Terms and Conditions: Investment Top Fund Campaign

Receive a cash rebate of up to THB 200,000 with a minimum accumulated investment of THB 200,000 in eligible non-money market mutual funds with a front-end fee and/or structured products and/or offshore bonds.

1. Campaign period: 1 July 2026 – 30 September 2026​
2. For UOB Privilege Reserve and UOB Privilege Banking customers who invest in eligible non-money market mutual funds with a front-end fee (excluding money market mutual funds, RMF, and Thai ESG), and/or structured products, and/or offshore bonds, with a total investment amount of THB 200,000 or more within the campaign period.

   Table: Summary of Cash Rebates

   Invest in eligible non-money market mutual funds with front end fee and/or structured products and/or offshore bonds
   Investment Tier	Reward for investment in eligible non-money market mutual funds and/or structured products and/or onshore bonds	Extra Reward when investing via UOB TMRW App*
   Accumulated investment below THB 10,000,000 (Maximum rebate of THB 70 per THB 200,000 invested)	Receive a THB 10 cash rebate for every THB 200,000 accumulated investment	Receive a THB 10 cash rebate for every THB 200,000 accumulated investment	Receive a THB 20 cash rebate for every THB 200,000 accumulated investment with fresh fund into THB currency investment products OR Receive a THB 50 cash rebate for every THB 200,000 accumulated investment in foreign denominated currencies investment products** with Net New Money
   Accumulated investment of THB 10,000,000 or more (Maximum rebate of THB 6,000 per THB 10,000,000 invested)	Receive a THB 500 cash rebate for every THB 10,000,000 accumulated investment	Receive a THB 500 cash rebate for every THB 10,000,000 accumulated investment	Receive a THB 2,000 cash rebate for every THB 10,000,000 accumulated investment with Net New Money into THB currency investment products OR Receive a THB 5,000 cash rebate for every THB 10,000,000 accumulated investment in foreign denominated currencies investment products** with Net New Money




*Investments in structured products and/or offshore bonds are not eligible for the extra reward when investing via the UOB TMRW App.

** Offshore Investment Products in foreign currency include:

• Onshore USD Investment Products: Onshore mutual funds denominated in USD.
• Offshore Investment Products: Offshore mutual funds or Offshore bonds denominated in foreign currency.
3. An eligible customer will be entitled to only the highest tier achieved per each reward type in the table above. Limit cash rebate of up to THB 200,000 per customer.
4. Example of a qualifying calculation for a maximum cash rebate of THB 200,000 (Value of gifts, rewards, or benefits offered must not exceed 0.2% of the minimum investment amount applicable to each customer).
   • Customer investing in eligible investment products and all the investment product is foreign denominated currencies investment products** at the amount of THB 340 million with fresh funds and via UOB TMRW App will receive THB 6,000 for every THB 10 million invested (a maximum cash rebate of THB 200,000).
   • Customer investing in eligible investment products without investing in foreign denominated currencies investment products** at the amount of THB 670 million with Net New Money via UOB TMRW App will receive THB 3,000 for every THB 10 million invested (a maximum cash rebate of THB 200,000).
   • Customer investing in eligible investment products at the amount of THB 2,000 million via UOB TMRW App will receive THB 1,000 for every THB 10 million invested (a maximum cash rebate of THB 200,000).
5. “Net New Money” refers to the net increase in the customer's total outstanding balance of deposits and/or investments with the Bank, calculated by comparing the total asset balance during the campaign period against the baseline balance as of 30 June 2026, which is then invested in participating funds (High-Fee Funds) between 1 July 2026 and 30 September 2026.
6. For existing customers, the Bank will adjust the Net New Money as defined in Clause 5 by taking into account movements of assets within the Bank (including deposits and/or investment accounts) as follows:
   (1) Where the value of such assets decreases by an amount equal to or greater than the increase in investments in High-Fee Funds, such increase shall not be recognised as Net New Money.

