Announcement of UOB Grab Credit Card ​Privileges 1 February - 31 December 2026

Privileges on UOB Rewards Points Earning

Earn 10X UOB Rewards Points for every THB 25 spent on Grab transactions in Thailand 

• Valid for every card spending on Grab services in Thailand only.
• Types of services include Grab Transport (Economy, Premium, Plus, Chauffeur, GrabBike), GrabFood, GrabExpress, Drive and GrabMart.
• To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account.
• Spending on Grab services via UOB Grab Credit Card, that is eligible for 10X UOB Rewards Points for every THB 25 spent, is up to 2,000 UOB Rewards Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 5,000/ account/ billing cycle).
• Spending on Grab services over THB 5,000 will receive 1X UOB Rewards Point for every THB 25 spent.

Earn 3X UOB Rewards Points for every THB 25 spent on Dining 

• Spending on Dining via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/ billing cycle).
• Spending on Dining over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
• For spending on Dining, the Bank will refer to the following Visa merchant category codes: 5462, 5811, 5812, 5813, 5814 and 5921 excluding restaurants in the hotel.​ 

Earn 3X UOB Rewards Points for every THB 25 spent online 

• Online transaction for UOB Rewards Points earning exclude spending in Thai Baht at online merchants registered outside Thailand
• Online transaction via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/billing cycle).
• Online transaction over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
• UOB i-Plan transactions will receive 1X UOB Rewards Points in which the Bank will calculate UOB Rewards Points from the amount billed.

Earn 3X UOB Rewards Points for every THB 25 spent on Fashion, Department Store, Hospital and Healthcare 

• Spending on Fashion, Department Store, Hospital and Healthcare via UOB Grab Credit Card, that is eligible for 3X UOB Rewards Points for every THB 25 spent, is up to 1,200 UOB Reward Points/ account (primary and supplementary card combined)/ billing cycle (or up to THB 10,000/ account/ billing cycle).
• Spending on Fashion, Department Store, Hospital and Healthcare over THB 10,000 will receive 1X UOB Rewards Point for every THB 25 spent.
• For spending on Fashion, the Bank will refer to the following Visa merchant category codes: 5094, 5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5949, 7251 and 7296.
• For spending on Hospital and Healthcare, the Bank will refer to the following Visa merchant category codes: 8011, 8021, 8031, 8041, 8042, 8049, 8050, 8062, 8071 and 8099.
• For spending on Department Store, the Bank will refer to the following Visa merchant category codes: 5311 exclude spending at Makro.

Earn 1X UOB Rewards Point for every THB 25 spent on other retail spending 

• Types of spending transaction for UOB Rewards Points earning, primary and supplementary card combined exclude Cash Advance, Balance Transfer, Click for Cash/Call for Cash, spending at Makro stores nationwide, spending at gasoline stations, Mutual Fund, LTF, RMF, insurance and Unit Link (the Bank will refer to Visa Securities–Brokers and Dealers Merchant Category Code 6211), payment on utilities/spending under MCC 4900 and all E Wallet Top up transactions, spending in Thai Baht at overseas merchants and online merchants registered outside Thailand, annual fee, interest and other fees.
• The Bank has the right to deduct UOB Rewards Points if the card member is awarded a tax refund, or cancel any purchased products or services ordered, either domestic or international.
• Spending through UOB Grab Credit Card in Thai Baht at Hypermarket and Supermarket will receive 1X UOB Rewards Points for every THB 25 spent up to THB 100,000/ account (primary and supplementary cards combined)/ billing cycle (the Bank will refer to Visa Hypermarket Merchant Category Code 5411).
• Maximum spending of THB 100,000/Primary Cardholder/cycle from UOB PayAnything program will be calculated for rewards points and customer will receive points on cycle cut date.
• UOB i-Plan transactions will receive 1X UOB Rewards Points for every THB 25 in which the Bank will calculate UOB Rewards Points from the amount billed.

Remark: UOB Rewards Points Terms & Conditions; 
• Types of spending transaction for UOB Rewards Points earning, primary and supplementary card combined exclude Cash Advance, Balance Transfer, Click for Cash/Call for Cash, spending at Makro stores nationwide, spending gasoline stations, Mutual Fund, LTF, RMF, Insurance and Unit Link (MCC 6211), payment on utilities/spending under MCC 4900 and all e-wallet Top up transactions, spending in Thai Baht overseas merchants and online merchants registered outside Thailand, annual fee, interest and other fees. • Maximum spending of THB100,000/ Cycle from Supermarket/Hypermarket will be calculated for Rewards Points. • Maximum spending of THB 100,000/Cycle from UOB PayAnything program will be calculated for Rewards Points. • The Bank has the right to deduct UOB Rewards Points if the card member cancel any purchased products or services ordered, either domestic or international. • UOB Rewards Points will be calculated from spending on primary card and supplementary card and based on the post date only. UOB Rewards Points will be credited to primary card account on statement date. • UOB Rewards Points from spending transaction posted on cycle cut date will be included in Points Earned in the next statement cycle. • UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

