UOB PayAnything is a payment solution exclusively offered to UOB Credit card holders. The service allows you to pay any expense using your credit card limit and transferring fund to your destinated saving account with a minimal fee of 1.5% of transaction amount. You will receive UOB Rewards Points/cash rebate*, just like how you normally spend your credit card. There are 3 channels for you to request UOB PayAnything transaction and it takes only 1 business day* to complete transferring expense to destinated saving account.


Spend as necessary and pay the total outstanding balance per due date to avoid interest rate of 16% per year

Benefits

Enhance your financial flexibility

Enhance your financial flexibility

Allows you to pay any expense using your credit card limit

Receive UOB Rewards Points or cash rebate*

Receive UOB Rewards Points or cash rebate*

just like how you normally spend your credit card

Fast Transfer

Fast Transfer

Destinated saving account receives payment within 1 business days*

Installment Plan

Installment Plan

Convert your transaction into installment plan up to 36 months

You can any payments using UOB PayAnything

/Rent

Rent

Pay rent, accommodation fees and property management fee

/Education Fees

Education Fees

Pay tuition and other school fees

/Travel

Travel

Pay travel package, car rental fee and other travel expenses

/Goods & Services

Goods & Services

Shopping expense, car repair fee, home repair fee

/Gifts

Gifts

Gift expense, transfer money as gift

/Other

Other

Pay other payments

You can any payments using UOB PayAnything

Get Lotus’s gift card up to 15,000 Bath

Get Lotus’s gift card up to 15,000 Bath

Exclusively for UOB PayAnything transaction via online channels

UOB PayAnything accumulated transaction amount/credit card/month For normal credit cards 1
Receive Lotus gift card
For participated credit cards 2
Receive Lotus gift card
110,000- 219,999 THB 200 THB 400 THB
220,000 - 399,999 THB 800 THB 1,000 THB
400,000 - 599,999 THB 1,800 THB 3,000 THB
600,000 THB or above 3,000 THB 5,000 THB

When transacting UOB PayAnything during 1 Oct – 31 Dec’24. To register campaign, type UPA followed by last 12 digits of your credit card and send SMS to 4545111 (3 THB/ SMS) or register via Rewards+ (free of charge) on UOB TMRW application within the same transaction month.

  1. Normal credit cards include UOB Reserve, UOB Infinite, UOB Zenith, UOB Privi Miles, UOB YOLO, UOB TMRW, UOB One, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB Krisflyer World Elite, UOB Krisflyer World and UOB Mercedes
  2. Participated credit cards include UOB Premier, UOB Preferred, UOB Lady Solitaire, UOB Lady Platinum, UOB World, UOB Simple, UOB Grab, UOB Lazada and UOB Makro

How to enroll UOB PayAnything

Fill out the form

Fill out the form

Enroll transaction directly with our agents

Enroll transaction directly with our agents

during business days and hours

UOB Line Connect

UOB Line Connect

Select "Credit Card Service", click "UOB PayAnything", and fill out the form

Enroll on UOB Line Connect

Add friend @UOBThai on LINE application for exclusive access through LINE alert, LINE Enquiry and many more features

Select

1. Select "Credit Card Customer Service" button on the Main Menu

Select Sub-Menu 


2. Select Sub-Menu 
"UOB PayAnything" appearing on screen

Fill out cardholder information, recipient's saving account  and transaction amount

3. Fill out cardholder information, recipient's saving account and transaction amount

Review and confirm information

4. Review and confirm information

Wait for system to confirm the message

5. Wait for system to confirm the message "Transaction submit successfully"

When the transaction is completed within 3 business days, the  bank will notify customer via SMS

6. Bank representatives will contact you to confirm the transaction and notify via SMS when the transaction is completed

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UOB PayAnything's Terms and Conditions

