1. Customers signing up for UOB Privilege Reserve or UOB Privilege Banking with United Overseas Bank (Thai) Public Company Limited (“the Bank”) from 1 October – 31 December 2026​ are subject to the following conditions set by the Bank:

    1. For UOB Privilege Reserve, on the sign-up date, the customer is required to have deposit amounts or investment amounts, or deposit amounts combined with investment amounts, of THB 50,000,000 or more, and to maintain such a balance for 4 consecutive calendar months from the month of sign-up; or to purchase life insurance and/or unit-linked life insurance with an annual premium of THB 5,000,000 or more; or to purchase single-premium life insurance of THB 50,000,000 or more through the Bank, and to pay the premium for the first year in the year of sign-up. The customer must not cancel the insurance policy during the free-look period, and the insured must be the same individual as the UOB Privilege Reserve customer.
    2. For UOB Privilege Baking, on the sign-up date, the customer is required to have deposit amounts or investment amounts, or deposit amounts combined with investment amounts, of THB 10,000,000 or more, and to maintain such a balance for 4 consecutive calendar months from the month of sign-up; or to purchase life insurance and/or unit-linked life insurance with an annual premium of THB 1,000,000 or more; or to purchase single-premium life insurance of THB 10,000,000 or more through the Bank, and to pay the premium for the first year in the year of sign-up. The customer must not cancel the insurance policy during the free-look period, and the insured must be the same individual as the UOB Privilege Banking customer.
  2. Customers are required to log in to the UOB TMRW App at least once within 30 days of signing up as a UOB Privilege Reserve or UOB Privilege Banking customer.
  3. Customer are required to apply for or upgrade a credit card, and to meet the following spending conditions:
    1. For UOB Privilege Reserve customers, a welcome bonus UOB Rewards Points of 50,000 Points will be awarded when an accumulated spending of THB 5,000 or more is made via the UOB Infinite Privilege Reserve Credit Card, UOB PRIVI Miles Privilege Banking Credit Card, within 3 calendar months including the month of sign-up.
    2. For UOB Privilege Banking customers, a welcome bonus UOB Rewards Points of 30,000 Points will be awarded when an accumulated spending of THB 3,000 or more is made via the UOB PRIVI Miles Privilege Banking Credit Card, within 3 calendar months including the month of sign-up.

    Table A. Maximum Cash Back

    Account Type

    Total Asset Under Management

    Welcome Bonus UOB Rewards Points with a minimum cumulative spend on the specified UOB card​

    (Months 1-3)

    UOB Privilege Reserve

    THB 50 Million and above

    50,000 UOB Reward Points


    UOB Privilege Banking

    THB 10 million or more but less than THB 50 million

    30,000 UOB Reward Points

  4. Credit Card: Use when necessary and pay back full amount on time to avoid 16% interest rate.
  5. Calculation of accumulated spending for credit card cash back excludes instalment payments (IPP conversion), transactions made using UOB Customer Care or UOB PayAnything, purchases made at petrol stations, utility bill payments, education-related expenses, insurance premium payments, or investment transactions (including the purchase of mutual funds, unit-linked insurance and bonds).
  6. UOB Rewards Points will be credited to the primary cardholder’s account within 60 days after the third calendar month in which eligible spending is made using UOB credit cards, subject to the conditions set by the Bank. The customer must not be in default and must maintain the status of a UOB credit cardholder on the date the Bank credits UOB Rewards Points.
  7. Spending made using supplementary cards will be combined with spending made using the primary card.
  8. For customers holding a joint banking account, the spending balance and monthly banking transactions, for the purpose of this promotion, will be calculated under the primary account holder only. All privileges and rewards are exclusive to the primary account holder.
  9. Cash back may not be exchanged or redeemed for cash.
  10. Customers will receive cash back only for the highest status they hold during the campaign period. (If customer has already received cash back under their previous status, upon upgrading to a new status, the Bank will provide cash back for the difference based on the new status.)
  11. This deposit is protected by the Deposit Protection Agency in the amount stipulated by law.
  12. All investment carries risks, investors should take care to study each investment product, fund policies, conditions for return on investment, risks, and fund performance before making informed investment decisions.
  13. Customer must study coverage details and conditions before applying for an insurance policy. Prudential Life Assurance (Thailand) PCL. is a life insurance provider. United Overseas Bank (Thai) PCL. is life insurance broker only License no. ช00026/2545.
  14. For more information, please contact 0 2344 9500
  15. These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.