UOB Simple Credit card Banner
UOB Simple Credit card Banner

Apply for the UOB Simple Credit Card now

Introducing the UOB Simple Credit Card – your gateway to hassle-free spending with no annual fee, collection fee, or card issuance fee, making it the perfect companion for your wallet. Say goodbye to hidden charges and welcome a straightforward credit card experience. UOB Simple Credit Card is tailored for those who appreciate simplicity and seek a credit card that aligns with your lifestyle. Simplify your credit card experience effortlessly with UOB Simple - Apply now!

UOB Simple Credit Card Privileges


No annual fee

No annual fee every year, no collection fee, and no card issuance fee

1% Cash withdrawal fee

at all ATMs nationwide
(normal cash withdrawal fee is 2.5%)

Birthday Privilege

Get cash rebate on actual spending, up to THB 200 in the birth month

Buy 1 get 1 free movie tickets

at SF cinema

Details of UOB Simple Credit Card Privileges

Birthday Privilege
chevron

Get cash rebate on actual spending, up to THB 200, only for the first transaction with the Starbucks store nationwide in birth month

  • Valid for transactions with Starbucks merchant names only.
  • Valid for UOB Simple Credit Card members who have spending via UOB Simple Credit Card at Starbucks store nationwide. Get cash back of your actual spending, up to THB 200 on your first spending via UOB Simple Credit Card in birth month.
  • The eligible spending will be based on the transaction date.
  • Limit 1 right/ customer/ month.
  • Cash rebate will be credited to your account within the end of next month.​.
  • In case that the customer sets the card security to temporarily lock card, the Bank cannot credit cash rebate to your account.
  • Eligible for primary card members only.
  • Only available for card members with no outstanding overdue until fulfillment date.
  • The Bank reserves rights of final decision on any disputes arising out of or in connection with this promotion.
  • This privilege valid from 1 January 2026 – 31 December 2026​.
  • Buy 1 get 1 free movie tickets at SF cinema all branches (except Emprive Cineclub).
  • Valid for Deluxe seat on regular price.
  • Limit 2 privilege/card member/month and limit to 800 privileges/month all branches combined.
  • This privilege cannot be used in conjunction with any other promotions and cannot be exchanged for cash.
  • The Bank reserves decision on any disputes arising out of or in connection with this promotion.
  • This privilege cannot join on Movie day, Morning Price and Late Night or any other of SF Cinema promotion.
  • This privilege valid from 1 January 2026 – 31 December 2026​.
  • Travel accident coverage up to THB 10,000,000 per card for tickets purchased through UOB Simple Credit Card.
  • For more information, click
  • 1 January 2026 – 31 December 2026​

UOB Credit Card Promotions

UOB customers are enjoying reward points for shopping.

UOB Rewards Points

Spend. Earn. Redeem
Be rewarded for spending with us

UOB customers are enjoying credit card benefits.

Explore more UOB Card privileges

Get the latest deal and inspiration for all you shopping/travel/dine needs.

Enjoy hassle-free spending, no annual fee with
UOB Simple Credit Card.

Annual Fee

No annual fee every year

age

20 years old and above

Things you should know

Rate, Fees & Charges
chevron
  • Annual fee for first year : Free
  • Annual fee for the following year : Free
  • Annual fee for supplementary card : Free
  • Annual interest fee : 16% per annum (exclusive of VAT 7%)
  • Minimum Installment Payment Rate : 8% of the total amount as per the monthly statement start from 1 January 2026 to 31  December 2026
  • Cash Advance Transaction Fee : 1% of the amount of cash withdrawn​
  • Grace Period (free of interest charge period) : maximum of 55 days from the date of previous billing cycle

Age

  • Primary Card: 20 – 60 years old
  • Supplementary Card: 15 – 80 years old

Monthly Income

  • Thai Citizen: THB 15,000 or above
  • Foreigners: THB 50,000 or above

Work Experience

  • Officer: 4 months or above
  • Business Owner: 3 years or above

Required Documents

  • Thai Citizen: ID card copy, house registration copy, payroll slip / company registration copy, personal bank statement
  • Foreigners: Passport copy, valid work permit, payroll slip / company registration copy, personal bank statement

UOB Simple Credit Card - Frequently Asked Questions

Why is it called UOB Simple Credit Card?
chevron

UOB Simple Credit Card is designed to keep things straightforward—no annual fees, no collection fees, no card issuance fees, and no hidden charges. It’s a hassle-free card made for daily life spending.

Yes. The card charges just 1% cash withdrawal fee at all ATMs nationwide (vs. 2.5% on most other cards), making it more affordable if you occasionally withdraw cash from ATMs.

Enjoy Buy 1 Get 1 Free deluxe movie tickets at SF Cinema (excluding Emprive’ Cineclub).

  • Limited: 2 redemptions/month
  • Monthly quota: 800 redemptions (first come, first served)

Yes. During your birth month, you’ll receive up to THB 200 cashback on your first Starbucks transaction made with the card. No registration needed.

  • Interest rate: Up to 16% per annum
  • Up to 55 interest-free days (if full payment is made)
  • Minimum installment payment rate : 8% of total amount as per monthly statement

This card is ideal for:

  • First-time cardholders
  • Those who want a no-fee, low-stress Credit Card
  • Regular Starbucks or moviegoers
  • Freelancers or gig workers who value clear pricing

You can apply through any following channels:

Connect with Us

UOB call icon

UOB Contact Centre

Debit notification icon

Contact Us

UOB location icon

Locate us