UOB V Care

  • UOB V Care Debit Card to provide accident insurance for customer aged between 15 - 90 years, it gives accident coverage for medical fees without having to pay first for hospitals in our network. 24-hour coverage worldwide by Thai Vivat Insurance PCL.

Benefits and Conditions of Coverage

*Apply Today, No Entrance Fee Charged

Benefits and Coverage
by Thai Vivat Insurance PCL.
UOB V Care
Debit Card*
Aged 15 – 55 years

UOB V Care Extra
Debit Card* 
Aged 15 – 90 years
1. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by an accident



2. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by murder and ambush



3. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by riding or being a passenger of motorcycle



4. Loss of life while using public transportation



5. Medical expense per accident



Annual Fee



Sales Sheet Sales Sheet
UOB V Care Debit Card

Sales Sheet
UOB V Care Extra Debit Card

Remark: UOB, as the insurance broker will manage for entering into life insurance agreement, offer non-life insurance products and facilitate premium payments only, while Thai Vivat Insurance PCL as an insurer will be responsible for providing the coverage and benefits as stated in the insurance’s conditions. This document is not an insurance policy. The details of the insurance conditions, coverage and exceptions, are as set out in the policy. *For cardholders aged 70 years old and older, the company reserves the rights to give 70% coverage of the total sum insured under coverage condition number 1, 2, 3 and 4. Customer should understand the details of coverage and conditions before every decision for insurance
  • Instant claim without advance payment at over 300 network hospitals nationwide
  • Instant coverage right after debit card application for UOB V Care / UOB V Care Extra Debit Card.
  • For the cardholders of UOB V Care Debit card, V Care Extra Debit Card, in case of hospitalizing in hospitals in the network or other hospitals within the first 7 days for Bangkok (or the first 14 days for other provinces) after the debit card application, cardholders will be required to make advance payment.
  • As for the cardholder’s advance payment, it will be refunded within 15 days after the submission of completed set of required documents.
  • For the advance payment, please submit “Accident Indemnity Claim form” as well as required documents to United Overseas Bank (Thai) PCL, Head Office, Insurance Product Department, 11th floor, 191, South Sathon road, Bangkok, 10120 or via any UOB branches

Insurance coverage will be automatically discontinued if the bank cannot collect annual fee from the cardholder for the following year.

List of Documents for Claim Process

Accident (Death Claim)
Accident (Medical Expense Claim)
  • Accident Indemnity Claim Form
  • Copy of Death Certificate
  • Copy of the ID Card of insured and beneficiary
  • Copy of household registration of insured and beneficiary
  • Copy of Police report
  • Copy of autopsy report performed by police
  • Copy of passport, VISA (foreigner only)
  • Original Autopsy Report performed by physician (if needed)
  • Copy of UOB V Care Debit Card/UOB V Care Xtra Debit Card (for UOB V Care Debit Card/UOB V Care Xtra Debit Card)
  • Accident Indemnity Claim Form
  • Original medical certificate issued by physician
  • Original receipt of medical expenses. For inpatient, the details of expense are additionally required.
  • Copy of the insured’s ID Card*/ driver license/ student card/ Government official ID/ or other photo card issued by a government office only, including copy of UOB V Care Debit Card/UOB V Care Xtra Debit Card (for UOB V Care Debit Card/UOB V Care Xtra Debit Card)
  • Copy of passbook linked with UOB V Care Debit Card/UOB V Care Xtra Debit Card

* If the insured’s ID card hasn’t yet been issued, birth certificate and house registration can be submitted instead

List of Network Hospitals

Accident Indemnity Claim Form

Updated Claim Form

More Information, Please contact

  • Customer Service Department
  • Tel: 1231 press 4 or Fax no: 0 2695 0811 Email: info@thaivivat.co.th

Claims Department

  • 71 Din Daeng Road, Samsen Nai Phaya Thai, Bangkok 10400

Privilege of UOB V Care Debit Card

Privilege of UOB V Care Debit Card
  • Maximum coverage of 500,000 baht
  • Maximum medical fee per accident 30,000 baht for the limited number of accidents
  • Receive medical attention from any hospitals nationwide
  • There is no need to make an advance payment for incurred medical expense when hospitalizing in more than 300 hospitals in the network
  • Free of charge on cash withdrawal and balance inquiry transactions via all ATM with VISA logo, both within the same an different clearing zones
  • Fund transfer between banks with UOB ATM or debit card throughout 24 hrs.
  • Daily maximum cash withdrawal up to THB 100,000.
  • Able to use Debit card for spending at participation merchants with VISA sign and Online Merchants worldwide. The daily maximum spending is total up THB 100,000 both EDC and Online Spending.
  • Fast and convenient. Tap to pay for purchasing goods and services at any store with Contactless Payment symbolcontactless.  No PIN required for transaction under THB 1,500."
  • Cash withdrawal and balance inquiry available on UOB ATM throughout Singapore, Malaysia and Indonesia without any fees


Qualifications of Applicants

  • Individual only
  • At least 15 years of age as of the application date
  • Owning UOB Savings Account

Application’s Conditions

  • 1 V care card per person

Required Documents

  • Copy of ID card or passport

The bank is insured and pays a premium. UOB V care/V care Extra Cardholder is a beneficiary under the insurance policy issued by Thai Vivat Insurance PCL.

Disclosure of Foreign Currency Exchange Risk Premium

When cardholder uses debit card to make payment for goods and/or services and/or cash withdrawal in a foreign currency, the expense incurred will be collected in Thai Baht. The collected amount is converted at the exchange rate applicable by each credit card company of which United Overseas Bank (Thai) Plc is a member as of the date such expenses were collected from the Bank on actual collection basis; where the expense is not incurred in USD, the credit card company may convert it into USD then from USD to Thai Baht.

Debit cardholders may view the exchanges rates from the following links for preliminary reference:

  • For MasterCard 
  • For VISA
    (http://corporate.visa.com/pd/ consumer_services/ consumer_ex_rates.jsp)

For the purpose of risk protection, the Bank will charge an exchange risk-hedging premium on the top of the converted amount at a rate not exceeding 2.5% of the expense incurred.