UOB Lady’s Savings Account

Important Update: UOB Lady’s Savings Account Insurance Benefits

Please be informed that the 7 types of cancer in women and personal accident coverage with a maximum benefit of THB 10,000 under the UOB Lady’s Savings Account will end on 31 August 2026.

Valid diagnoses or accidents occurring on or before 31 August 2026 remain eligible for claims under the policy terms. You may submit your claim to Thaivivat Insurance PCL. by quoting Policy No. 004870/6807/00074-8. For further information, please contact the insurer at Tel. 1231.

This update does not affect your account interest, which continues at the Bank’s prevailing rates.

Announced on 17 July 2026

Product Benefits

UOB Lady’s Savings Account

Get personal accident coverage 20 times of the deposit amount, up to THB 10 million ​

No insurance premium payment required

Special! Coverage extends to driving or riding as a passenger on a motorcycle

Receive monthly interest​

Personal Accident Coverage Benefit​
  • Account holder will get Personal Accident insurance (PA) entitlements and extended coverage for driver and passenger of motorcycle. The coverage is due to loss of life, dismemberment, loss of sight, loss of speech, loss of hearing or total permanent disability from murder and assault but not covering medical expenses.
  • Receive personal accident coverage up to 20 times of the deposit amount. Coverage up to THB 10 million worldwide 24 hours a day.

Condition of Personal Accident Coverage

  • Account holders are entitled to personal accident insurance coverage, subject to the policy terms and conditions, provided they maintain an account balance of at least THB 3,000 one day before the accident occurs.
  • The Bank pays insurance premiums. The account holder is the insured person. For accident coverage, the account holder has the right to designate a third party or the account holder as the beneficiary. This coverage is under the group non-life insurance policy, UOB Lady’s Savings Account. Thaivivat Insurance Public Company Limited takes responsibility under the terms of coverage and benefits according to conditions.
  • Condition of compensation payment:
    • For loss of life, 100% of the coverage amount.
    • In case of dismemberment, loss of sight, loss of hearing, or speech, 1-60% of the coverage amount will be paid according to the details per the policy document.
    • For total permanent disability, 100% of the coverage amount. For partial permanent disability, 50% of the coverage amount.
  • For customers who open an account from 1 September 2026 onwards, they will not be eligible for insurance coverage if they have any pre-existing physical disabilities or impairments prior to the account opening date.

Condition of PA Coverage Amount

  • The account holder will be covered in the amount of 20 times of the deposit balance one day prior to the accident date. Maximum coverage of THB 10 million per person, regardless of the number of UOB Lady’s Savings accounts held.
  • The account holder who is over 70 years old at the account opening date will receive compensation 70% of the coverage amount but not exceeding THB 7,000,000 per person.
  • If the account holder has more than one UOB Lady’s Savings account, the amount of accident coverage will be calculated from the accounts with a deposit balance more than THB 3,000 combined. The maximum coverage amount will not exceed THB 10 million per person.
  • Open an account with a minimum of THB 1,000.
  • Account opening is for female customers of Thai nationality, between the ages of 15-60 only.
  • Limited to 1 account per person, single account only. Joint account is not applicable.
Loss of Life Total Permanent Disability Dismemberment, loss of sight, loss of hearing, or speech
  • Health and Accident Insurance Claim Form, fully completed.
  • Letter of appointment for the Administrator of the Estate (if any).
  • Copy of the deceased's ID card or Passport.
  • Copy of House Registration with the "Deceased" stamp.
  • Copy of the Death Certificate.
  • Copy of the Death Certification (issued by the hospital).
  • Copy of the Autopsy Report. If sent to the Institute of Forensic Medicine, please attach the "Detailed Autopsy Report."
  • Blood alcohol test result of the insured. (If no test was performed, attach a confirmation letter from the investigating officer and the forensic/attending physician).
  • Copy of the Daily Case Report/Police Log, certified true copy.
  • Copy of the police investigation report regarding the incident and cause of death.
  • Copy of the Beneficiary’s ID card, certified true copy.
  • Copy of the Beneficiary’s House Registration, certified true copy.
  • Evidence of Name/Surname Change (if applicable).
  • Bank Account Application and Copy of Bank Statement showing the balance prior to the incident, covering at least the last 3 months, certified true copy.
  • For Minor Beneficiaries: Copy of Birth Certificate (if no ID card), House Registration of the minor, and ID Card/House Registration of parents or court-appointed legal guardian.
  • Health and Accident Insurance Claim Form, fully completed.
  • Copy of ID Card or Passport of the insured, certified true copy.
  • Copy of House Registration of the insured, certified true copy.
  • Complete Medical History/Treatment Records.
  • Photographs of the Insured clearly showing the disability or damaged organs.
  • Disability ID Card or official Disability Certification (issued by the Ministry of Social Development and Human Security).
  • Medical Certificate/Certification of Disability confirming the insured is permanently and totally unable to perform any duties of their regular occupation or any other occupation for life, issued by the attending physician or a government hospital physician.
  • Evidence of Name/Surname Change (if applicable).
  • Bank Account Application and Copy of Bank Statement showing the balance prior to the incident, covering at least the last 3 months, certified true copy.
  • Copy of the Daily Police Report, certified true copy.
  • Blood Alcohol Test Result of the insured (If no test was performed, attach a confirmation letter from the Investigating Officer and the Forensic/Attending Physician).
  • Accident and Health Insurance Claim Form, fully completed.
  • Physician’s Report confirming the permanent and total loss of function/use of the organ(s) due to an accident with no possibility of recovery.
  • Photographs of the Insured clearly showing the lost organ(s).
  • Disability ID Card or official Disability Certification (issued by the Ministry of Social Development and Human Security).
  • Original Medical Treatment Receipts.
  • ID Card and House Registration of the insured. For Minors: Copy of Birth Certificate, House Registration of the minor, and ID Card/House Registration of parents or court-appointed legal guardian.
  • Evidence of Name/Surname Change (if applicable).
  • Copy of Daily Police Report and official police investigation results regarding the incident.
  • Blood Alcohol Test Result (If no test was performed, attach a confirmation letter from the Investigating Officer and the Forensic/Attending Physician).
  • Complete Medical History from the date of the accident to the present.
  • Bank Account Application and Copy of Bank Statement showing the balance prior to the incident, covering at least the last 3 months, certified true copy.
  • Inquiry about savings accounts at UOB Customer Service Center 0 2285 1555 or any UOB branches, nationwide.
  • Inquiry about accident coverage at Thaivivat Insurance Public Company Limited Tel. 1234

1. Effective from 1 July 2026 - Account maintenance fee : THB 20 per month for account that has been inactive for 12 consecutive months and has a month-end outstanding balance of less than THB 2,000.

Dormant Account refers to an account with no deposit, withdrawal, transfer, or bill payment transactions for 12 consecutive months, excluding system generated automatic transactions (e.g., auto direct debit). When an account becomes a dormant account, the customer will be unable to perform any transactions on the account.

2. To reactivate the dormant account, the customer can contact the Live Chat service on UOB TMRW app, UOB branch or UOB Contact Center Tel 0 2285 1555.

3. Additional fees apply for cross-region or cross-bank transactions; please refer to the Bank’s announcement on the Bank’s website or at the Bank branches.

4. A tax exemption shall be in accordance with the regulations of the Revenue Department.

5. The value of insurance premiums is equivalent to the deposit interest rate that increases approximately 0.19% per year as of 1 September 2026.

6. This deposit is protected by the Deposit Protection Agency in the amount specified by law.

7. The Bank reserves the right to cancel or change a benefit with prior notice before changing.