   Asset Type	Total Deposits and Investment Assets as of 30 June 2026	Net Asset Balance from 1 July – 30 September 2026	Net Change in Total Assets as of 30 September 2026
   CASA + Money Market	THB 10 million	THB 2 million	-THB 8 million
   High-Fee Funds	THB 5 million	THB 11 million	+THB 6 million
   Net New Money = THB 0

   
   (2) Where there is no decrease (or there is an increase), the full amount of the investments in High-Fee Funds shall be recognised as Net New Money.

   Asset Type	Total Deposits and Investment Assets as of 30 June 2026	Net Asset Balance from 1 July – 30 September 2026	Net Change in Total Assets as of 30 September 2026
   CASA + Money Market	THB 10 million	THB 12 million	+THB 2 million
   High-Fee Funds	THB 5 million	THB 6 million	+THB 1 million
   Net New Money = THB 1 million

   
   (3) Where the decrease is less than the increase, only the net difference after such decrease shall be recognised as Net New Money.

   Asset Type	Total Deposits and Investment Assets as of 30 June 2026	Net Asset Balance from 1 July – 30 September 2026	Net Change in Total Assets as of 30 September 2026
   CASA + Money Market	THB 10 million	THB 5 million	-THB 5 million
   High-Fee Funds	THB 5 million	THB 14 million	+THB 9 million
   Net New Money = THB 4 million

   
   For existing customers, deposit balances and/or investment balances shall be determined based on the balance as at 30 June 2026, and such balances must be maintained throughout the campaign period in order to be eligible to receive any rewards in respect of Net New Money investments.
   For the purposes hereof, “investment amount” includes investments made during the campaign period, including where units are redeemed. In such cases, the proceeds from redemption must be maintained in deposit accounts held with the Bank throughout the campaign period.
7. Mutual funds that are eligible for this campaign are those with a front-end fee, excluding money market funds.
8. Retirement Mutual Fund (RMF) and Thailand ESG Fund (Thai ESG) are not eligible to this programme.
9. In the event that a customer invests in mutual funds and/or structured products and the investment amount is in foreign currency, the Bank will calculate investment amount in Thai baht using the exchange rate as of the transaction date. In case of fund switching in foreign currency, the investment value shall be calculated in Thai baht by using the exchange rate on the date of switching into the destination fund.
10. The Bank will credit the cash rebate to the UOB savings account within 60 days after the end of the campaign.
11. This campaign cannot be combined with Fixed Deposit–Investment Bundle campaign.
12. Customers who participate in this programme must not be a US person.
13. Customers who participate in this programme must perform the investment transactions with the Bank only.
14. The Bank reserves its sole right to adjust, reduce or cancel any or all of the incentives under this programme if the total amount of incentives to be given to the customer either by the Bank covering all investment related campaigns, the fund houses/asset management companies, the fund managers or any other related persons (Value of gifts, rewards, or benefits offered must not exceed 0.2% of the minimum investment amount applicable to each customer).
15. Payment of the mutual funds cannot be made with credit cards.
16. For customers who also hold a joint banking account, the banking balance and monthly banking transactions, for the purpose of this promotion, will be calculated under the primary account holder of the joint account. All privileges and rewards are exclusive to the primary account holder only. The reward cannot be transferred to other persons and cannot be changed or exchanged into cash.
17. The Bank reserves the right to make final decision on any dispute arising out of or in connection with this programme, including the right to terminate this promotion or to vary, delete, or add to any of these terms and conditions as appropriate with prior notice. The Bank's decision shall be final.
18. For more information, regarding list of eligible Funds for this campaign, please contact your Client Advisor.
19. These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
20. Reference Code: PVB202606068

Remark

*Investment in Structured Products and/or Offshore Bonds are not applicable to earn an extra reward when invest via UOB TMRW App.

**Offshore Investment Products in foreign currency include:

• Onshore USD Investment Products: Onshore mutual funds denominated in USD.
• Offshore Investment Products: Offshore mutual funds or Offshore bonds denominated in USD currency.

Disclaimer: Investment contains specific risk. Please understand characteristic of goods, condition, return and risk before making investment decision.

Investing in foreign investment funds and not fully hedge for foreign exchange rate risk thus investors may loss or gain profit from foreign exchange rate/or receive return lower than initial investments.