UOB Cash to Home

Whether you own a residential property or a mortgaged home with other another institution, you can have 24-hour reserved cash with the following privileges:

• Credit Limit up to 70% - 80% of appraised value
• Minimum loan amount is THB 500,000 and maximum at THB 50,000,000 (THB 15-30 million for upcountry)
• Choices are yours to choose among an overdraft credit line, a fixed term loan and a combination of an overdraft credit line and a fixed term loan. For a fixed term loan, tenor is up to 20-30 years
• For accessible through an ATM card or cheque which can be cashed at any UOB counter.

Remark : To enjoy Product Features above, customer and/or property collateral must be qualified as per bank’s credit criterions.

• Thai nationality
• Minimum salary of THB 30,000 per month
• At least 2 years of working experience (3 years if self-employed)
• At least 21 years old, Age + loan tenor :
  • must not exceed 70 Yrs. for Salaried income and Government Sector
  • must not exceed 75 Yrs. for Self-employed

Supporting Documents

Personal documents of the applicant.

Collateral related documents

Financial documents.

• Identification card
• Household registration
• Marriage license or letter of divorce (if any).
• Letter of change of name or surname (if any).
• Identification card and household registration of spouse (if any).

• Every page of the title deed to property.
• Purchase and Sale Agreement of property.
  (Tor Dor. 13)
• Letter of permission to construct and request for house number (in case that you submit the request to construct by yourself)
• In the case of refinancing from another financial institution:
• Payment records for 
  the past 12 months
• Loan and mortgage 
  documents

• Latest salary pay slip and letter of employment 
  (original copy)
• Bank statements for the past 6 months
• For self-employed only:
• Business registration
• Letter of certification from the Ministry of Commerce.
• Corporate affidavit.