MSIG Home Easy

Insurance Coverage Period

• 1 Year or 3 Years

Premium Payment Period

• 1 Year or 3 Years (Annual policy)

Premium Payment Mode

• Annually

Terms and Conditions

1. The Company shall indemnify the insured for loss or damage in the amount not exceeding the actual loss incurred but not exceeding the coverage limit of each plan.
2. This insurance plan applies to property with a total value, including the building, not exceeding THB 10 million.
3. This insurance plan covers only property inside the building, such as furniture, fixtures, electrical appliances, and other residential assets (excluding wallpaper).
4. The company reserves the right to issue only one policy per unit.
5. This insurance plan only covers only the contents inside the house that are used for residential purposes.
6. The company shall pay indemnity according to the Replacement Cost Valuation at the time and place of damage.

Important Exceptions

• Excluded properties for all coverage sections:

  Any mobile phones, laptops or computer notebooks, and/or all portable electronic equipment, portable communication equipment, and/or cameras, video, and /or other recording devices or media.

Additional Clarifications

• Building Structure means

  Single house, townhouse, condominium, apartment/dormitory/flat, commercial building

• Its Contents means

  Furniture, fixtures, fittings, tools, household utensils, electrical appliances and equipment, musical instruments, audio equipment, kitchenware, clothing and other property in the dwelling of the insured or normal dependents (which are not specifically excluded in the exclusions)