UOB Secure Savings Account

Product Benefits

UOB Secure Savings Account

receive personal accident coverage up to 20 times of the deposit amount, Coverage up to 10 million baht worldwide 24 hours a day

No limit on the number of deposits or withdrawal transactions

Insurance coverage is extended to riding a motorcycle (as rider or passenger)

No insurance premium payment required

Product Benefit Detail
  • The account holder will receive Personal Accident insurance (PA) entitlements and extended the coverage for driver and passenger of motorcycle. The coverage is due to loss of life, dismemberment, loss of sight, loss of speech, loss of hearing or total permanent disability from murder and assault, but not covering medical expenses.
  • Receive personal accident coverage up to 20 times of the deposit amount. Coverage up to 10 million baht worldwide 24 hours a day.
  • The customer does not have to pay insurance premiums.
  • Flexible, no limit on the number of deposits or withdrawals transaction.
  • Earn the deposit interest every last business day of June and December.
Personal Accident Coverage Benefit

Condition of Personal Accident Coverage

  • The account holder will receive personal accident insurance coverage according to the policy terms as follows.
    • The account holder must have a deposit balance of at least 3,000-baht one day prior to the accident date.
    • The account holder who is over 70 years old at the account opening date will receive compensation 70% of the coverage amount but not exceeding 7,000,000 baht per person.
  • The account holder may specify the beneficiary's name in the account opening form.
  • The Bank pays insurance premiums. The account holder is the insured person. For accident coverage, the account holder has the right to designate a third party or the account holder as the beneficiary. This coverage is under the group non-life insurance policy, UOB Secure Savings account. Thaivivat Insurance Public Company Limited takes responsibility under the terms of coverage and benefits according to conditions.
  • The value of insurance premiums is equivalent to the interest rate that increases approximately 0.084% per annum as of 1 August 2025

Condition of PA Coverage Amount

  • The account holder will be covered in the amount of 20 times of the deposit balance one day prior to the accident date. Maximum coverage of 10 million baht per person, regardless of the number of UOB Secure accounts held.
  • If the account holder has more than one UOB Secure Savings account, the amount of accident coverage will be calculated from the accounts with a deposit balance more than 3,000 baht combined. The maximum coverage amount will not exceed 10 million baht per person.
  • For opening a joint account more than one account holder and not specifying the beneficiaries’ proportion to be received, the personal accident coverage will be calculated from the account with a deposit balance more than 3,000 baht divided by the numbers of joint account holders. Each person will be compensated in the amount of 20 times the proportion of each person calculated from division by the number of joint deposit account holders against the coverage amount, but not more than 10 million baht per account, regardless of the number of joint account holders.

Terms and Conditions

Account Opening Condition
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  • For Individual customer, aged 15 years old on the date of account opening.
  • Open an account with a minimum of 1,000 baht.
  • Copy of ID Card
  • The Bank will charge 100 baht per month per account for the account that has been inactive for 12 consecutive months and has a month-end outstanding balance of less than 5,000 baht. Dormant Account is the account with no deposit, withdrawal, transfer, or payment transaction for 12 consecutive months, excluding automated transaction e.g. Auto Direct Debit. When the account becomes dormant, customer will not be able to perform any transactions on the account.
  • Deposit interest rates and terms are as announced by the Bank.
  • This deposit is protected by the Deposit Protection Agency in the amount stipulated by law.
  • The bank reserves the right to cancel or change a benefit with prior notice before changing.

Additional Information

Process to claim compensation
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Customer can contact UOB branch with claim documents according to the information on the bank's website under UOB Secure section. Or contact Thaivivat Insurance Public Company Limited to file claim at Tel 1231 press 3 and press 3.

In case of fatal accident In case of permanent disability
  • Claim form
  • Copy of ID card or passport of the deceased
  • Copy of the death certificate
  • Copy of written death certification
  • Copy of the autopsy report
  • Copy of the police's daily record
  • Copy of the police’s case summary
  • Copy of house registration stamped “Death” of the insured
  • Copy of the beneficiary's ID card duly certified
  • Copy of the beneficiary's house registration duly certified
  • Letter appointing the administrator of the estate (if any)
  • Copy of Statement for the past 3 months
  • Claim form
  • Copy of the insured's ID card duly certified
  • Copy of the insured's house registration
  • Copy of the daily case report
  • All treatment history
  • Photograph of the insured showing disability or organ damaged
  • Disability ID card
  • Disability certificate
  • Copy of Statement for the past 3 months
  • Inquiry about the deposit account at UOB Customer Service Center Tel. 0 2285 1555
  • Inquiry about accident coverage at Thaivivat Insurance Public Company Limited Tel. 1231

Announcement of Interest Rates and Fees

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