the right to calculate only full payment spending in Luxury Zone at Emporium, EmQuartier, and EmSphere shopping complex excluding Restaurants, Gold, jewelry and diamonds shop, all departments in department stores, Sports Mall, Power Mall, Gourmet Market, Take Home, Beauty Hall, Food Hall, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.

Terms and Conditions for redeeming UOB Reward Points to Cashback for other Card Types:

• Cardholders will receive cashback when have spending via UOB credit cards and redeem UOB Reward Points equal to the transaction amount, with a minimum spending of THB 1,000 per sales slip.
• Limited to 100,000 redemption points / cardholder (all eligible primary card types), including all spending at The Emporium, EmQuartier, and EmSphere shopping Complex throughout the promotional period.
• Cardholders must Register via reward+ on the UOB TMRW app (no fee) or register SMS by typing EM (space) followed by the last 12 digits of your credit card number and send SMS to 4545111 (SMS Fee based on mobile phone package) between September 1, 2025 – October 31, 2025.
• Only one-time registration is required for the entire campaign (even if the cardholder has multiple primary cards).
• Reserve the right to calculate only full payment spending in Luxury Zone at Emporium, EmQuartier, and EmSphere shopping complex excluding Restaurants, Gold, jewelry and diamonds shop, all departments in department stores, Sports Mall, Power Mall, Gourmet Market, Take Home, Beauty Hall, Food Hall, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.
• Bank will deduct UOB Reward Points from the cardholder’s primary credit card account and credit the cashback to the same account within 60 business days from the end of the promotional period. In case, cardholder has multiple primary credit cards, Bank reserves the right to choose which account to credit the cashback to, at its sole discretion. The bank’s decision is final.

Terms and Conditions (*,**)

• This promotion is between September 1, 2025 to October 31, 2025, exclusively for UOB credit cardholders, excluding UOB Business Credit Cards, UOB KrisFlyer World Elite, UOB KrisFlyer World, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB YOLO Platinum, UOB ONE, UOB Simple, UOB Lazada, UOB Makro, UOB Grab, TMRW Credit Cards and All supplementary cards. Cardholders must remain as active card status and not default on payments until the cashback is credited to their account.
• Reserves the right to cancel the redemption in case the reward points are less than the transaction amount per sales slip.
• Cardholders must retain the SMS confirmation of registration and receipts for reference in case of any disputes.
• Reserves the right to cancel the redemption and return the points to the cardholder’s primary credit card account if reward point redemption does not meet the specified conditions.
• UOB Reward Points deducted and cashback received from this promotion cannot be canceled or refunded.
• Cashback credited to the cardholder’s account cannot be exchanged for cash or transferred to others.
• Reserves the right to exclude the refunded amount from eligible spending.
• In case, cardholder has temporarily locked the card for security reasons, reserve the right not to cannot credit cashback to the account.
• this promotion cannot be combined with other promotions.
• The bank is not involved in the products or services. For any issues or inquiries, please contact the merchant or service provider directly. Please check information before making a decision.
• Reserves the right to bank’s decisions for any disputes related to this promotion.
• In case of disputes regarding cashback calculation, the primary cardholder must contact the bank within 30 days from the date the cashback is credited to the account.
• The bank is not responsible for any damages or defects in products or services. Please contact the merchant directly.
• If there is any discrepancy between the Thai and English versions of these terms, the Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate
• Promotion Code: 25MA37

Term and conditions for redeeming UOB Reward Points to Cashback for UOB Resevre, UOB Infinite and UOB Zenith (*) :

• Limited to 1 redemption/ cardholder (all eligible primary card types)/ program period
• Limited to 125 redemptions / month and limited total 250 redemptions / program period.
• Limited up to 100,000 UOB Rewards Points / cardholders / program period.
• Register and deduct UOB Rewards Points at Information Counter, G floor, North side (near entrance 6) and 1st floor Stardome, Siam Paragon Shopping Complex within transaction date
• Cardholder must have sufficiency rewards points for deduction in the transaction date
• Cashier will deduct UOB Rewards Points in the transaction date and cashback will be upload into primary account within 60 days from the last day of program period.
• Reward points deducted from credit card account under this promotional campaign are non-refundable and cannot be cancelled.
• In cases, the redeemed points are over 100,000 points or over the criteria, the bank reserves the right to return only the excess points to the credit card account. No cashback will be credited for the excess redemption.
• Reserve the right to calculate only full payment spending in Luxury Zone at Siam Paragon Shopping complex only, excluding Restaurants/ Café/ Desert/ Drinks, Gold, jewelry and diamonds shop, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, Gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.

