Apply now! Get value up to THB 3,900* (THB 1,500 cash rebate + THB 2,400 Grab discount)*

Apply for UOB Grab Credit Card

Elevate your lifestyle with the UOB Grab Credit Card! maximise your experience on using Grab services with special rewards points that can easily converted to cash rebate up to 100% and extra privileges on other categories like shopping, eating out, hospital and healthcare that enables you to enjoy your lifestyle everyday limitlessly! Apply now and accelerate your rewards to every purchase with the UOB Grab Credit Card

UOB Grab Credit Card
UOB GRAB CREDIT CARD

Avail UOB Grab Credit Card special offers. Apply Now!

Offer 1: Get cash back valued up to THB 1,500* when spending at least THB 5,000 within 60 days of card approval date.

Offer 2: Get THB 2,400* Grab discount when having at least 3 Grab transactions within 60 days of card approval date.

Offer 3: Get free upgrade to GrabUnlimited for 1 year within 60 days of card approval date.


1 April 2024 – 31 December 2024

UOB Grab Credit Card Privileges

Earn 10X UOB Rewards Points

for every THB 25 spent on Grab transactions

Earn 3X UOB Rewards Points

for every THB 25 spent on dining, online, fashion, department store, hospital and healthcare

Earn 20X UOB Rewards Points

for every THB 25 spent on Grab transactions on your birth month

1 Year Upgrade to GrabUnlimited

for Primary Card Members

Get discount on GrabFood and GrabMart

when applying promo code CTUGRAB

15% Discount on Grab

transport services when applying promo code CTUGRAB

Details of UOB Grab Credit Card Privileges

Privileges on UOB Rewards Points Earning
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Earn 10X UOB Rewards Points for every THB 25 spent on Grab transactions in Thailand

  • Valid for every card spending on Grab services in Thailand only.
  • Types of services include Grab Transport (Economy, Premium, Plus, Chauffeur, GrabBike), GrabFood, GrabExpress, Drive and GrabMart.
  • To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account.
  • Spending on Grab services via UOB Grab Credit Card, that is eligible for 10X UOB Rewards Points for every THB 25 spent, is up to 2,000 UOB Rewards Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 5,000/ account/ billing cycle).
  • Spending on Grab services over THB 5,000 will receive 1X UOB Rewards Point for every THB 25 spent.
  • The Bank has the right to deduct UOB Rewards Points if the card member cancel any purchased products or services ordered.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 

Earn 3X UOB Rewards Points for every THB 25 spent on Dining

  • Spending on Dining via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/ billing cycle).
  • Spending on Dining over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
  • For spending on Dining, the Bank will refer to the following Visa merchant category codes: 5462, 5811, 5812, 5813, 5814 and 5921.
  • The Bank has the right to deduct UOB Rewards Points if the card member cancel any purchased products or services ordered, either domestic or international.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 

Earn 3X UOB Rewards Points for every THB 25 spent online

  • Online transaction for UOB Rewards Points earning exclude spending in Thai Baht at online merchants registered outside Thailand
  • Online transaction via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/billing cycle).
  • Online transaction over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
  • The Bank has the right to deduct UOB Rewards Points if the card member cancels any purchased products or services ordered, either domestic or international.
  • UOB i-Plan transactions will receive 1X UOB Rewards Points in which the Bank will calculate UOB Rewards Points from the amount billed.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 

Earn 3X UOB Rewards Points for every THB 25 spent on Fashion, Department Store, Hospital and Healthcare

  • Spending on Fashion, Department Store, Hospital and Healthcare via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/ billing cycle).
  • Spending on Fashion, Department Store, Hospital and Healthcare over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
  • For spending on Fashion, the Bank will refer to the following Visa merchant category codes: 5094, 5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5949, 7251 and 7296.
  • For spending on Hospital and Healthcare, the Bank will refer to the following Visa merchant category codes: 8011, 8021, 8031, 8041, 8042, 8049, 8050, 8062, 8071 and 8099.
  • For spending on Department Store, the Bank will refer to the following Visa merchant category codes: 5311 exclude spending at Makro.
  • The Bank has the right to deduct UOB Rewards Points if the card member cancels any purchased products or services ordered, either domestic or international.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 

