Capital Markets
Financial Supply Chain Management
UOB Partner Solutions
-
you are in Group Wholesale Banking
For Individuals
Personal BankingWEALTH BANKINGPRIVILEGE BANKINGFor Companies
UOB DIGITALISATIONINDUSTRY INSIGHTSFOREIGN DIRECT INVESTMENTAbout UOB
ABOUT USUOB GROUPUOB NEWSCAREERSUSTAINABILITY ความยั่งยืนUOB Subsidiaries
UOB Subsidiaries
Overview
This insurance helps to safeguard small and medium sized businesses from unforeseen financial risk with flexible options to customize your coverage protection that suits your business needs.
Benefits
Protect your SME business
Protect your SME business
for up to THB10 million.
Tailor-made protection
Customise your own coverage protection
for your insurance needs.
Key Features
-
Features
-
Descriptions
| Features | Descriptions |
| Key feature | • Risks from wind, water, and hailstorms - Cover for fire and additional perils like windstorm, earthquake, water damage(excluding floods) and hail up to THB10,000,000 • Flood risk - Cover for floods up to THB20,000 per occurrence and in aggregate • Burglary - Up to THB200,000 coverage for burglary, robbery and theft with actual forcible violent entry or exit from the insured building, including damage to the building structure containing the property insured • Third party liability - Up to THB1,500,000 compensation on behalf of the Insured for loss or damage occurring to a third party to whom the insured is legally liable as a result of an accident from the operations of or in connection with the insured business |
| Features |
| Key feature |
Coverage and Optional Add-Ons
Coverage
| Coverage | Sum Insured (THB) | Sum of Liability (THB) |
| Fire & Additional Perils | ||
| Fire and Additional Perils | 500,000 - 10,000,000 | According to sum insured |
| Electrical Injury | • 500,000 - 2,500,000 • 2,600,000 - 5,000,000 • 5,100,000 - 10,000,000 |
• 100,000 per occurrence and in aggregate • 200,000 per occurrence and in aggregate • 300,000 per occurrence and in aggregate |
| Floods | 500,000 - 10,000,000 | 20,000 per occurrence and in aggregate |
| Riot, Strike, Malicious Acts | • 500,000 - 2,500,000 • 2,600,000 - 5,000,000 • 5,100,000 - 10,000,000 |
• 100,000 per occurrence and in aggregate • 200,000 per occurrence and in aggregate • 300,000 per occurrence and in aggregate |
| Burglary | ||
| Burglary | 500,000 - 10,000,000 | 200,000 per occurrence and in aggregate |
| Money | ||
| Money | • 500,000 - 2,500,000 • 2,600,000 - 5,000,000 • 5,100,000 - 10,000,000 |
• 100,000 per occurrence and in aggregate • 200,000 per occurrence and in aggregate • 300,000 per occurrence and in aggregate |
| Public Liability Insurance (within insured location) | ||
| Public Liability Insurance (within insured location) |
500,000 - 10,000,000 | 500,000 per occurrence and 1,500,000 in aggregate |
| Other Special Causes / Endorsement | ||
| Other Special Causes / Endorsement | 500,000 - 10,000,000 | 10% of sum insured, not exceeding 100,000 per occurrence and in aggregate |
| Personal effects | 500,000 - 10,000,000 | 5,000 per person 100,000 per occurrence and in aggregate |
Additional Coverage for Purchase
| Coverage | Sum Insured (THB) | Sum of Liability (THB) |
| Loss of income in consequence of the damage | ||
| Loss of income in consequence of the damage | 500,000 - 10,000,000 | Not exceeding 10% of the claimed amount |
| Glass | ||
| Plate Glass | 500,000 - 10,000,000 | • Option 1: 100,000 • Option 2: 300,000 • Options 3: 500,000 |
Additional information
Special offer :
Get a Starbucks e-coupon worth up to 600 THB when purchasing insurance through designated online channels from July 1, 2025 to December 31, 2025.
- This promotion is applicable for UOB SME customers (individuals or entities) purchasing online through the specified channels.
- This promotion is valid from 1 July 2025 - 31 December 2025.
- The gift voucher for this promotion is non-exchangeable, non-transferable and cannot be redeemed for cash.
- UOB reserves the right to amend the offer, including the benefits, terms, and conditions, with prior notice of at least 30 days.
- Applicants must study and understand policy terms and conditions before deciding to purchase insurance.
- UOB, in its capacity as the insurance broker license number ว00020/2546 will facilitate the insurance transaction and premium payments only, while MSIG Insurance (Thailand) Public Company Limited, will be responsible for providing the coverage and benefits as stated in the insurance contract.
Insurance Conditions
- This package applies to Construction Class 1 only
- The premises must not be located in a "dangerous zone" as announced by the Office of the Insurance Commission.
Download form to claim process
- Step1 Download claim form
- Step 2 Complete the claim form and submit to the company
- Step 3 Gather the supporting documents for your claimant details:
- Evidence/ purchase receipt for insured property and/ or receipt for the damaged/ receipt for the repairment/ quotation for repair or replacement
- Photographs showing the extent of damage
- Statement by engineers or experts
- Other supporting documents (if any)
- Step 4 Fill up the claim form and mail it with supporting documents to:
Accident and Health Claims Department MSIG Insurance (Thailand) PCL.
1908 MSIG Building, New Petchburi Road Bang Kapi, Hauy Kwang, Bangkok 10310
Note: The above claims guidelines are only an initial, general guide for the insured and the Company. The consideration of claims shall depend on the terms, conditions and exceptions of each insurance policy. MSIG may ask for further information and supporting documents before concluding the assessment of any claim.
Applicants must study and understand policy terms and conditions before deciding to purchase insurance. UOB, in its capacity as the insurance broker license number Chor ว00020/2546 will facilitate the insurance transaction and premium payments only, while MSIG Insurance (Thailand) Public Company Limited, will be responsible for providing the coverage and benefits as stated in the insurance contract.
You may also like
Property Insurance
Safeguard and provide protection against various risks to your assets and business.
Personal Accident
Protect and manage risks arising from accidents.
UOB Motor Insurance for SMEs
Designed for low-mileage drivers or businesses with fleets seeking first-class coverage with pay-as-you-drive for worry-free driving.
We are here to help
We use cookies to improve and customise your browsing experience. You are deemed to have consented to our cookies policy if you continue browsing our site.
