UOB Cash to Home

Whether you own a residential property or a mortgaged home with other another institution, you can have 24-hour reserved cash with the following privileges:

• Credit Limit up to 75% - 85% of appraised value
• Minimum loan amount is THB 500,000 and maximum at THB 50,000,000 (THB 15-30 million for upcountry)
• Choices are yours to choose among an overdraft credit line, a fixed term loan and a combination of an overdraft credit line and a fixed term loan. For a fixed term loan, tenor is up to 20-30 years
• For accessible through an ATM card or cheque which can be cashed at any UOB counter.

Remark : To enjoy Product Features above, customer and/or property collateral must be qualified as per bank’s credit criterions.

• Thai nationality
• Minimum salary of THB 30,000 per month
• At least 2 years of working experience (3 years if self-employed)
• At least 21 years old, Age+loan duration :
  - must not exceed 70 Yrs. for Salaried income and Government Sector
  - must not exceed 75 Yrs. for Self-employed

• Every page of the title deed to property.
• Purchase and Sale Agreement of property.
  (Tor Dor. 13)
• Letter of permission to construct and request for house number (in case that you submit the request to construct by yourself)
• In the case of refinancing from another financial institution:
  - Payment records for
  the past 12 months
  - Loan and mortgage
  documents