Earn 1X UOB Rewards Point for every THB 25 spent on other retail spending

  • Types of spending transaction for UOB Rewards Points earning exclude Cash Advance, Balance Transfer, Click for Cash/Call for Cash, spending at Makro, spending at gasoline stations, Mutual Fund, LTF, RMF, insurance and Unit Link (the Bank will refer to Visa Securities–Brokers and Dealers Merchant Category Code 6211), Utility (water & electricity), amount of the bill payment service via the Bank Online, spending in Thai Baht at overseas merchants and online merchants registered outside Thailand, annual fee, interest and other fees.
  • The Bank has the right to deduct UOB Rewards Points if the card member is awarded a tax refund, or cancel any purchased products or services ordered, either domestic or international.
  • Spending through UOB Grab Credit Card in Thai Baht at Hypermarket and Supermarket will receive 1X UOB Rewards Points for every THB 25 spent up to THB 100,000/ account (primary and supplementary cards combined)/ billing cycle (the Bank will refer to Visa Hypermarket Merchant Category Code 5411).
  • UOB i-Plan transactions will receive 1X UOB Rewards Points for every THB 25 in which the Bank will calculate UOB Rewards Points from the amount billed.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

1 Year Upgrade to GrabUnlimited for Primary Card Members

  • The upgrade to GrabUnlimited will be effective within 60 days of your UOB Grab Credit Card’s approval date.
  • If card member already subscribed to GrabUnlimited, member needs to unsubscribe to the package before redeeming the 1 year free upgrade, whereby the remaining subscribed period cannot be exchanged for cash.
  • To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number that card member used to register with Grab application is the same as the one recorded in the Bank’s system.
  • Reward is non-transferable and cannot be exchanged for cash.
  • Learn more on reward redemption at https://go.uob.com/grabunlimited
  • The Bank has no involvement in goods and services provided, please contact Grab directly in case of inconvenience.

 

15% Discount on Grab Transport Services (up to THB 70/ride)

  • UOB Grab Credit Card members receive 15% discount on Grab transport services (up to THB 70/ride).
  • User must fill in CTUGRAB in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
  • Eligible for JustGrab, GrabCar, GrabCar Premium, GrabCar Plus, GrabCarSUV, Rent and GrabBike in Thailand only.
  • Not eligible for GrabFood.
  • Limited to 200 redemptions/day.
  • Promotion is valid from 1 January 2024 – 31 December 2024.
  • Offer cannot be combined with any other Grab promotions.
  • Users must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify any terms and conditions of the co-marketing activity as well as the right to arbitrate any controversy that may occur as a result of this activity.

 

Get discount on delivery for GrabFood and GrabMart (up to THB 15/ transaction)

  • UOB Grab Credit Card members receive free delivery for GrabFood and GrabMart (up to THB 15/ transaction)
  • User must fill in CTUGRAB in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
  • Eligible for GrabFood and GrabMart only.
  • GrabFood has minimum spending of THB 200 and is limited to 100 redemptions/day/ promotion period.
  • GrabMart has minimum spending of THB 200 and is limited to 100 redemptions/day/ promotion period.
  • Promotion is valid from 1 January 2024 – 31 December 2024.
  • Offer cannot be combined with any other Grab promotions.
  • Users must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify any terms and conditions of the co-marketing activity as well as the right to arbitrate any controversy that may occur as a result of this activity.

 

Get discount on GrabFood ‘Self-Pickup’ (up to THB 20 / transaction)

  • UOB Grab Credit Card members receive discount for GrabFood ‘Self-Pickup’ (up to THB 20 / transaction)
  • User must fill in CTUGRAB in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
  • ‘Self-Pickup’ has minimum spending of THB 100 and is limited to 100 redemptions/day/ promotion period.
  • Promotion is valid from 1 April 2024 – 31 December 2024.
  • Offer cannot be combined with any other Grab promotions.
  • Users must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify any terms and conditions of the co-marketing activity as well as the right to arbitrate any controversy that may occur as a result of this activity.

 

Get THB 400 GrabFood discount when ordering THB 200 on every 25th-5th of the month

  • UOB Grab Credit Card members must fill in PAY300 in promo code field when ordering THB 200 and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
  • Limited to 2,670 redemptions/month.
  • Promotion is valid from 25 March 2024 – 5 June 2024.
  • Card members receive 5 - times THB 60 GrabFood discount with minimum spending of THB 200 for order in Bangkok area or THB 150 for order outside Bangkok and 1 - time THB 100 discount with minimum spending of THB 200, total valued THB 400, in which the discounts will be expired after 5 days of receiving.
  • Offer can only be used at participating GrabFood merchants and for GrabFood service in Thailand only.
  • Offer cannot be combined with any other GrabFood promotions except delivery fee discount from GrabUnlimited.
  • Card members are responsible for extra charges that may occur after discount reduction and leftover promotional value cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify or cancel any terms and conditions of the co-marketing activity, and in the event of any dispute, Grab’s decision shall be deemed final.

