UOB Zenith Credit Card

Introducing the UOB Zenith Credit Card, crafted to enhance your lifestyle journey. Experience unparalleled convenience and prestige with exclusive privileges that redefine your experience. Earn rewards for spending in Thai Baht or foreign currency. Enjoy complimentary airport limousine transfers and global lounge access. The key to seamlessly luxury life. The yearly bonus points boost its charm, expressing gratitude for your loyalty. Start today to immerse yourself in a lifestyle that goes above and beyond the usual

UOB Zenith Credit Card Privileges

Earn x3 UOB Rewards Points

Earn 3 UOB Rewards Points for every THB 25 equivalent spent in foreign currencies

Earn x2 UOB Rewards Points

Earn 2 UOB Rewards Points for every THB 25 spent locally

Complimentary Airport Limousine Transfers

at participating airports in Asia-Pacific 2 times per calendar year and 1 time per month, with a maximum value of THB 3,000 per trip and bookings can be made 3 months in advance through UOB Zenith Call Center at 0-2285-1550
(1 Sep – 31 Dec ‘25)

Complimentary Airport Lounges Access

to over 1,700 airport lounges worldwide through Priority Pass™ Digital Card at 12 times per calendar year and 2 times per day ​ except Thai domestic lounge for domestic flight in Thailand (excludes accompanying guests)
(1 Sep - 31 Dec ’25)

Complimentary 4th Night at participating hotels

when booking through UOB Zenith Personal Assistant 2 times per calendar year, with a maximum rebate credit up to THB 5,000 per time and bookings can be made 3 months in advance​
(1 Sep – 31 Dec ‘25)

Earn up to 5% Annual Relationship Bonus Points

based on your spending in the last 12 months. The Relationship Bonus earned grows as your relationship with UOB grows.

