UOB BizFlex

UOB BizFlex loans are specifically designed to help SME businesses succeed and grow sustainably. These special SME credit packages provide flexible financing alternatives that allow entrepreneurs to manage their financing effectively and efficiently.

UOB BizFlex provides flexible credit packages that can fulfill all your financial needs. This product provides special benefits and maximum credit limit of up to THB 40 million – conditional approval1 within only 5 working days2 . UOB BizFlex provides  speedy and responsive services that allow entrepreneurs to operate their businesses efficiently in a highly competitive environment.

Remark:
1. Final credit approval depends on collateral appraisal results and all loans are subject to criteria determined by the Bank.
2. Complete documentation is required


UOB BizFlex - Key Benefits and Services
Type of Services
Borrowers Qualifications
Preliminary Document Required
UOB SMEs Business Centers


UOB BizFlex - Key Benefits and Service:

Flexible : UOB BizFlex is a special package that focuses on
flexible collateral and credit limits that can be adjusted in
compliance with Bank’s regulations to suit your needs and
abilities.

Speedy : Receive conditional approval3 within only 5 working
days after submitting all elementary documents.

Prompt : Quick turn around time and prompt credit approval
processes when:

  • Bank deposits or government bonds used as collateral - 100% of appraised value.
  • Property used as collateral (on Bank’s approved list) -
    maximum credit limit up to 60% of collateral’s value.
Remark:
3. The final credit approval depends on collateral appraisal results and all loans are  subject to the criteria determined by the Bank.

Types of Service

1) Provides a minimum credit limit of THB 300,000 and
maximum credit limit of up to THB 40 million.4

2) Provides 4 major credit products to fulfill your financial needs:

  • Working capital credit line such as Overdrafts and Promissory Notes
  • Long-term Loans
  • Trade finances and services for importers and exporters
    such as Letters of Credit, Trust receipts, and Packing Credits
  • Letter of Guarantee, Acceptances, and Avals

3) Collateral: Bank will consider collateral that comply with its
regulations including Bank Deposits, Mutual Funds,
Residences, Commercial Residences, Factories, etc.
Bank reserves the right not to consider some types of collateral
such as gold and gold notes.

4) Interest rate – UOB BizFlex business rates are related to MLR
or MOR – refer to announced bank rates.

Remark:
4. The final credit approval depends on collateral appraisal result and all loans
are subject to the criteria determined by the Bank.

Borrowers Qualifications

  • Individuals (Thai) or Thai juristic persons.
  • Business operations income (group sales) between THB 2 million – THB 400 million.
  • At least 3 years business operating experience.
  • Sound financial status record:
    • Audited Statement - no operational losses in past three
      consecutive years and company has positive net worth
      (juristic person).
  • Not an NPL in past three years.
  • Provides consent letter - to check the borrower’s and guarantor’s
    status in Credit Bureau.5


    Remark:
    5. In compliance with laws and regulations governing credit information

Preliminary Document Requirement

Documents Juristic Individual Guarantors
Copy of ID card certified true copy  / Copy of household registration certified true copy / Copy of letter of name or surname change   (if any) / Marriage registration (if any) / / /
Corporate registration certificate / Shareholder list / Company’s affidavit / Memorandum or articles of association /   /
Copy of commercial registration   / /
Audited financial statements / Copies of income tax submission / /  
Copy of VAT registration / Monthly VAT submissions for last 6 months / /  
Bank statements for last 6 months / /  
Specimens of invoices from 3 major suppliers / /  
Consent letter for Credit Bureau check in compliance with laws and regulations  governing credit information / / /
Copies of loan agreements and term loan payment receipts for last 6 months – if refinancing / /  
Copies of collateral ownership documents / /  

Remark:
United Oversea Bank (Thai) Public Company Limited reserves the right to follow the Bank’s
conditions and regulations for credit approval.