Privileges on Grab Thailand

15% Discount on Grab Transport Services (up to THB 70/ride) 

• UOB Grab Credit Card members receive 15% discount on Grab transport services (up to THB 70/ride).
• User must fill in UOBGRAB​ in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
• Eligible for JustGrab, GrabCar, GrabCar Premium, GrabCar Plus, GrabCarSUV, Rent and GrabBike in Thailand only.
• Not eligible for GrabFood.
• Limited to 200 redemptions/day.
• Promotion is valid from 1 February 2026 – 31 December 2026
• Offer cannot be combined with any other Grab promotions.

Get discount on GrabFood and GrabMart (up to THB 20/ transaction) 

• UOB Grab Credit Card members receive for GrabFood and GrabMart (up to THB 20/ transaction)
• User must fill in UOBGRAB​ in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
• Eligible for GrabFood and GrabMart only.
• GrabFood has minimum spending of THB 200 and is limited to 200 redemptions/day/ promotion period.
• GrabMart has minimum spending of THB 200 and is limited to 200 redemptions/day/ promotion period.
• Promotion is valid from 1 February 2026 – 31 December 2026.
• Offer cannot be combined with any other Grab promotions.

Get discount on GrabFood ‘Self-Pickup’ (up to THB 20 / transaction) 

• UOB Grab Credit Card members receive discount for GrabFood ‘Self-Pickup’ (up to THB 20 / transaction)
• User must fill in UOBGRAB​ in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
• ‘Self-Pickup’ has minimum spending of THB 100 and is limited to 200 redemptions/day/ promotion period.
• Promotion is valid from 1 February 2026 – 31 December 2026
• Offer cannot be combined with any other Grab promotions.

 Enjoy more on Sunday with THB 100 GrabFood discount 

• UOB Grab Credit Card members receive THB 100 GrabFood discount when ordering THB 400, delivery fee excluded (limited to 1 redemption/card/month)
• User must fill in UOBSUNDAY in promo code field and choose GrabPay as payment method using UOB Grab Credit Card before booking a service.
• Limited to 200 redemptions/week.
• Promotion is valid from 1 February 2026 – 27 December 2026
• Offer can only be used at participating GrabFood merchants and for GrabFood service in Thailand only.
• Offer cannot be combined with any other GrabFood promotions except delivery fee discount from GrabUnlimited.

Enjoy up to THB 80 discount on GrabFood 

• Get a THB 20 food discount code (excluding delivery fee) on GrabFood with a minimum order of THB 200.
• Customers must enter the promo code UOBSTACK and select payment via GrabPay using a UOB Grab Credit Card before placing the order.
• This discount code can be combined with other promo codes, subject to Grab’s terms and conditions.
• Valid from 1 January 2026 – 31 June 2026, or until all privileges are redeemed.
• Limited to 4 redemptions/user/month.
• Limited to 400 redemptions/day and 36,000 redemptions throughout the campaign period.
• Applicable only to GrabFood merchants without the “Non-Partner” symbol.
• Available for GrabFood services in all provinces where GrabFood operates in Thailand.

1 Year Upgrade to GrabUnlimited for Primary Card Members 

• The upgrade to GrabUnlimited will be effective within 60 days of your UOB Grab Credit Card’s approval date.
• If card member already subscribed to GrabUnlimited, member needs to unsubscribe to the package before redeeming the 1 year free upgrade, whereby the remaining subscribed period cannot be exchanged for cash.
• To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number and email that card member used to register with Grab application is the same as the one recorded in the Bank’s system​.
• Reward is non-transferable and cannot be exchanged for cash.
• The Bank has no involvement in goods and services provided, please contact Grab directly in case of inconvenience.

 Remark: 

• Users must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
• Reserves the right to change details and conditions with prior notice.
• The Bank does not involve in selling of products nor providing any services. In case of any damage or defect, please contact the service provider directly.
• Grab reserves the right to modify or cancel any terms and conditions of the co-marketing activity, and in the event of any dispute, Grab’s decision shall be deemed final.

