Get Instant Cash, Ready to use! Enjoy up to 3 rewards*

What is the UOB Cash Advance Service?

UOB Cash Advance is an exclusive service for UOB credit cardholders that enables you to instantly convert your available cash advance limit into ready-to-use cash or transfer it directly to your savings account. No approval is required, no additional documentation is needed, and transactions can be conveniently completed via the UOB TMRW app, any nearby ATM, or a UOB branch. view details

Receive up to 3 privilege

Simply make a cash withdrawal using your UOB Credit Card via ATM, UOB Bank branches, and UOB TMRW application. 

during 1 July 2026 – 30 September 2026

For all members:

Offer 1: Receive a Superior Silver 20-inch luggage worth THB 5,990 by accumulating cash withdrawals of THB 69,999 or more /card /month

Special Offer! For members who had not made a cash withdrawal between 1 April 2026 – 30 June 2026 through all UOB Credit Cards (both primary card and supplement card)

Offer 2: Receive cashback up to THB 10,000/card/month

ต่อที่ 3 Receive a 25% interest rebate up to 2 billing cycles /card

• This promotional campaign is for UOB credit cardholders issued in Thailand (“Cardmembers”), excluding UOB Corporate Credit Cards and UOB Simple Cards.
• Cardmembers must perform a cash advance transaction with either minimum payment or full payment (UOB Cash Advance) using their UOB credit card that meets the campaign conditions via any bank’s ATM in Thailand or overseas, at UOB branches, or through the UOB TMRW application, during 1 July 2026 – 30 September 2026. The transaction date will be based on the bank’s system (Transaction Date).
• Members must register to accept the program and agree to receive the program terms and conditions link via Rewards+ on the UOB TMRW app (free of charge) or via SMS by typing CASH followed by a space and the last 12 digits of your credit card number and sending it to 4545111 (example: CASH 754011249999) (SMS charges apply according to your phone package). Members can only register once for the duration of the program. Registration must be completed before any cash withdrawal transaction to receive cash rebate / interest rebate / gifts (no retroactive effect before successful registration).
• By registering to participate in the program, members agree to allow the bank to send SMS messages containing the program's terms and conditions. Members will receive a confirmation SMS with the program terms and conditions link after successful registration. Members should use SMS with caution to prevent fraud by impersonating the bank without authorization. Members must ensure that the card number registered is correct. If a member does not register or registers with an incorrect card number in the bank's database, they will lose the privileges for that month. Members must retain the successful registration SMS as proof in case the information provided does not match the bank's database.
• The cumulative cash withdrawal amount per credit card that qualifies for cashback / interest rebate /gifts will be calculated only for transactions under the primary credit card and will not include accumulated amounts from multiple credit card accounts. The cumulative withdrawal amount calculation is based on calendar month .
• Offer 1 : Receive a Superior Silver 20-inch luggage .
  • When your cumulative cash withdrawal amount reaches THB 69,999 or more per card per month between 1 July – 30 September 2026 receive a Superior Silver 20-inch luggage worth THB 5,990.
  • Limited to 1 redemption per card per month.
  • The bank will mail the luggage to the address provided to the bank by 31 December 2026, if there are any changes, members must notify the bank of the updated address information within the month of the transaction.
• Offer 2 : Receive cash rebate up to THB 10,000 /card/month.
  • This special offer is for members who had not made any cash withdrawals between 1 April – 30 June 2026 through all UOB credit cards (both primary and supplementary cards).
  • When your accumulated cash withdrawals reach every THB 20,000 /card/calendar month between 1 July – 30 September 2026, receive a THB 300 cash rebate.
  • The maximum cash rebate is limited to 10,000 baht /card /month.
  • The bank will credit the cash rebate amount to the primary credit card with accumulated cash withdrawals that meet the member's terms and conditions by 30 November 2026.
• Offer 3 : Receive a 25% interest rebate from the interest earned from cash withdrawals via credit card.
  • This special offer is for members who have not made any cash withdrawals between 1 April – 30 June 2026 through all UOB credit cards (both primary and supplementary cards).
  • When cash withdrawals reach THB 20,000 /card/month between 1 July – 30 September 2026, receive a 25% interest rebate from the interest charged from cash withdrawals that appears as part of the interest listed on your account statement.
  • Granting interest rebate, the count will start from the billing cycle in which cash withdrawals via credit card are made only.
  • The maximum interest rebate received is limited to a maximum of 2 billing cycles per card, counted as consecutive billing cycles from the first billing cycle in which a cash withdrawal was made. However, the interest rebate will only be considered for billing cycles between July - November 2026.
  • The interest charged on your statement will be a cumulative amount, which includes interest from other items not related to cash withdrawals, such as interest from consumer use of the card, and interest from cash withdrawals combined. This promotional offer credits 25% of the interest back , calculated only on the interest portion of cash withdrawals. The bank will credit the interest rebate on a per-card and per-billing cycle basis. The interest will be credited to each billing cycle and each card where the transaction occurred. The bank reserves the right not to credit interest rebate by combining interest from multiple credit cards, or by combining interest from the same card or multiple cards across billing cycles.
  • The bank will credit the interest rebate to the credit card account within 3 billing cycles from the billing cycle in which the interest appeared. This applies only to billing cycles and credit cards that meet the eligibility criteria for interest rebate. Members can check their interest rebate via the UOB TMRW app or through their statement.
  • Interest rebate calculation, interest rebate = 25% * Interest on cash withdrawals charged on the statement. For example, if the July 2026 statement shows interest on a cash withdrawal of THB 2,400 due to a credit card interest rate of 16% per annum, you will receive an interest rebate equal to 25% of the interest charged, which equals THB 600 (25% * 2,400) by October 2026 (depending on each member's billing cycle).
  • The calculation of interest rebate will exclude interest on installment payments for goods and services, and other installment payments with clearly defined repayment periods, as well as interest incurred from card usage other than cash withdrawals.
  • The bank reserves the right to calculate and credit interest rebate as a single lump sum and will not display interest rebate separately for each individual transaction for each credit card.

* Example: A member has one credit card, with a billing cycle on 27^th and has made two cash withdrawal transactions.

*The interest rates shown in this document are hypothetical and for illustrative purposes only. Interest is calculated at an annual rate of 16 % (over 365 days), and the total interest has been rounded down to the nearest whole number for ease of understanding.