 

Enjoy more on Sunday with THB 200 GrabFood discount

  • UOB Grab Credit Card members receive THB 200 GrabFood discount when ordering THB 800, delivery fee excluded (limited to 1 redemption/card/month)
  • User must fill in ENJOYUOBG in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
  • Limited to 200 redemptions/week.
  • Promotion is valid from 7 April 2024 – 29 December 2024.
  • Offer can only be used at participating GrabFood merchants and for GrabFood service in Thailand only.
  • Offer cannot be combined with any other GrabFood promotions except delivery fee discount from GrabUnlimited.
  • Card members are responsible for extra charges that may occur after discount reduction and leftover promotional value cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify or cancel any terms and conditions of the co-marketing activity, and in the event of any dispute, Grab’s decision shall be deemed final.

Earn 20X UOB Rewards Points for spending on Grab transactions and enjoy one-time 30% discount (up to THB 200) with GrabCar Premium or GrabCar Plus on your birth month

20X UOB Rewards Points for spending on Grab transactions

  • Every THB 25 spent on Grab services on your birth month, earn extra 10X UOB Rewards Points (total of 20X UOB Rewards Points) up to 240 UOB Rewards Points / primary card / birth month (or up to THB 300 / primary card / birth month).
  • Types of services include Grab Transport (Economy, Premium, Plus, Chauffeur, GrabBike), GrabFood, GrabExpress, Drive and GrabMart.
  • To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account.
  • Valid for UOB Grab primary card member’s birth month only.
  • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 

30% discount (up to THB 200) with GrabCar Premium or GrabCar Plus

  • UOB Grab Credit Card member will receive 30% discount (up to THB 200) on GrabCar Premium or GrabCar Plus (1 time/card member/birth month).
  • One-time 30% discount (up to THB 200) on GrabCar Premium or GrabCar Plus will be sent to card member’s Grab account and is valid for 6 months upon receiving the discount.
  • Offer cannot be combined with any other Grab promotions.
  • Valid for UOB Grab primary card member only.
  • To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number that card member used to register with Grab application is the same as the one recorded in the Bank’s system.
  • Card member must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
  • Grab reserves the right to modify any terms and conditions of the co-marketing activity as well as the right to arbitrate any controversy that may occur as a result of this activity.

 

Earn THB 2,400 worth of Grab discount for Anniversary Bonus

  • Earn THB 2,400 worth of Grab discount when you spend THB 100,000 or more through UOB Grab Credit Card (primary and supplementary card combined) within 1 membership year upon membership renewal.
  • Membership year is 1 year counting from card-approval date until 12 months after. Second membership year is counted from the 13th until the 24th month after card approval date.
  • THB 2,400 worth of Grab’s Discount Codes include the following services
    • GrabFood (min. spending THB 300) valued THB 100 x 4 times (Total value of THB 400)
    • GrabMart (min. spend THB 500) valued THB 100 x 5 times (Total value of THB 500)
    • JustGrab valued THB 20 x 5 times (Total value of THB 100)
    • GrabExpress (Bike) valued THB 40 x 5 times (Total value of THB 200)
    • GrabCar Premium or GrabSUV or GrabCar Plus with 25% discount valued up to THB 100 x 4 times(Total value of THB 400)
    • Rent valued THB 200 x 2 times (Total value of THB 400)
    • Drive valued THB 200 x 2 times (Total value of THB 400)
  • THB 2,400 worth of Grab discount is valid for 6 months upon receiving the discount.
  • To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number that card member used to register with Grab application is the same as the one recorded in the Bank’s system.
  • THB 2,400 worth of Grab discount will be sent to primary card member’s Grab account within 60 days after the required spending is met.
  • Valid for UOB Grab primary card member only.