UOB SMEs Business Centers

To get more information please contact…

  • 26 SMEs Business Centers (Nationwide)
  • All United Overseas Bank (Thai) Public Company Limited branches
  • Biz Call Center Tel. 0-2343-3555
  • UOB Call Center Tel. 0-2285 –1555
26 SME Business Centers (Nationwide)
Bangkok
Metropolitan Area
Address Telephone Fax
BBC - China Town Sam Yaek Branch, Floor 2
601 Charoen Krung Road, Samphantawong, Bangkok 10100
0-2222-6871-5 0-2222-6821
Sub BBC - China Town Bangrak Branch, Floor 3
1249/19,1249/50,1249/59 Jems Tower Building, Charoen Krung Road, Bangrak, Bangkok 10500
0-2267-7624 0-2267-7626
BBC - Silom Sathon Sathon Head Office, Floor 1
191 South Sathon Road, Sathon, Bangkok 10120
0-2343-3644-8 0-2213-2622
Sub BBC - Silom Sathon Sathon Head Office, Floor 1
191 South Sathon Road, Sathon, Bangkok 10120
0-2343-3659 0-2213-2622
BBC - Sukhumvit Sukhumvit 26 Branch, Floor 11
690 Sukhumvit Road, Klongton, Klongtoei, Bangkok 10110
0-2620-2981 0-2620-3788
BBC - Sriwara Sriwara Branch, Floor 4
314 Soi Ladphrao 94 (Panjamit), Sri Wara Road, Wongthonglang, Bangkok
0-2559-2156 0-2559-3672
BBC - Ratchada Huaykwang Ratchada Huaykwang Branch, Floor 2
167/8 Ratchadaphisek Road, Dindaeng, Bangkok 10320
0-2692-5040 0-2692-9026
Sub BBC - Ratchada Huaykwang Ratchada Huaykwang Branch, Floor 2
167/8 Ratchadaphisek Road, Dindaeng, Bangkok 10320
0-2276-8273 0-2692-9026
BBC - Sukhumvit 83 Sukhumvit 83 Branch, Floor 2
2149 2nd Floor Market Plus Building, Soi Sukhumvit 83, Phrakhanong, Bangkok
0-2311-8175 0-2311-8174
BBC - Chaengwattana Chaengwattana Branch, Floor 2
99/349 Mu 2 Na Nakorn Building, Chaengwatana Road, Donmuang, Bangkok 10210
0-2343-3895 0-2981-9274
BBC - Bangbon Bangbon Branch, Floor 2
289 Eakchai-Bangbon Road, BangBon, Bangkok 10150
0-2343-3899 0-2417-2698
Sub BBC - Bangbon Bangbon Branch, Floor 2
289 Eakchai-Bangbon Road, BangBon, Bangkok 10150
0-2417-0305 0-2417-2698
BBC - Pinklao Phra Pinklao Branch, Floor 2
30 Charansnidvongs Road, Bangplad, Bangkok 10700
0-2423-2151 0-24232155
BBC - Siam Square Siam Square Branch, Floor 2
410-410/1 Siam Square Soi 6 Rama I Road   Pathumwan   Bangkok 10500
0-2251-7125 0-2251-7135
BBC - Bangna Bangna K.M.2 Branch, Floor 3
21/235-236 Mu 12, Bang Na-Trad Road, Bangna, Bangkok 10260
0-2399-0109 0-2399-0120
Central Region Address Telephone Fax
BBC - Nakhonprathom Nakhon Pathom Branch, Floor 3
63-65 Rajvithi Road, Muang, Nakhon Pathom 73000
0-3427-0350 0-3427-0493
BBC - Nakhon Sawan Nakhon Sawan Branch, Floor 2
532-534 Kosi Road, Muang, Nakhon Sawan 60000
0-2343-3949 0-5621-2600
East Region Address Telephone Fax
BBC - Chonburi Chonburi Branch, Floor 3
804 Kor. Chetchamnong Road, Muang, Chon Buri 20000
0-3827-6406 0-3828-8150
BBC - Rayong Map Ta Phut Branch
267/11-13 Sukhumvit Rd., Map Ta Phut, Muang, Rayong 21150
0-3860-8870-1 0-3860-8877
North Region Address Telephone Fax
BBC - Chiangmai Thanon Highway-Chiang Mai Branch, Floor 3
1/99 Chiang Mai-Lampang Road, Nong Pa Krang   Muang   Chiang Mai 50000
0-5311-6346 0-5330-4708
Northeast Region Address Telephone Fax
BBC - Khon Kaen Khon Kaen - Thanon Mittraparb Branch, Floor 3
81/1 Mitraparb Road, Muang, Khon Kaen 40000
0-4323-6158 0-4324-2030
BBC - Ubon Ratchathani Ubon Ratchathani, Floor 3
177 Ubparat Road, Tombol Nai Muang, Muang, Ubon Ratchathani 34000
0-4524-4272 0-4524-4673
South Region Address Telephone Fax
BBC - Phuket Phuket Branch, Floor 2
206 Phuket Road, Muang, Phuket 83000
0-7621-1566  0-7621-4903
Sub BBC - Phuket Phuket Branch, Floor 2
206 Phuket Road, Muang, Phuket 83000
0-7621-1566 0-7621-4903
BBC - Hat Yai Hat Yai Branch, Floor 2
164 Nipat-utit 1 Road   Hat Yai   Songkhla 90110
0-7423-9020 0-7423-9411
BBC - Suratthani Surat Thani Branch, Floor 2
208/2-3 Chonkasem Road, Talad, Muang, Surat Thani 84000
0-7728-6292-4 0-7728-6296

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