Lifestyle Privileges

Convert UOB Rewards Points to cash rebate up to 100% via Pay with Points 

• UOB card members may convert their UOB Rewards Points to cash rebates for their prepaid goods and services, whereby cash back will be credited into the member’s account at the exchange rate of 8 Points to 1 THB for Grab transactions in Thailand and 11 Points to 1 THB for transactions in Fashion, Hospital and Health Care and Department Store categories and may not be changed to cash to pay for the transaction directly.
• UOB Credit Card members can redeem UOB Rewards Points for cash rebate at UOB TMRW TH Application.
• For transactions in Fashion, the Bank will refer to the following Visa merchant category codes: 5094, 5137, 5139, 5611, 5621, 5631, 5641, 5651, 5655, 5661, 5681, 5691, 5697, 5698, 5699, 5941, 5944, 5948, 5949, 7251 and 7296.
• For transactions in Hospital and Healthcare, the Bank will refer to the following Visa merchant category codes: 8011, 8021, 8031, 8041, 8042, 8049, 8050, 8062, 8071 and 8099.
• For transactions in Department Store, the Bank will refer to the following Visa merchant category codes: 5311 exclude spending at Makro.
• Supplementary card member is not eligible for this program.
• The card member is eligible to redeem if he/she has enough UOB Rewards Points for Pay with Points transaction and does not have overdue payments from card usage or go over his/her credit line when making Pay with Points transaction.
• In case of valid merchant disputes, the Grab transaction amount, and not the UOB Rewards Points, will be credited back to the Card member's UOB Card account.
• All transactions are subject to the terms and conditions of the UOB Card Agreement.
• Redemptions may not be cancelled, reversed, or changed.
• Cash rebate will be credited within next month’s billing cycle of the statement after confirmation of redemption.
• In the event of any dispute, the Bank’s decision shall be final and conclusive.
• The Bank may change the exchange rate for Pay with Points without prior notice. Card member may check the amount of points needed before proceeding with the transaction.
• Card member acknowledges that the products and services are provided by third party merchant, and not by the Bank. For any questions or concerns regarding the service, please contact the merchant directly.

Birthday Privileges and Anniversary Bonus

20X UOB Rewards Points for spending on Grab transactions on your birth month

• Every THB 25 spent on Grab services on your birth month, earn extra 10X UOB Rewards Points (total of 20X UOB Rewards Points) up to 240 UOB Rewards Points / primary card / birth month (or up to THB 300 / primary card / birth month).
• Types of services include Grab Transport (Economy, Premium, Plus, Chauffeur, GrabBike), GrabFood, GrabExpress, Drive and GrabMart.
• To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account.
• Valid for UOB Grab primary card member’s birth month only.
• UOB Rewards Points is accrued in primary card only, whereby Points have no expiry date.

 30% discount (up to THB 200) with GrabCar Premium or GrabCar Plus

• UOB Grab Credit Card member will receive 30% discount (up to THB 200) on GrabCar Premium or GrabCar Plus (1 time/ customer (all credit card types)/ birth month).
• One-time 30% discount (up to THB 200) on GrabCar Premium or GrabCar Plus will be sent to card member’s Grab account and is valid for 6 months upon receiving the discount.
• Offer cannot be combined with any other Grab promotions.
• Valid for UOB Grab primary card member only.
• To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number and email that card member used to register with Grab application is the same as the one recorded in the Bank’s system.
• Card member must pay for extra charges that may occur after discount using UOB Grab Credit Card and promo code cannot be used in future usage or exchanged for cash.
• Grab reserves the right to modify any terms and conditions of the co-marketing activity as well as the right to arbitrate any controversy that may occur as a result of this activity.

 Earn THB 2,400 worth of Grab discount for Anniversary Bonus

• Earn THB 2,400 worth of Grab discount when you spend THB 100,000 or more through UOB Grab Credit Card (primary and supplementary card combined) within 1 membership year upon membership renewal.
• Membership year is 1 year counting from card-approval date until 12 months after. Second membership year is counted from the 13th until the 24th month after card approval date.
• THB 2,400 worth of Grab’s Discount Codes include the following services
• GrabFood (min. spending THB 300) valued THB 100 x 4 times (Total value of THB 400)
• GrabMart (min. spend THB 500) valued THB 100 x 5 times (Total value of THB 500)
• JustGrab valued THB 20 x 5 times (Total value of THB 100)
• GrabExpress (Bike) valued THB 40 x 5 times (Total value of THB 200)
• GrabCar Premium or GrabSUV or GrabCar Plus with 25% discount valued up to THB 100 x 4 times(Total value of THB 400)
• Rent valued THB 200 x 2 times (Total value of THB 400)
• Drive valued THB 200 x 2 times (Total value of THB 400)
• THB 2,400 worth of Grab discount is valid for 6 months upon receiving the discount.
• To be eligible, UOB Grab Credit Card has to be added as a primary card in the card member’s Grab account. Whereby the phone number and email that card member used to register with Grab application is the same as the one recorded in the Bank’s system.
• THB 2,400 worth of Grab discount will be sent to primary card member’s Grab account within 60 days after the required spending is met.
• Valid for UOB Grab primary card member only.