UOB PayAnything's Terms and Conditions
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  1. UOB PayAnything is a payment service to recipient's deposit account using your available credit line. The terms and conditions are as approved by United Overseas Bank (Thai) PCL (“Bank”).
  2. UOB PayAnything is available to all primary UOB credit card holders and UOB customers holding an existing primary Citi-branded credit card (“Member”), except corporate credit card.
  3. To enroll UOB PayAnything, Members need to provide transaction details according to the Bank's specification with a maximum per transaction of THB 699,999 or up to your available credit limit, whichever is lower.
  4. Once your UOB PayAnything request is approved, the Bank will transfer payments from the Member's credit limit to prepay into recipient's deposit account. The Members must ensure sufficient available credit line, covering transaction amount and fee. The payment transfer is typically completed within 1 business days and transaction cannot be modified or cancelled after Member confirms transaction detail with the Bank’s representative. The Bank will notify Members of the successful transfer via SMS after completion.
  5. In the event of UOB PayAnything transactions for purchasing goods and/or services, the Bank is not involved in the sale of products or provision of services by merchants. For any damages or defects, please contact the merchant directly.
  1. The UOB PayAnything service incurs a fee of up to 1.5% of the transaction amount (inclusive of value-added tax). Members may be offered varying fee based on promotional campaigns, subject to periodic updates communicated by the Bank through sales channels and advertisements, whether initiated by the Bank or external service providers such as online media, etc. The applicable fee will be charged to the Member's credit card used for UOB PayAnything transaction.
  2. If a Member has an outstanding credit card balance from previous billing cycle or in the current billing cycle, at the time of enrolling UOB PayAnything, which may be resulted from non-payment, minimum payment, or partial payment, or if a Member makes only partial payment for this UOB PayAnything transaction, the interest calculation for UOB PayAnything transactions will follow credit card interest calculation criteria. For more details on interest calculation, please visit http//www.uob.co.th/personal/cards/credit/4styles.page
  1. UOB PayAnything is considered a type of transaction on Member's credit card and is eligible for UOB Rewards Points (for credit card with UOB Rewards program) or cashback (for credit card with cashback program), based on the terms and conditions of the specific credit card used for this transaction.
  2. Transaction amount eligible for UOB Rewards Points/cashback is capped at THB 100,000/account/billing cycle. In the event that transaction occurs one day before and/or on the billing cycle date, the transaction will be calculated and accumulated for UOB Rewards Points/cashback in the next billing cycle, whereas the total transaction amount in such billing cycle cannot exceed THB 100,000/account.

UOB PayAnything - Frequently Asked Questions The payment transfer

What is UOB PayAnything?
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UOB PayAnything is a payment solution exclusively offered to UOB Credit card holders. The service allows you to pay any expense using your credit card limit and transferring fund to your destinated saving account with a minimal fee of 1.5% of transaction amount. You will receive UOB Rewards Points/cash rebate*, just like how you normally spend your credit card. There are 3 channels for you to request UOB PayAnything transaction and it takes only 1 business days* to complete transferring expense to destinated saving account.

You can use UOB PayAnything to make payment to anyone. It covers all types of expenses, including rental fees, tuition fees and purchases of goods and services by simply converting your UOB credit card credit line into a fund transfer to recipient's saving account. The recipient does not have to be a UOB customer.

You can pay with UOB PayAnything with all primary UOB credit cards, and primary Citi-branded UOB credit card, except corporate credit card.

Yes, you will earn Rewards Points/cashback from UOB PayAnything transaction depending on type of credit card used for the transaction. The transaction amount eligible for UOB Rewards Points/cashback is capped at THB 100,000/account/billing cycle. In the event that transactions occurred one day before or on the billing cycle date, these transactions will be calculated and accumulated for UOB Rewards Points/cashback in the next billing cycle, whereas the total transaction amount in such billing cycle cannot exceed THB 100,000/account.

The bank will pre-authorise your credit card limit for the transaction amount and fee one business day prior to the payment transfer date. The actual transaction will be reflected in your credit card account once the payment transfer from credit card limit is successfully completed.

The payment transfer is typically completed within 1 business days after member confirm transaction detail with Bank representative.

Yes, the UOB PayAnything service incurs a fee of up to 1.5% of the transfer amount (inclusive of value-added tax). Members may be offered varying fee based on promotional campaigns, subject to periodic updates communicated by the bank through sales channels and advertisements, whether initiated by the bank or external service providers such as online media, etc. The applicable fee will be charged to the member's credit card used for UOB PayAnything transaction.

There is a transaction limit of up to THB 699,999/transaction or up to your available credit limit, whichever is lower.

You will receive a notification via SMS after a successful payment transfer from your credit card limit. In the event of an unsuccessful transfer, a bank representative will contact you to confirm and assist with initiating a new transaction.

If you have confirmed the transaction with bank representative, you will not be able to modify or cancel your transaction.

Your payment will appear as "PAYANYTHING" on your credit cards statement with your recipients name e.g., "PAYANYTHING - CHOKCHAI"

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