PayAnythingPayAnything

Get Lotus’s gift card up to 16,000 baht*

During​ : 1 Jun – 30 Sep’26​

What is the UOB PayAnything Service?
UOB PayAnything is a payment solution exclusively available to UOB credit cardholders. The service allows you to pay for almost any expense using your credit card limit and transfer funds directly to your designated savings account, with a fee of up to 2% of the transaction amount. You will also earn UOB Rewards Points or cash rebates*, just like your regular credit card spending. There are three channels available to request a UOB PayAnything transaction. Once the transaction is confirmed with an agent, the transfer to the designated savings account will be completed within one business day.*view details

Use when necessary and pay back full amount on time to avoid 16% interest rate.
*Terms and conditions apply.

Exclusively for UOB PayAnything transaction via online channels​​
Receive Lotus’s gift card up to THB 16,000* per card
During 1 June 2026 – 31 September 2026​

UOB PayAnything accumulated transaction amount/credit card/month*​

A transfer to a destination account under the member’s name(1) Get Lotus’s gift card

A transfer to a destination account not under the member’s name (2) Get Lotus’s gift card

THB 110,000 – 219,999

THB 100

THB 200

THB 220,000 – 399,999

THB 200

THB 300

THB 400,000 – 599,999

THB 1,000

THB 1,500

THB 600,000 or above​

THB 2,500

THB 4,000

(1) A transfer to a destination account under the member’s name refers to a PayAnything transaction where the selected destination account has a beneficiary name that matches the member’s name as recorded in the bank’s system. The destination account can be either a UOB account or an account with another bank. ​
(2) A transfer to a destination account not under the member’s name refers to a PayAnything transaction where the selected destination account has a beneficiary name that differs from the member’s name as recorded in the bank’s system. The destination account can be either a UOB account or an account with another bank. ​

  • This promotion is exclusively for primary UOB credit card holders (“Member”), except corporate credit card, who enroll UOB PayAnything transaction via online channels including UOB LINE Connect and the UOB website only, and have UOB PayAnything transaction during 1 June – 30 September 2026.The transaction date is based on the date shown in the bank's system (Transaction Date).
  • Members must register to join the program via Rewards+ on the UOB TMRW app (free of charge) or register via SMS by typing UPA followed by a space and the last 12 digits of their credit card number, then send it to 4545111 (Example: UPA 754011249999). (SMS charges depend on your mobile package.) Once registration is successful, members will receive a confirmation SMS with a link to the program's terms and conditions. Members must register in every month they make a transaction to be eligible for rewards for that specific month.
  • By registering for the program, members consent to the bank sending SMS messages with links to the program’s terms and conditions to the phone number registered with the bank. Members will receive a confirmation SMS with a link to the program’s terms and conditions after successful registration. Please use caution when handling SMS messages to avoid scams or impersonation of the bank. Members must ensure that the credit card number and phone number used for registration are correct. If a member does not register, or registers with incorrect card or phone number information that does not match the bank’s database, they will lose eligibility for the reward for that month. Members should keep the SMS confirmation as proof of successful registration in case the information provided does not match the bank’s database regarding program registration.
  • Promotion campaign get Lotus’s gift card up to THB 16,000*/card during 1 June 2026 – 30 September 2026
  • When having UOB PayAnything transactions during 1 June 2026 – 30 September 2026, whereby the transfer is made to a destination account with a beneficiary name that matches the credit card member’s name as recorded in the Bank’s system:
    • Get Lotus’s gift card value THB 100 when accumulated spending on a single credit card is THB 110,000 – 219,999 per month, or
    • Get Lotus’s gift card value THB 200 when accumulated spending on a single credit card THB 220,000 – 399,999 per month, or
    • Get Lotus’s gift card value THB 1,000 when accumulated spending on a single credit card THB 400,000 – 599,999 per month, or
    • Get Lotus’s gift card value THB 2,500 when accumulated spending on a single credit card THB 600,000 and above per month.
    • The Bank limits 1 Lotus gift card/credit card/month.
  • When having UOB PayAnything transactions during 1 June 2026 – 30 September 2026, whereby the transfer is made to a destination account with a beneficiary name that differs from the credit card member’s name as recorded in the Bank’s system:
    • Get Lotus’s gift card value THB 200 when accumulated spending on a single credit card THB 110,000 – 219,999 per month, or
    • Get Lotus’s gift card value THB 300 when accumulated spending on a single credit card THB 220,000 – 399,999 per month, or
    • Get Lotus’s gift card value THB 1,500 when accumulated spending on a single credit card THB 400,000 – 599,999 per month, or
    • Get Lotus’s gift card value THB 4,000 when accumulated spending on a single credit card THB 600,000 and above.
    • The Bank limits 1 Lotus gift card/credit card/month.