Get cash rebate up to 100% via Pay with Points

  • “Pay with Points” refers to a co-promotional program enabling UOB card members to convert their UOB Rewards Points to cash rebates for their prepaid goods and services within the validity of program, whereby cash back will be credited into the member’s account at the exchange rate of 8 Points to 1 THB for Grab transactions in Thailand and 11 Points to 1 THB for transactions in Fashion, Hospital and Health Care and Department Store categories and may not be changed to cash to pay for the transaction directly.
  • UOB Credit Card members can redeem UOB Rewards Points for cash rebate at UOB TMRW TH Application
  • For transactions in Fashion, the Bank will refer to the following Visa merchant category codes: 5094, 5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5949, 7251 and 7296.
  • For transactions in Hospital and Healthcare, the Bank will refer to the following Visa merchant category codes: 8011, 8021, 8031, 8041, 8042, 8049, 8050, 8062, 8071 and 8099.
  • For transactions in Department Store, the Bank will refer to the following Visa merchant category codes: 5311 exclude spending at Makro.
  • Supplementary card member is not eligible for this program.
  • The card member is eligible to redeem if he/she has enough UOB Rewards Points for Pay with Points transaction and does not have overdue payments from card usage or go over his/her credit line when making Pay with Points transaction.
  • In case of valid merchant disputes, the Grab transaction amount, and not the UOB Rewards Points, will be credited back to the Card member's UOB Card account.
  • All transactions are subject to the terms and conditions of the UOB Card Agreement.
  • Redemptions may not be cancelled, reversed, or changed.
  • Cash rebate will be credited within next month’s billing cycle of the statement after confirmation of redemption.
  • In the event of any dispute, the Bank’s decision shall be final and conclusive.
  • The Bank may change the exchange rate for Pay with Points without prior notice. Card member may check the amount of points needed before proceeding with the transaction.
  • Card member acknowledges that the products and services are provided by third party merchant, and not by the Bank. For any questions or concerns regarding the service, please contact the merchant directly.

UOB Credit Card Promotions

UOB customer redeeming rewards.

UOB Rewards Points

Spend. Earn. Redeem
Be rewarded for spending with us

UOB Garb Credit Card customer enjoying shopping privileges

Explore more UOB Card privileges

Get the latest deal and inspiration for all you shopping/travel/dine needs.

UOB Grab Credit Card Lifestyle Benefits

Get a new UOB Grab Credit Card on your phone or computer in an easy, paperless signup process

1st Year Annual Fee Waiver

THB 2,000 (+VAT THB 140)
for the following year

age

20 years old or above

Things you should know

Rate, Fees & Charges
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  • Annual fee for first year : No Charge
  • Annual fee for the following year : THB 2,000 (+VAT THB 140)
  • Annual fee for supplementary card : THB 1,000 (+VAT THB 70 )
  • Annual fee waive with spending of THB 60,000 / year

Age

  • Primary Card: 20 – 60 years old
  • Supplementary Card: 15 – 80 years old

Monthly Income

  • Thai Citizen: THB 15,000 or above
  • Foreigners: THB 50,000 or above

Work Experience

  • Officer: 4 months or above
  • Business Owner: 3 years or above

Required Documents

  • Thai Citizen: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement
  • Foreigners: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

UOB Grab Credit Card Acquisition Promotion from 1 April 2024 – 31 December 2024.
Get cash rebate up to THB 1,500 + THB 2,400 worth of Grab discount + Free upgrade to GrabUnlimited


Acquisition Promotion Terms and Conditions

A. For new applicant who apply UOB Grab Credit Card (Primary Card) together with UOB Cash Plus via online channel. UOB Grab credit card must be approved within 14 January 2025.

    • Get THB 1,500 cash rebate when spending via UOB Grab Credit Card (primary card) at least THB 5,000 within 60 days after the date of credit card approval.
    • Get THB 2,400 worth of Grab discount when having at least 3 Grab transactions via the card within 60 days after the date of credit card approval.
    • Get free upgrade to GrabUnlimited.

B. For new applicant who apply only UOB Grab Credit Card (Primary Card) via online channel. UOB Grab credit card must be approved within 14 January 2025.

    • Get THB 1,000 cash rebate when spending via UOB Grab Credit Card (primary card) at least THB 5,000 within 60 days after the date of credit card approval.
    • Get THB 2,400 worth of Grab discount when having at least 3 Grab transactions via the card within 60 days after the date of credit card approval.
    • Get free upgrade to GrabUnlimited

C. For existing customers who apply only UOB Grab Credit Card (Primary Card) via online channel. In which applicant currently hold any UOB Credit Card or UOB Cash Plus or have cancelled their UOB Credit Card or UOB Cash Plus membership for less than 6 months. The credit card must be approved within 14 January 2025.

