If you are planning to buy a home or re-finance
your housing loan, UOB Home Loan offer you attractive features.
Acceptable collateral are single houses, twin houses, town
houses and residential condominiums. The minimum loan amount
is THB 500,000 while the maximum loan is as high as THB 10,000,000.
With our flexible payback scheme, the maximum loan value is
95% of the appraised value for buying new house and 90% for
re-financing.
For new house, the maximum loan is 95% of the
purchases price but no over 100% of the appraised
value of the Property and 90% for upcountry (For
Condominium, maximum loan is 95% of the purchases
price but no over 100% of the appraised value
and 75% for upcountry )
For refinancing, the maximum loan is 95% of
appraised value and 85% for upcountry (For Condominium,
maximum loan is 95% of appraised value and 80%
for upcountry)
For 2nd hand house, the maximum loan is 90%
of the appraised value and 80% for upcountry
(For Condominium, maximum loan is 90% of the
appraised value and 75% for upcountry )
For Construction,
the maximum loan is 85% of appraised land value
and construction value (70% for land value and
100% for construction value)
Remark For
property value at price is THB 10 Million or over,
maximum loan is 70% of appraisal value for all cases
Maximum loan tenor is up to 30
years (25 years for condominium in Greater BKK
and 20 years for condominium in Upcountry).
Maximum
loan amount is THB 10,000,000 (THB 7,500,000 for
upcountry).
Special
Privileges
UOB Home Loan
also gives you more with our special offers:
Free!!... ATM or UOB VISA Electron
(no entrance fee and annual fee for the first year)
Pre - Approved UOB Credit Card**
(no entrance fee and annual fee for the first
year)
The Additional loan
for UOB Mortgage Care** (life insurance) premium
to decrease financial burden in case of borrower's
death or permanent disability
Remark
: ** The Bank reserves the right for the qualified customer
only.
Applicant
Qualification
Thai nationality
Minimum salary of THB 20,000 per
month
At least 2 years of working experience
(3 years if self-employed)
At least 21 years old, Age+loan
duration :
- must not exceed 60 years. for Salaried income
- must not exceed 65 years. for Self-employed and
Government Sector
Document
Required
Personal
documents of the applicant.
Collateral
related documents.
Financial
documents.
Identification card
Household registration
Marriage license or letter of divorce (if
any)
Letter of change of name or surname (if any)
Identification card and household registration
of spouse (if any)
Every page of the title deed to property
Purchase and Sale Agreement of property
Evidence of down payment
In the case of refinancing
from another financial institution
- Purchase and Sale Agreement of property. (Tor
Dor. 13)
- Evidence of 12 consecutive months
of payment
- Loan and mortgage agreement
In the case of Construction
- Construction permission certificate
- Architectural blueprint/ drawings
- Construction quotation/ agreement
Latest pay slip and letter of employment (original
copy)
The past 6 months of bank statements
For self-employed application
only:
- Business registration
- Letter of certification from the
Ministry of Commerce
- Corporate affidavit
Remark
:
Bank reserves the right
to change the conditions without making prior notice.
Current MLR
interest rate is per bank's announcement
Contact : For
more information, please contact : UOB branch or directly call0-2620-2020