Terms and Conditions for redeeming UOB Reward Points to Cashback for other Card Types(**):

• Cardholders will receive cashback when have spending via UOB credit cards and redeem UOB Reward Points equal to the transaction amount, with a minimum spending of THB 1,000 per sales slip.
• Limited to 100,000 redemption points / cardholder (all eligible primary card types), including all spending at Siam Paragon, Siam Center and Siam Discovery shopping Complex throughout the promotional period.
• Cardholders must register and deduct rewards points at specific redemption points with transaction date only.
  • Information Counter, G floor, North side (near entrance 6) and 1st floor Stardome, Siam Paragon Shopping Complex
  • Information Counter, G floor and M floor, Siam Center Shopping Complex.
  • Information Counter, G floor, Siam Discovery Shopping Complex.
• Reserve the right to calculate only full payment spending in Siam Paragon, Siam Center and Siam Discovery shopping complex, excluding Restaurants/ Café/ Desert/ Drinks, Gold, jewelry and diamonds shop, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, Gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.
• Bank will deduct UOB Reward Points from the cardholder’s primary credit card account and credit the cashback to the same account within 60 business days from the end of the redemption month. In case, cardholder has multiple primary credit cards, Bank reserves the right to choose which account to credit the cashback to, at its sole discretion. The bank’s decision is final.

Terms and Conditions (*,**)

• This promotion is between September 1, 2025 to October 31, 2025, exclusively for UOB credit cardholders, excluding UOB Business Credit Cards, UOB KrisFlyer World Elite, UOB KrisFlyer World, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB YOLO Platinum, UOB ONE, UOB Simple, UOB Lazada, UOB Makro, UOB Grab, TMRW Credit Cards and All supplementary cards. Cardholders must remain as active card status and not default on payments until the cashback is credited to their account.
• Reserves the right to cancel the redemption in case the reward points are less than the transaction amount per sales slip.
• Cardholders must retain receipts for reference in case of any disputes.
• Reserves the right to cancel the redemption and return the points to the cardholder’s primary credit card account if reward point redemption does not meet the specified conditions.
• Deduction Points and cashback received from this promotion cannot be canceled or refunded.
• Cashback credited to the cardholder’s account cannot be exchanged for cash or transferred to others.
• Reserves the right to exclude the refunded amount from eligible spending.
• In case, cardholder has temporarily locked the card for security reasons, reserve the right not to cannot credit cashback to the account.
• this promotion cannot be combined with other promotions.
• The bank is not involved in the products or services. For any issues or inquiries, please contact the merchant or service provider directly. Please check information before making a decision.
• Reserves the right to bank’s decisions for any disputes related to this promotion.
• In case of disputes regarding cashback calculation, the primary cardholder must contact the bank within 30 days from the date the cashback is credited to the account.
• The bank is not responsible for any damages or defects in products or services. Please contact the merchant directly.
• If there is any discrepancy between the Thai and English versions of these terms, the Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate.
• Promotion code: 25MA38

Term and conditions for redeeming UOB Reward Points to Cashback for UOB Resevre, UOB Infinite and UOB Zenith (*) :

