The faster way to earn miles with UOB Royal Orchid Plus Preferred Credit Card*

The faster way to earn miles with UOB Royal Orchid Plus Preferred Credt Card*

Terms and Conditions
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  • Spending in Jan’26 will be calculated from UOB Royal Orchid Plus Preferred credit card made in foreign currencies during 16 – 31 Jan’26.
  • Spending in Jul’26 will be calculated from UOB Royal Orchid Plus Preferred credit card made in foreign currencies during 1 – 15 Jul’26.
  • UOB Royal Orchid Plus Preferred cardholders will receive 1.3X UOB Rewards Points for every accumulated THB 30,000 spent in foreign currencies, limit up to THB 210,000/month/account (include primary card and supplementary card).
  • 1.3X UOB Rewards Points consisting of on 1X regular UOB Rewards Points from UOB Royal Orchid Plus Preferred Credit Card in foreign currencies spend and an additional 0.3X on-top UOB Rewards Points for every THB 30,000 spent in foreign currencies. Additional UOB Rewards Points will be calculated based on the eligible spending amount.
  • Rewards Points will be credited to the primary card account per campaign period within 60 days from the end of each month.
  • In case of disputes regarding Rewards Points calculations, the primary cardholder must contact the bank to request a review of the calculation within 60 days from the date the rewards points are credited to the card account.
  • This UOB Royal Orchid Plus Preferred Special Overseas campaign (“Campaign”) is valid from 16 Jan – 15 Jul ’26, both dates inclusive (the “Campaign Period”). By participating in this Campaign, you agree to be bound by the terms and conditions of this Campaign (the “Terms”).
  • This Campaign is open to UOB Royal Orchid Plus Preferred Credit Card. For the purposes of these Terms, “UOB Credit Card” Card issued by United Overseas Bank (Thai) Public Company Limited (“UOB”) but does not include any UOB Corporate cards.
  • To participate in this Campaign, customer must successfully register to participate in this Campaign via SMS Registration.
  • SMS Registration by typing “RFX” and space and last 12 digit of credit card and send to 4545111 (SMS fee depend on your package) or via the UOB TMRW application (no fee).
  • Once finish registration, cardholder will receive confirmation SMS at registered mobile phone number. The successful registration means cardholder registers with the accurate data. Once it’s successfully registered, the registration will be retroactive from the beginning of the month in which you registered. However, registration will not be retroactive to the month before registration month. One time registration by account level is required during campaign period (in case cardholders hold multiple primary cards, register all primary card numbers). Cardholder must keep the SMS confirmation message as evidence of enrollment. Only successful SMS Registration received by UOB will be considered for this Campaign.
  • Eligible Spending refers to the spending made through UOB Royal Orchid Plus Preferred credit cards that qualify for the promotion, including overseas spending in foreign currency. Only transactions paid under Merchant Category Codes (MCC) as defined by VISA and MasterCard will be counted. The transaction date (Transaction Date) will be used for calculation, but it does not include non-eligible spending.
  • This campaign does not include spending as following Insurance and mutual fund subscription fees, investment purchases, financial transactions, all types of insurance premiums, stocks, bonds, or financial services. Fees, interest, late payment penalties, financial charges, annual fees, personal loan fees, and ATM withdrawal fees. Any transaction related to money transfers. Transactions that have been canceled or voided for any reason. Utility payments (water, electricity) (MCC 4900) All kind of Installment payments or IPP Conversion, UOB Customer Care, Pay Anything transactions. Monthly utility payments made via credit card (recurring transactions), Spending to convert Thai Baht to foreign currency, Digital currency (cryptocurrency) transactions, Spending in Thai Baht made via foreign-registered merchants or online stores (e.g., Amazon, Google, Facebook, PayPal) , Transactions made at foreign merchants where the cardholder chooses to pay for goods/services in Thai Baht at the point of sale (DCC Transactions), Online purchases of goods and services from foreign merchants, Tourism taxes (tax refund), Product returns (refund/reversal transactions), Cash advances, money transfers, interest, penalties, and all types of fees, as well as VAT refunds on products or services later, Sales and service taxes, Transactions made via business credit cards or on behalf of an organization (Corporate Cards).
  • A merchant’s registered MCC may not always correspond with its nature of business. The MCCs are assigned by the merchant’s acquiring bank. UOB does not determine the merchants’ MCC. UOB shall not be liable in any way whatsoever relating to the categorization of a merchant’s MCC.
  • The conversion rate of THB 20 = 1 Mile applies when redeeming to Royal Orchid Plus Mile, after the cardholder has reached the maximum 1.3X Rewards Points privilege.
  • In the case of the cancellation the transaction by cardholder after the program had ended. The Bank reserves the right to deduct the UOB Rewards Points received through your credit card account.
  • The promotion cannot be used in conjunction with any other promotions.
  • The promotion cannot be exchanged or refunded for cash or transferred to another account.
  • The Bank reserves the right of final decision on any disputes arising out of or in connection with this campaign.
  • These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between the Thai and English versions, Thai version shall prevail.
  • Use when necessary and pay back full amount on time to avoid 16% interest rate.
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