Terms and Conditions of Invest Your Sky Journey Campaign

Earn cash rebate of up to THB 200,000 (or select to receive airline miles of up to 500,000 miles⁵) when having an accumulated invest from THB 100,000 in eligible Non-Money Market Mutual Funds with front end fee and/or Structured Products and/or Offshore Bond.

1. Campaign period: 1 October 2025 – 30 December 2025
2. For UOB Privilege Reserve customers, UOB Privilege Banking customers, or UOB Wealth Banking customers or customers who invest in eligible Non-Money Market Mutual Funds with front end fee (not including money market mutual funds, SSF/RMF and Thai ESG) and/or Structured Products and/or Offshore Bonds at the total amount from THB 100,000 within the campaign period. Table: Cash Rebate

   Invest in eligible Non-Money Market Mutual Funds with front end fee and/or Structured Products and/or Offshore Bond
   Investment Tier	Earn Reward for investment in eligible Non-Money Market Mutual Funds and/or Structured Product and/or Offshore Bonds	Earn an Extra Reward when invest via UOB TMRW App*	Earn On-Top Reward when invest with fresh fund
   For the accumulated investment below THB 6,000,000 receive up to THB 100 cash rebate for every THB 100,000 investment*	Get THB 10 cash rebate for every THB 100,000 accumulated investment	Get THB 30 cash rebate for every THB 100,000 accumulated investment	Get THB 30 cash rebate for every THB 100,000 accumulated investment with fresh fund OR Get THB 60 cash rebate for every THB 100,000 accumulated investment in Offshore investment products** with fresh fund
   For the accumulated investment above THB 6,000,000 receive up to THB 10,000 cash rebate for every THB 6,000,000 investment*	Get THB 1,000 cash rebate for every THB 6,000,000 accumulated investment	Get THB 3,000 cash rebate for every THB 6,000,000 accumulated investment	Get THB 3,000 cash rebatefor every THB 6,000,000 accumulated investment with fresh fund OR Get THB 6,oo0 cash rebatefor every THB 6,000,000 accumulated investment in Offshore investment products** with fresh fund




* Investment in Structured Products and/or Offshore Bonds are not applicable to earn an extra reward when invest via UOB TMRW App.
**Offshore Investment Product consist of Offshore Mutual Funds and Offshore Bonds in USD currency.

3. An eligible customer will be entitled to only the highest tier achieved per each reward type in the table above. Limit cash rebate of up to THB 200,000 per customer.
4. Example of qualifying for a maximum cash rebate of THB 200,000 (Value of gifts, rewards, or benefits offered must not exceed 0.2% of the minimum investment amount applicable to each customer).
   • Customer investing in eligible investment products and all the investment product is Offshore at the amount of THB 120 million with fresh funds and via UOB TMRW App will receive THB 10,000 for every THB 6 million invested. (Receive cash rebate at THB 200,000)
   • Customer investing in eligible investment products without investing in Offshore product at the amount of THB 174 million with fresh funds and via UOB TMRW App will receive THB 7,000 for every THB 6 million invested. (Receive cash rebate at THB 200,000)
   • Customer investing in eligible investment products at the amount of THB 324 million via UOB TMRW App will receive THB 4,000 for every THB 6 million invested. (a maximum cash rebate of THB 200,000)
5. In case the customer chooses to receive up to 500,000 airline miles instead of cash rebate, customer must hold a participating credit card before 30 December 2025. The customer will receive UOB Rewards Points, which can be redeemed for participating airline miles.

   Remark: The number of UOB reward points earned will correspond to the accumulated investment amount of the customer, in accordance with the terms and conditions set by the Bank.

   Type of eligible credit card	Multiplier for requesting UOB reward points instead of cash rebate	The maximum UOB Rewards Points equivalent to THB 200,000 cash rebate	Airline miles valued equivalent to THB 200,000 cash rebate	Participating frequent flyer programmes for UOB rewards points redemption at the specified rate
   UOB Reserve	X5	1,000,000	500,000	ASIA MILES EVA AIR KRISFLYER QATAR ROYAL ORCHID PLUS
   UOB Infinite	X7.5	1,500,000	500,000	ASIA MILES EVA AIR KRISFLYER ROYAL ORCHID PLUS
   UOB Zenith	X10	2,000,000	500,000	ASIA MILES EVA AIR KRISFLYER ROYAL ORCHID PLUS
   UOB Privi Miles	X6.75	1,350,000	500,000	ASIA MILES KRISFLYER ROYAL ORCHID PLUS
   UOB ROP Preferred	X4.375	875,000	500,000	ROYAL ORCHID PLUS
   UOB ROP Select	X5	1,000,000	500,000	ROYAL ORCHID PLUS

   
   

   **The conversion rate of UOB Rewards Points to airline miles is based on the rate as of 1 October 2025 and subject to the minimum mile redemption rate set by the credit card.