Terms and Conditions

Terms and conditions
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  • The Lotus’s gift card cannot be exchanged for cash or transferred to others.
  • The Lotus’s gift card will be sent to the Member’s billing address by 30 December 2026. Member must update billing address within the transaction month. In case of disputes regarding the calculation of gift tier and/or tracking the delivery status, Member must contact the bank by 31 January 2027.
  • The gift will be offered to members who maintain an active UOB credit card status and have a good payment history only.
  • The Bank reserves the right of the final decision or any disputes arising out of or in connection with this promotion and/or UOB PayAnything.
  • The Bank reserves the right to change these terms and conditions at any time with prior notice.
  • For further inquiries, please contact the UOB Customer Service Center at 02-085-5555
  • Use when necessary and pay back full amount on time to avoid 16% interest rate.
  • These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
  • Program Code: 26PA66
  • UOB PayAnything is a payment service that transfers funds to a recipient's deposit account using your available credit line. The terms and conditions are as approved by United Overseas Bank (Thai) PCL (“Bank”).​
  • UOB PayAnything is available to all primary UOB credit card holders (“Members”), except corporate credit cards.​
  • To enroll in UOB PayAnything, Members need to provide transaction details according to the Bank's specifications, with a maximum per transaction of THB 699,999 or up to your available credit limit, whichever is lower.​
  • Once your UOB PayAnything request is approved, the Bank will transfer payments from the Member's credit limit to prepay into recipient's deposit account. The Members must ensure sufficient available credit line, covering transaction amount and fee. The payment transfer is typically completed within 1 business day, and transactions cannot be modified or canceled after the Member confirms the transaction details with the Bank’s representative. The Bank will notify Members of the successful transfer via SMS after completion.​
  • In the event of UOB PayAnything transactions for purchasing goods and/or services, the Bank is not involved in the sale of products or the provision of services by merchants. For any damages or defects, please contact the merchant directly.
  • The UOB PayAnything service incurs a fee of up to 2% of the transaction amount (inclusive of value-added tax). Each transaction/member may be offered a varying fee based on promotional campaigns, subject to periodic updates communicated by the Bank through sales channels and advertisements, whether initiated by the Bank or external service providers such as online media, etc. The applicable fee will be charged to the Member's credit card used for the UOB PayAnything transaction.​
  • If a member has an outstanding credit card balance from a previous billing cycle or the current billing cycle at the time of enrolling in UOB PayAnything which may be resulted from non-payment, minimum payment, or partial payment, or if a Member makes only a partial payment for this UOB PayAnything transaction, the interest calculation for UOB PayAnything transactions will follow the credit card interest calculation criteria. For more details on interest calculation, please visit https://www.uob.co.th/personal/credit-cards/interest-rates/calculate.page.
  • UOB PayAnything is considered a type of transaction on a member's credit card and is eligible for UOB Rewards Points (for credit cards with UOB Rewards program) or cashback (for credit cards with a cashback program), based on the terms and conditions of the specific credit card used for the transaction.​
  • Transaction amount eligible for UOB Rewards Points or cashback is capped at THB 100,000/account/billing cycle. In the event that a transaction occurs one day before and/or on the billing cycle date, the transaction will be calculated and accumulated for UOB Rewards Points/cashback in the next billing cycle, whereas the total transaction amount in such billing cycle does not exceed THB 100,000/account.

Eligible Credit Cards for This Offer

Eligible Credit Cards for This Offer
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