UOB Cash to Home

  • A floating rate overdraft credit line or a fixed term loan or combination of fixed term loan and overdraft credit line, with chequebook access through a current account, for homeowners to utilize the equity in their residential properties.
    Acceptable properties are single houses, twin houses, townhouses and residential condominiums.

Product Features

Product Features

Whether you own a residential property or a mortgaged home with other another institution, you can have 24-hour reserved cash with the following privileges:

  • Credit Limit up to 75% - 85% of appraised value
  • Minimum loan amount is THB 500,000 and maximum at THB 50,000,000 (THB 15-30 million for upcountry)
  • Choices are yours to choose among an overdraft credit line, a fixed term loan and a combination of an overdraft credit line and a fixed term loan. For a fixed term loan, tenor is up to 20-30 years
  • For accessible through an ATM card or cheque which can be cashed at any UOB counter.

Remark : To enjoy Product Features above, customer and/or property collateral must be qualified as per bank’s credit criterions.

Applicant’s Basic Qualification

Applicant’s Basic Qualification
  • Thai nationality
  • Minimum salary of THB 30,000 per month
  • At least 2 years of working experience (3 years if self-employed)
  • At least 21 years old, Age+loan duration :
    - must not exceed 70 Yrs. for Salaried income and Government Sector
    - must not exceed 75 Yrs. for Self-employed

Supporting Documents

Supporting Documents
Personal documents of the applicant.
Collateral related documents
Financial documents.
  • Identification card
  • Household registration
  • Marriage license or letter of divorce (if any).
  • Letter of change of name or surname (if any).
  • Identification card and household registration of spouse (if any).
  • Every page of the title deed to property.
  • Purchase and Sale Agreement of property.
    (Tor Dor. 13)
  • Letter of permission to construct and request for house number (in case that you submit the request to construct by yourself)
  • In the case of refinancing from another financial institution:
    - Payment records for
    the past 12 months
    - Loan and mortgage
  • Latest salary pay slip and letter of employment
    (original copy)
  • Bank statements for the past 6 months
  • For self-employed only:
    - Business registration
    - Letter of certification from the Ministry of Commerce.
    - Corporate affidavit.

Remark : The Bank reserves the right to change these and any other conditions without prior notice. 


For more information, please contact : UOB branch or directly call 0-2620-2020