Get Cash Instantly. Fast & Easy. Enjoy Double Rewards* /card/month

During​ : 20 Apr – 30 Jun’26​

What is the UOB Cash Advance service?

UOB Cash Advance is an exclusive service for UOB credit cardholders that enables you to instantly convert your available cash advance limit into ready-to-use cash or transfer it directly to your savings account. No approval is required, no additional documentation is needed, and transactions can be conveniently completed via the UOB TMRW app, any nearby ATM, or a UOB branch. view details

Enjoy 2 Special Privileges When Making a Cash Advance Transaction via UOB Credit Card
During 20 April 2026 – 30 June 2026

Privilege 1: Receive a code to redeem 12 pieces of Krispy Kreme Original Glazed (worth THB 348) when you make a cash advance transaction of THB 10,000 or more. (Limit: 1 privilege/ card/ month)

Privilege 2: Receive cash rebate up to THB 10,000*/ card/ month​

Transaction Method

Accumulated Cash Advance/ Card/ Month

Receive Cash Rebate

When making transactions via ATM / UOB branch / UOB TMRW app

Every THB 20,000 ​

THB 200*

Exclusive for selected members only, when verifying eligibility and making a transaction through a UOB officer at 02-123-0300 during business hours

Every THB 20,000

Up to THB 400*

  • This promotional campaign is exclusively for UOB credit cardholders issued in Thailand (“Members”), excluding UOB Corporate Credit Cards and UOB Simple Credit Cards. Eligible members must not have made any cash advance transactions, whether minimum payment or full payment (UOB Cash Advance), on any UOB credit card (both primary and supplementary) during 1 January 2026 – 31 March 2026.
  • Members must make a UOB Cash Advance transaction—either minimum payment or full payment—via a UOB credit card that meets the program requirements at any bank’s ATM in Thailand or overseas, UOB branches, the UOB TMRW application, or through UOB staff, during 20 April 2026 – 30 June 2026. The transaction date will be based on the date shown in the bank’s system (Transaction Date).
  • Cardmembers must register for the campaign and receive the campaign link via Rewards+ on the UOB TMRW app (free of charge) or via SMS by typing CASH followed by a space and the last 12 digits of the credit card number, then send to 4545111 (e.g., CASH 754011249999) (SMS charges apply as per your mobile package). Members may register using any UOB primary or supplementary card per this promotion’s terms and conditions. Registration must be completed every month in which a transaction is made in order to receive cash rebate or rewards for that month.
  • Upon registering for the program, members consent to receiving an SMS containing a link to the program terms and conditions. Members will receive a confirmation SMS with the program link once registration is successful. Members should use caution when handling SMS messages to avoid scams or unauthorized use of the bank’s name. It is the member’s responsibility to ensure that the card number used for registration is accurate. If a member fails to register or registers using inaccurate card that does not match the bank’s records, the member will not be eligible for privilege(s) for that month. Members should retain the successful registration SMS as proof in case of discrepancies between the provided information and the bank’s registration records.
  • The accumulated cash advance amount eligible for cashback or rewards will be calculated per credit card account. The primary and supplementary cards are considered one credit card account, and accumulated amounts cannot be combined across different card accounts. Cash advance accumulation is calculated per calendar month.
  • Privilege 1: Receive a code to redeem 12 pieces of Krispy Kreme Original Glazed Donuts
    • Members who make a UOB Cash Advance transaction (minimum payment or full payment) of THB 10,000 or more per card per month will receive a code to redeem 12 Krispy Kreme Original Glazed donuts valued at THB 348.
    • Limited to 1 privilege per card per month, and 3 privileges per card throughout the campaign period. (1 privilege = 2 Krispy Kreme redemption codes. Each code can be redeemed for 6 donuts.)
    • The bank will send the Krispy Kreme redemption codes via SMS to the mobile number registered with the bank by 30 September 2026. If the member changes their mobile number, they must update it with the bank within the same month they make the transaction.
    • Krispy Kreme redemption codes must be used by 31 December 2026. Extensions are not allowed. Members can redeem the codes at participating Krispy Kreme stores only; redemption cannot be made through delivery applications.
    • Krispy Kreme privileges cannot be exchanged or converted for cash, change, other products, or transferred to others.
    • The bank is not involved in the sale or service of Krispy Kreme products. In case of any damage, defect, or issues, please contact Krispy Kreme directly.
  • Privilege 2: Receive cash rebate
    • Members who make a UOB Cash Advance transaction (minimum payment or full payment) via ATM / UOB branches / UOB TMRW application will receive THB 200 cashback for every THB 20,000 accumulated cash advance per card per month.
    • Members who make a UOB Cash Advance transaction (minimum payment or full payment) through a UOB officer will receive up to THB 400 cashback for every THB 20,000 accumulated cash advance per card per month. Cash rebate offers may vary for each member according to the bank’s conditions. Members can check their eligibility and complete the transaction with an officer by calling 02‑123‑0300 during business hours.
    • Cash rebate is limited to a maximum of THB 10,000 per card per month, calculated from all channels combined.
      • Example of cash rebate received for transaction(s) made in April 2026:
    • If a member receives THB 4,800 cash rebate from transactions made through a UOB officer, and THB 6,000 cash rebate from transactions made via the UOB TMRW app, the member will receive a total cashback of up to THB 10,000 for all transactions made in April 2026.
    • The bank will credit the cash rebate to the primary credit card that meets the accumulated cash advance requirements by 30 September 2026.

Terms and conditions

Terms and conditions
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  • Cardmembers must maintain their card membership status and must not default on any payment throughout the promotional period until the Bank credits the cash rebate to the card account and/or delivers the reward.
  • Only UOB Cash Advance transactions with minimum or full payment made via ATM, UOB branches, or UOB TMRW application during the campaign period and under the specified conditions will be counted. Canceled transactions, same-day repayments, and cash advance into account with installment payment (Call for Cash or Click for Cash) are excluded.
  • Cash rebate and rewards cannot be exchanged for cash or transferred to others.
  • In case of any dispute regarding the right to receive cashback or the gift (travel bag), Members must contact the Bank for verification by 31 October 2026.
  • The cash advance limit may be less than 100% of the credit card limit, subject to the Bank’s review criteria.
  • Cash advance transactions are subject to a 3% fee of the transaction amount and 7% VAT on the fee. Interest for cash advance transactions is 16% per annum. Members can learn more about interest calculation at UOB website/personal/cards/credit/4styles.page#tab1. Cash advance fees, VAT, and interest charges (if any) will be billed on the statement for the billing cycle in which the transaction occurs.
  • Completed cash advance transactions cannot be canceled, and interest, fees, and VAT cannot be waived.
  • If a Member forgets their cash withdrawal PIN, the Cardmembers may reset the PIN through the UOB TMRW application or request a new PIN by calling UOB Contact Center at 0-2285-1555 (press 0). The new PIN will be mailed within 2–5 business days.
  • The bank reserves the right to make final decisions on any disputes related to this campaign.
  • Use when necessary and pay back full amount on time to avoid 16% interest rate.
  • For more details, contact UOB Contact Center at 02-285-1555 or visit the UOB website.
  • These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
  • Campaign Code: 25PA38
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