UOB Vcare Unlimit

  • UOB V Care Unlimit Debit Card provides instant personal accident insurance to customer aged between 15 and 90 years.

    It’s suitable for those who wish to have an instant insurance coverage without medical check-up for unforeseen personal accident right after applying.

Benefits

Coverage Conditions
by Thai Vivat Insurance PCL.
UOB V Care Unlimit
Debit Card
Aged 15 – 55 years

UOB V Care More Unlimit
Debit Card
Aged 15 – 70 years

UOB V Care Extra Unlimit
Debit Card 
Aged 15 – 90 years

1. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by an accident

100,000

300,000

500,000

2. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by murder and ambush

100,000

300,000

500,000

3. Death, dismemberment, loss of sight, speech, or hearing, or permanent disability caused by riding or being a passenger of motorcycle

100,000

300,000

500,000

4. Loss of life while using public transportation

200,000

600,000

1,000,000

5. Medical expense per accident

10,000

20,000

30,000

Annual fee

799

1,199

1,699

Sales Sheet

Sales Sheet for
UOB V Care Unlimit Debit Card

Sales Sheet for
UOB V Care More Unlimit Debit Card

Sales Sheet for
UOB V Care Extra Unlimit Debit Card

 
Remark : UOB, in its capacity as the insurance broker license number Vor 00020/2546 will facilitate the insurance transaction and premium payments only, while Thai Vivat Insurance PCL will be responsible for providing the coverage and benefits as stated in the insurance contract. This document is not an insurance policy. The details of the insurance conditions, exceptions to the coverage, are as set out in the policy. For cardholders aged 70 years old and older, their benefit under coverage condition number 1, 2, 3 and 4 will be 70% of the total coverage. Cardholders should understand the details of coverage and conditions before deciding to insure. 
  • Instant claim at over 300 network hospitals across country.
  • Instant coverage right after applying for UOB V Care Unlimit Debit Card / UOB V Care More Unlimit Debit Card / UOB V Care Extra Unlimit Debit Card.
  • For the cardholders of UOB V Care Unlimit Debit card, V Care More Unlimit Debit Card and V Care Extra Unlimit Debit Card, in case of having any claims with either network hospitals or non-network hospitals within the first 7 days (for Bangkok) or first 14 days (for upcountry), cardholders need to make advance payment.
  • The advance payment by cardholder will be reimbursed within 15 days after the submission of completed set of required documents.
  • For advance payment by cardholder, please submit claim form and required document to United Overseas Bank (Thai) Head Office 11th floor, 191 South Sathon road, Bangkok 10120 or via any UOB branches.

* Insurance coverage will be automatically discontinued if the bank could not collect annual fee from the cardholder.

Document for Claim Process

Personal Accident (Death Claim)
Personal Accident (Medical Expense Claim)
  • Claim form
  • Copy of Death Certificate
  • Copy of the ID Card or Government official ID of insured and beneficiary
  • Copy of household registration of insured and beneficiary
  • Copy of Police report certified by police officer
  • Copy of autopsy report performed by police
  • Original Medical Certificate (If death during the medical treatment
  • Copy of passport and/or VISA (Foreigner only)
  • Original Autopsy Report performed by physician (if needed)
  • Copy of UOB V Care Unlimit Debit Card, UOB V Care More Unlimit Debit Card, UOB V Care Xtra Unlimit Debit Card
  • Claim form
  • Original medical certificate issued by physician
  • Original receipt of medical expenses. Plus detail of expense (if inpatient case)
  • Copy of the insured’s ID Card/ driver license/ student card/ Government official ID/ or other photo card issued by a government office
  • Copy of passport and/or VISA (Foreigner only)
  • Copy of UOB V Care Unlimit Debit Card , UOB V Care More Unlimit Debit Card, UOB V Care Xtra Unlimit Debit Card
  • Copy passbook linked with UOB V Care Unlimit Debit Card, UOB V Care More Unlimit Debit Card, UOB V Care Xtra Unlimit Debit Card

List of Network Hospitals

Privileges

Privilege of UOB V Care Unlimit Debit, UOB V Care More Unlimit Debit or UOB V Care Xtra Unlimit Debit Card
  • Able to receive medical attention from any hospitals across the country
  • There is no need to make an advance on incurred medical expense when checking into more than 300 contract hospitals nationwide
  • Free of charge on cash withdrawal and balance inquiry transactions via all ATM with PromptCard sign, both within the same clearing zone and between 2 clearing zone.
  • The daily maximum cash withdrawal is up to THB 100,000.
  • Able to use Debit card for spending at participation merchants with PromptCard or MasterCard Sign and Online Merchants worldwide. The daily maximum spending is total up to THB 100,000 both EDC and Online Spending.
  • Fund transfer between banks (ORFT) with UOB debit card throughout 24 hrs.
  • For UOBT Debit Card, cash withdrawal and balance inquiry are available on UOB ATM throughout Singapore, Malaysia and Indonesia, with free of charge

Applicant’s qualification

Applicant’s qualification
  • Individual only
  • Between age of 15 and 90 years old as of applied date
  • Have any type of UOB Savings Account

Condition of application

Condition of application
  • Limit 1 card per person
  • In case cardholders hold more than one VCare card, PA coverage will be only under a card that provides highest coverage.

Required Document

Required Document
  • Certified copy of ID or Passport

Warning

The bank is insured and pays a premium. UOB Vcare Unlimit / Vcare More Unlimit / Vicare Extra Unlimit Cardholder is a beneficiary under the insurance policy issued by Thai Vivat Insurance PCL.

Disclosure of Foreign Currency Exchange Risk Premium

When cardholder uses debit card to make payment for goods and/or services and/or cash withdrawal in a foreign currency, the expense incurred will be collected in Thai Baht. The collected amount is converted at the exchange rate applicable by each credit card company of which United Overseas Bank (Thai) Plc is a member as of the date such expenses were collected from the Bank on actual collection basis where the expense is not incurred in USD, the credit card company may convert it into USD then from USD to Thai Baht.
Debit cardholders may view the exchanges rates via the below links for preliminary reference:

  • For MasterCard 
    (https://www.mastercard.us/en-us/consumers/get-support/convert-currency.html)
  • For VISA
    (http://corporate.visa.com/pd/ consumer_services/ consumer_ex_rates.jsp)

For the purpose of risk protection, the Bank will charge an exchange risk-hedging premium on the top of the converted amount at a rate not exceeding 2.5% of the expense incurred.