HomeLoans

Discover UOB Bank Loan Products

UOB Xpress Loan

UOB Xpress Loan

Get your application result in 30 minutes* and access up to THB 2 million or up to 5 times your monthly income. Interest rates as low as 9.99% p.a. Eligible applicants can also benefit from debt consolidation, with no guarantor or collateral required.

UOB Cash Plus

UOB Cash Plus

Ready credit line up to THB 1 million with no withdrawal fee at ATMs, UOB TMRW app, or UOB branches. Convert credit line into cash with repayments up to 48 months, or enjoy 0% instalments up to 36 months at participating merchants.

UOB Home Loans

UOB Home Loans

Loan limit of up to 100% of property value, subject to the Bank’s criteria, covering home purchase, refinancing, and home equity loans with competitive effective interest rates.

UOB Car2Cash

UOB Car2Cash

Get financing up to THB 2 million or 100% of appraised vehicle value with no title transfer, keep driving your car, and enjoy repayment terms up to 72 months.

Benefits of UOB Loan Solutions

Explore loan options designed for different financial priorities and choose one that fits your needs.
Financing for a variety of financial needs

Financing for a variety of financial needs

Whether for daily cash flow, unexpected expenses like medical bills or repairs, or major goals like buying a home, UOB offers a range of loan products tailored to your lifestyle.

Flexible repayment options

Flexible repayment options

Choose a repayment plan that suits your financial needs, with tenors ranging up to 48 months for UOB Cash Plus, 60 months for UOB Xpress*, 72 months for UOB Car2Cash, and up to 30 years for UOB Home Loan.

Financing limits to support bigger financial goals

Financing limits to support bigger financial goals

Access financing limits tailored to your needs: up to THB 1 million for UOB Cash Plus, THB 2 million or up to 5 times your monthly income for UOB Xpress*, THB 2 million or 100% of appraised value for UOB Car2Cash, and up to THB 50 million for UOB Home Loan.*UOB Xpress is serviced by UOB Capital Services Co., Ltd.

Convenient application and loan management

Convenient application and loan management

Apply conveniently through designated channels, including online platforms, UOB TMRW app, or UOB branches. Available channels may vary depending on the product.

Home Loans: Unlock the Door to Your Dream Home

Loan approval is based on bank's criteria and guidelines

  • Borrow when necessary and within your means
  • Effective interest rate throughout the loan contract tenor is from 5.432% to 7.137% p.a.*

* These effective interest rate may be changed subject to bank's interest rate promotion at that time. The assumption of calculation is based on MRR (as of May 22, 2025) = 8.525%p.a. which may be increased or decreased from time to time. Details of calculation, please click at each product below.

UOB Home Loans
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UOB Home Loan

Unlock the door to your perfect home with UOB Home Loan. Experience seamless financing solutions and expert guidance every step of the way.

    UOB Home Loan Refinance
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    UOB Refinance

    Take control of your mortgage with UOB Home Refinance. Enjoy flexible terms, lower interest rates, and simplify your finances today. ​

      UOB Home Loan Cash to Home
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      UOB Cash to Home

      Unlock the potential of your property with UOB Cash to Home. Access funds from 500,000 to 50 million baht for any purpose, with comfortable repayment terms and competitive interest rates tailored to your needs.

        UOB International Property Loan
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        UOB International Property Loan

        Expand your property portfolio globally with UOB International Property Loans. Our expert mortgage team offers tailored financing solutions for overseas properties in the UK, Australia, Japan, Thailand, Malaysia, and beyond, making purchasing or refinancing hassle-free.

          Car Loan: Fast Cash for Your Wheels

          UOB Car2Cash
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          UOB Car2Cash

          Experience financial flexibility with UOB Car2Cash. Keep ownership of your car while accessing low-interest rates starting at just 0.50% per month, with long installment periods up to 72 months.

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