   An example of converting cash rebate into UOB Rewards Points at the maximum rate

   • Customer can register his/her credit card in order to request UOB reward points instead of cash rebate during the campaign period between 1 October 2025 – 30 December 2025 by typing TFC (space) followed by the last 12 digit of your credit card number (no space between numbers), send the SMS to 4545111 (Fee of THB 3 per message). Customer will receive the confirmation from UOB that registration is successful.
   • If the customer registers more than once, the Bank will follow the latest registration during the period of 1 October 2025 – 30 December 2025 for the reward processing.

   Type of eligible credit card	Example of redeeming points from maximum redeemable points
   UOB Reserve	1,000,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate
   UOB Infinite	1,500,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate
   UOB Zenith	2,000,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate
   UOB Privi Miles	1,350,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate
   UOB ROP Preferred	875,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate
   UOB ROP Select	1,000,000 Rewards Points = 500,000 miles = THB 200,000 cash rebate

   • For how to redeem rewards points for mileage, loyalty points, gifts, gift cards or e-vouchers, please visit https://go.uob.com/redeemreward
6. Fresh fund refers to net amount from other source of fund outside United Overseas Bank (Thai) Public Company Limited (“the Bank”) invested during 1 October 2025 – 30 December 2025. However, fund transfers between the Bank’s accounts shall not be deemed as fresh funds.
7. For existing customers, the deposit and/or investment amount that is invested on top of the customer’s balance as of 30 September 2025 must be maintained in the customer's bank account throughout the campaign period to receive additional reward when invest with fresh fund. In addition, the term "investment" in this clause also includes the balance that the customer invests during the campaign period and sells such investment unit throughout the campaign period and retains such amount of money in the customer's bank account until the end of the campaign period.
8. Mutual Funds that are eligible for this campaign are Mutual Funds which have front end fee, excluding Money Market funds.
9. Super Saving Fund (SSF), Retirement Mutual Fund (RMF) and Thailand ESG Fund (Thai ESG) are not applicable to this programme.
10. In case that customer invest in Mutual Funds and/or Structured Products and the investment amount is in foreign currency, the Bank will calculate investment amount in Thai baht from the exchange rate as of the transaction date. In case of fund switching in foreign currency, the investment value shall be calculated in Thai baht by using the exchange rate on the date of switching into the destination fund.
11. The bank will credit the cashback to UOB savings account or UOB Rewards Points to the registered credit card within 60 days after the end of the campaign.
12. This campaign cannot be combined with Fixed Deposit–Investment Bundle.
13. Customer who participates in this programme must not be a US person.
14. Customer who participates in this programme must perform the investment transactions with the Bank only.
15. The Bank reserves its sole right to adjust, reduce or cancel any or all of the incentives under this program if the total amount of incentives to be given to the customer, either by the Bank covering all investment related campaigns, the fund houses/asset management companies, the fund managers or any other related person, (Value of gifts, rewards, or benefits offered must not exceed 0.2% of the minimum investment amount applicable to each customer.)
16. Payment of the mutual funds cannot be made with credit cards.
17. For customer who also holds a joint banking account, the banking balance and monthly banking transactions, for the purpose of this promotion, will be calculated under the primary account holder of the joint account. All privileges and rewards are exclusive to the primary account holder only. The reward cannot be transferred to other persons and cannot be changed or exchanged into cash.
18. The Bank reserves the right to make a final decision on any dispute arising out of or in connection with this promotion, including the right to terminate this promotion or to vary, delete, or add to any of these terms and conditions as appropriate with prior notice. The Bank's decision shall be final.
19. For more information, regarding list of eligible Funds for this campaign, please contact your relationship manager.
20. These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.

Disclaimer: Investment contains specific risk. Please understand characteristic of goods, condition, return and risk before making investment decision. Investing in foreign investment funds and not fully hedge for foreign exchange rate risk thus investors may loss or gain profit from foreign exchange rate/or receive return lower than initial investments.