Details of UOB Zenith Credit Card Privileges

Privileges on UOB Rewards Points Earning
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  • The Bank reserves the right not to reward credit card transactions incurred from spending on cash advance, Call for Cash, Fund Transfer, mutual fund, unit-linked products, land transfer fee, electricity bills (MEA / PEA) and water bills (MWA) transacted via UOB Credit Card as well as spending at gas stations, Makro, and cancellation of goods and services (domestically and internationally) or any type of tax refund, all refund transactions, all transactions for commercial purposes, Money exchange transaction, annual fee, interest and all type of fees, including spending transactions in Thai Baht at overseas merchants and online merchants registered outside Thailand.
  • Spending through UOB Zenith in Thai Baht at Hypermarket and Supermarket* over THB 100,000 per billing cycle will not be eligible to earn UOB Rewards Points. * The Bank will refer to Mastercard® and Visa Hypermarket Merchant Category Code 5411.
  • PayAnything transactions through UOB Zenith* over THB 100,000 per billing cycle will not be eligible to earn UOB Rewards Points.
  • Eligible spending to earn UOB Rewards Point does not include utilities /spending under MCC 4900 and all E Wallet Top up transactions posted on 1 Jan 2025 onwards.
  • UOB Rewards Points will be calculated based on the posting date.
  • Rewards reversal will be applied in the statement cycle when reversal transaction is posted which may differ from the statement cycle of corresponding purchase transaction. Accelerated/bonus reward points will be awarded only if cumulative value of new purchase transactions in the respective spend category is higher than the value of transactions reversed.
  • UOB Rewards Points from spending transaction on posting date will be included in Points Earned in the next statement cycle.
  • UOB Rewards Points will be transferred to primary card account only and UOB Rewards Points has no expiry date
  • The Bank reserves the right to award this on-top Anniversary Bonus Point privilege for UOB Zenith cardholders with UOB Privilege Banking/ UOB Privilege Reserve status who have anniversary date within 31 December 2025 only. From 1 January 2026 onwards, all UOB Zenith cardholders will receive Anniversary Bonus Points between 0.5% - 2% based on UOB Zenith credit card open date.
  • For UOB Zenith cardholders who has anniversary date from 1 September 2026 onwards, the Bank reserved the right to award this Zenith Anniversary Bonus point for customer who has participating minimum spending of 1 million Baht per membership year (primary and supplementary cards combined) and limit maximum anniversary bonus at 100,000 points per account.
  • Effective from 1 September 2025 onwards, eligible spending to earn UOB Zenith Anniversary Bonus Point will not include utilities / spending under MCC 4900 and all E-Wallet Top up.
  • For UOB Zenith primary cardholders, limit complimentary lounge access to participating airport lounges worldwide except Thai domestic lounge for domestic flight in Thailand through Priority Pass™ Digital Card. Complimentary lounge access will be offered at 12 times per calendar year and 2 times per day,which calculated from local date and time of the airport lounge that customer access. The excess lounge access of 2 times per day or access to Thai domestic lounge for domestic flight in Thailand will be count towards 12 times access and UOB Zenith cardholders will be charged the lounge visit fee of USD 35 per person per visit to your UOB Zenith Credit Card account.
  • Priority Pass unique code for Priority Pass Digital account registration will be sent to your registered mobile phone number with the Bank within 45 days after your UOB Zenith primary credit card has been approved.
  • For UOB Zenith Supplementary cardholders, complimentary Priority Pass™ lounge access to participating airport lounges worldwide except Thai domestic lounge for domestic flight in Thailand and limit lounge access worldwide to 2 times per day with unlimited usage days per year, calculated from local date and time of the airport lounge that customer access. If UOB Zenith cardholders exceed the limit or have accompanied guest(s) or access to Thai domestic lounge for domestic flight in Thailand, the Bank reserves the right to charge a fee of USD 35 per person per visit to the UOB Zenith Credit Card account.​
  • For new UOB Zenith supplementary cardholders approved from 1 September 2025, the Bank will no longer offer Priority Pass™.
  • For existing UOB Zenith supplementary cardholders eligible for Priority Pass™ in 2024, the current Priority Pass™ Card remains valid until 31 August 2026.
  • Effective from 1 September 2026, the Bank reserved the right to suspend Priority Pass™ for all UOB Zenith supplementary cardholders.
  • Effective from 1 September 2025 onwards, for UOB Zenith primary and supplementary cardholders, the Bank reserves the right to discontinue Thai domestic lounge for domestic flight in Thailand through Priority Pass™ and Priority Pass™ Digital Card.
  • Limit complimentary access 2 times per day will calculated based on local time and date of the airport lounge that customer access. In case customer use lounge access more than 2 times per day or access to Thai domestic lounge for domestic flight in Thailand, the Bank reserve the right to actual lounge fee to your UOB Zenith credit card.
  • Complimentary airport limousine transfer at participating airports in Asia-Pacific 2 times per calendar year, 1 time per month and bookings can be made 3 months in advance. The Bank reserves the right to cap the maximum value at THB 3,000 per trip in all cases. Any excess charges beyond the complimentary transfer allowance will be advised to cardholder upon confirmation of the booking.
  • Complimentary 4th Night at participating hotels when booking through UOB Zenith Personal Assistant 2 times per calendar year and bookings can be made 3 months in advance. The bank reserves the right to cap the maximum rebate credit for the 4th Night up to THB 5,000 per time. Cardholders shall be responsible for any excess amount beyond THB 5,000 (if any).
  • UOB Zenith primary cardholders will receive a rebate credit for the 4th Night within 90 days from completion of full payment at point of booking.
  • The privilege is subject to parking space availability.
  • The privilege does not cover any parking fee.
  • The offer is reserved only for UOB Zenith Credit Card holders and does not include any monthly parking payments.
  • UOB Zenith cardholders must show physical UOB Zenith Credit Card to the staff before using the reserved parking service.
  • Travel insurance coverage for UOB Zenith cardholders more detail click
  • Purchase protection plan coverage for UOB Zenith cardholders up to THB 150,000 per product more detail click
  • The Bank reserves the right to suspend all benefits upon the cardholder’s cancellation of UOB Zenith credit card due to any reason.

Privileges and Promotion of UOB Zenith Credit Card

How to Register for the Priority Pass™ Digital Card

How to Register for the Priority Pass™ Digital Card

 

UOB Zenith Special Overseas campaign

UOB Zenith Special Overseas campaign

 

UOB Credit Card Promotions

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UOB Rewards Points

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UOB Zenith Credit Card Lifestyle Benefits

Annual Fee

Primary card Annual Fee: THB 7,900
(+ VAT THB 553)
Supplementary card Annual Fee : THB 1,900
(+ VAT THB 133)

age

20 – 60 years old

Things you should know

Rate, Fees & Charges
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  • Annual fee for primary card : THB 7,900 (+ VAT THB 553)
  • Annual fee for supplementary card : THB 1,900 (+ VAT THB 133)
  • Annual interest fee : 16% per annum (exclusive of VAT 7%)
  • Minimum Installment Payment Rate: 8% of the total amount as per the monthly statement for 2025
  • Cash Advance Transaction Fee : 3% of the amount of cash withdrawn
  • Grace Period (free of interest charge period) : maximum of 55 days from the date of previous billing cycle

By Invitation Only

Acquisition Terms and Conditions:

  • Credit approval is according to the Bank consideration.
  • For more information, please contact UOB Credit Card call center 0 2285 1550 or UOB website.
  • As a result of the cancellation of the card, card member hereby acknowledge that the annual fee refund is pro-rate according to non-utilization period of service covered by the card.
  • Interest rate including penalty fees and other service charges at maximum of 16% per annum. Currency conversion risk factor maximum 2.5% of the standard exchange rate set forth by Mastercard® and/or Visa on retail or cash transactions incurred in foreign currencies, collectible in Thai Baht.

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