    • Get THB 2,400 worth of Grab discount when having at least 3 Grab transactions via the card within 60 days after the date of credit card approval.
    • Get free upgrade to GrabUnlimited.

 

  • Spending amount is counted on primary card only.
  • Cash rebate will be credited to the primary card’s account and THB 2,400 worth of Grab discount will be sent to Grab account of primary card member within 60 days after the required spending is met.
  • THB 2,400 worth of Grab discount includes the following services
    • GrabFood valued THB 100 (min. spend THB 300) x 4 times (Total value of THB 400)
    • GrabMart valued THB 100 (min. spend THB 500) x 5 times (Total value of THB 500)
    • JustGrab valued THB 20 x 5 times (Total value of THB 100)
    • GrabExpress (Bike) valued THB 40 x 5 times (Total value of THB 200)
    • GrabCar Premium or GrabSUV or GrabCar Plus 25% discount (up to THB 100) x 4 times (Total value up to THB 400)
    • Rent valued THB 200 x 2 times (Total value of THB 400)
    • Drive valued THB 200 x 2 times (Total value of THB 400)
  • THB 2,400 worth of Grab discount is valid for 6 months upon receiving the discount.
  • The upgrade to GrabUnlimited for primary card member will be effective within 60 days of your UOB Grab Credit Card’s approval date.
  • To be eligible for Grab discount and Free upgrade to GrabUnlimited, UOB Grab Credit Card has to be added as a primary card for payment in Grab account, whereby the phone number that card member use to register with Grab application must be the same one as recorded in The Bank system.
  • Acquisition Gifts cannot be exchanged and transferred to cash or to others.

 

General terms and condition for A-C

  • The customer that receives acquisition gifts from this campaign will not be eligible for other UOB credit card and/or UOB Cash Plus campaigns from other channels.
  • The promotion is for new applicant that satisfies the conditions. The status of the client should be valid (not default) until the Bank deliver the acquisition gift.
  • In case the customer did not receive the gift within specified period, call UOB Credit Card call center 0 2285 1555.
  • For acquisition promotion A-B. The applicant must not be a current holder of any type of UOB Credit Card or UOB Cash Plus or have cancelled their UOB Credit Card or UOB Cash Plus membership for less than 6 months.
  • For the eligible spending amount, the Bank will only take UOB Grab Credit Card spending (primary card) into account. In case that the customer applies other cards together with UOB Grab credit card, those spending will not be counted. The spending is not applicable for the following expense: Installments (UOB iPlan), IPP Conversion via UOB Credit Card call center 0 2285 1555, Mutual Fund, Cash Advance, UOB PayAnything, Fund Transfer, Foreign currency exchange, Cancellation fee of goods and services both local and foreign, Tax, Interest, Fine, annual fee, other fees, and Business expenses.
  • The Bank reserves the right to modify any terms and conditions of the promotion and acquisition gifts with prior notification.
  • The Bank reserves rights to make final decision on any argument or dispute arising out of or in connection with this promotion.
  • Employees of United Overseas Bank (Thai) PCL. and Affiliated companies are not eligible.
  • Credit approval is according to the Bank consideration.
  • For more information, please contact UOB Credit Card call center 0 2285 1555 or UOB website.

UOB Grab Credit Card - Frequently Asked Questions

How can I apply for the UOB Grab Credit Card in Thailand?
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Applying for the UOB Grab Credit Card is simple! You can apply from our website or contact our customer service to start the application process.

The UOB Grab Credit Card offers exclusive rewards and advantages for Grab transactions, including discounts and special promotions. Additionally, it's not limited to Grab – you can use it for various everyday purchases, earning bonuses along the way.

Yes, the UOB Grab Credit Card seamlessly integrates with the Grab app, providing a smooth and rewarding experience for your ride-hailing transactions

Once your application is approved, you can expect to receive your UOB Grab Credit Card within a few business days. The delivery time may vary, and you will be notified of the expected delivery date.

Yes, you can easily track your rewards through the UOB online banking portal or mobile app. Keep an eye on your accumulated rewards and explore the various redemption options available.

Besides Grab benefits, the UOB Grab Credit Card offers perks for everyday purchases, such as shopping and dining. Enjoy discounts, cashback, and special rewards points when using your card for regular expenses.

Yes, there is a minimum income requirement for the UOB Grab Credit Card. Thai Citizen requires minimum monthly income of THB 15,000 and foreigner requires minimum monthly income of THB 50,000.

, for more information, please check the Qualifications of Applicants section or contact our customer service for details.

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