• Limited to 1 redemption/ cardholder (all eligible primary card types)/ program period.
• Limited to 125 redemptions / month and limited total 250 redemptions / program period.
• Limited up to 100,000 UOB Rewards Points / cardholders / program period.
• Register and deduct UOB Rewards Points at Information Counter, G floor (Luxury Zone), Iconsiam within transaction date
• Cardholder must have sufficiency rewards points for deduction in the transaction date
• Cashier will deduct UOB Rewards Points in the transaction date and cashback will be upload into primary account within 60 days from the last day of program period.
• Reward points deducted from credit card account under this promotional campaign are non-refundable and cannot be cancelled.
• In cases, the redeemed points are over 100,000 points or over the criteria, the bank reserves the right to return only the excess points to the credit card account. No cashback will be credited for the excess redemption.
• Reserve the right to calculate only full payment spending in Luxury Zone at Iconsiam excluding Restaurants/ Café/ Desert/ Drinks, Gold, jewelry and diamonds shop, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Siam Takashimaya, Lotus's Privé, SIRIRAJ SOLUTIONS, Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.

Terms and Conditions for redeeming UOB Reward Points to Cashback for other Card Types(**):

• Cardholders will receive cashback when have spending via UOB credit cards and redeem UOB Reward Points equal to the transaction amount, with a minimum spending of THB 1,000 per sales slip.
• Limited to 100,000 redemption points / cardholder (all eligible primary card types), including all spending at Iconsiam and ICS throughout the promotional period.
• Cardholders must register and deduct rewards points at specific redemption points with transaction date only.
  • Information Counter, G floor (Luxury Zone) and M floor (opposite ZARA), Iconsiam.
  • Information Counter, G floor, ICS (Opposite Iconsiam)
• Reserve the right to calculate only full payment spending at Iconsiam and ICS, excluding Restaurants/ Café/ Desert/ Drinks, Gold, jewelry and diamonds shop, Electronics stores, technology and gadget stores (e.g., AIS, BANANA IT, BIG CAMERA, DTAC, SONY, TRUE), all types of clinics (e.g., aesthetic clinics, dental clinics), Beauty salons (e.g., eyebrow services, eyelash extensions, nail salons, hair salons), Eyewear stores, Spas, Educational institutions (including language and music schools), Siam Takashimaya, Lotus's Privé, SIRIRAJ SOLUTIONS, Online transactions, installment payments, Fitness membership payments, Insurance, Utility bills, phone bills, Prepaid card purchases, gift vouchers, Alcohol and medicine and cancelled transactions. Only transactions that are recorded in the bank’s system based on the transaction date will be counted.
• Bank will deduct UOB Reward Points from the cardholder’s primary credit card account and credit the cashback to the same account within 60 business days from the end of the redemption month. In case, cardholder has multiple primary credit cards, Bank reserves the right to choose which account to credit the cashback to, at its sole discretion. The bank’s decision is final.

Terms and Conditions (*,**)

• This promotion is between September 1, 2025 to October 31, 2025, exclusively for UOB credit cardholders, excluding UOB Business Credit Cards, UOB KrisFlyer World Elite, UOB KrisFlyer World, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB YOLO Platinum, UOB ONE, UOB Simple, UOB Lazada, UOB Makro, UOB Grab, TMRW Credit Cards and All supplementary cards. Cardholders must remain as active card status and not default on payments until the cashback is credited to their account.
• Reserves the right to cancel the redemption in case the reward points are less than the transaction amount per sales slip.
• Cardholders must retain receipts for reference in case of any disputes.
• Reserves the right to cancel the redemption and return the points to the cardholder’s primary credit card account if reward point redemption does not meet the specified conditions.
• Deduction Points and cashback received from this promotion cannot be canceled or refunded.
• Cashback credited to the cardholder’s account cannot be exchanged for cash or transferred to others.
• Reserves the right to exclude the refunded amount from eligible spending.
• In case, cardholder has temporarily locked the card for security reasons, reserve the right not to cannot credit cashback to the account.
• this promotion cannot be combined with other promotions.
• The bank is not involved in the products or services. For any issues or inquiries, please contact the merchant or service provider directly. Please check information before making a decision.
• Reserves the right to bank’s decisions for any disputes related to this promotion.
• In case of disputes regarding cashback calculation, the primary cardholder must contact the bank within 30 days from the date the cashback is credited to the account.
• The bank is not responsible for any damages or defects in products or services. Please contact the merchant directly.
• If there is any discrepancy between the Thai and English versions of these terms, the Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate.
• Promotion code: 25MA39