UOB Visa Debit VCare / VCare Extra

UOB Visa Debit VCare / VCare Extra

To provide accident insurance for customer aged between 15 - 90 years, it gives accident coverage for medical fees without having to pay first for hospitals in our network. 24-hour coverage worldwide by THAIVIVAT INSURANCE PCL. 


Maximum coverage of

500,000 baht

24-Hour Accident

by Thai Vivat Insurance PCL.

No Payment required

where treated at the contracted healthcare facility

  • Maximum coverage of 500,000 baht.
  • Maximum medical fee per accident 30,000 baht for the limited number of accidents.
  • Receive medical attention from any hospitals nationwide.
  • There is no need to make an advance payment for incurred medical expense when hospitalizing in more than 300 hospitals in the network.
  • Free of charge on cash withdrawal and balance inquiry transactions via all ATM with VISA logo, both within the same an different clearing zones.
  • Fund transfer between banks with UOB ATM or debit card throughout 24 hrs.
  • Daily maximum cash withdrawal up to THB 100,000.
  • Able to use Debit card for spending at participation merchants with VISA sign and Online Merchants worldwide. The daily maximum spending is total up THB 100,000 both EDC and Online Spending.
  • Fast and convenient. Tap to pay for purchasing goods and services at any store with Contactless Payment symbol.  No PIN required for transaction under THB 1,500.
  • Cash withdrawal and balance inquiry available on UOB ATM throughout Singapore, Malaysia and Indonesia without any fees.

Remark: UOB, as the insurance broker will manage for entering into life insurance agreement, offer non-life insurance products and facilitate premium payments only, while  Thai Vivat Insurance PCL as an insurer will be responsible for providing the coverage and benefits as stated in the insurance’s conditions. This document is not an insurance policy. The details of the insurance conditions, coverage and exceptions, are as set out in the policy. *For cardholders aged 70 years old and older, the company reserves the rights to give 70% coverage of the total sum insured under coverage condition number 1, 2, 3 and 4. Customer should understand the details of coverage and conditions before every decision for insurance

  • Instant claim without advance payment at over 300 network hospitals nationwide
  • Instant coverage right after debit card application for UOB Visa Debit VCare / VCare Extra.
  • For the cardholders of UOB Visa Debit VCare / VCare Extra in case of hospitalizing in hospitals in the network or other hospitals within the first 7 days for Bangkok (or the first 14 days for other provinces) after the debit card application, cardholders will be required to make advance payment.
  • As for the cardholder’s advance payment, it will be refunded within 15 days after the submission of completed set of required documents.
  • For the advance payment, please submit “Accident Indemnity Claim form” as well as required documents to THAIVIVAT INSURANCE PCL. Claims Department 71 Din Daeng Road, Samsen Nai Phaya Thai, Bangkok 10400 or via any UOB branches.
Insurance coverage will be automatically discontinued if the bank cannot collect annual fee from the cardholder for the following year.
* If the insured’s ID card hasn’t yet been issued, birth certificate and house registration can be submitted instead
More Information, Please contact
Customer Service Department
Tel: 1231 press 4 or Fax no: 0 2695 0811 Email: info@thaivivat.co.th
Claims Department
71 Din Daeng Road, Samsen Nai Phaya Thai, Bangkok 10400

Terms and Conditions

Qualifications of Applicant

Qualifications of Applicant

  • Individual only
  • At least 15 years of age as of the application date
  • Owning UOB’s saving account

Conditions of Applications

  • 1 V care card per person

Copy of ID card or passport

Information about debit cards


The bank is insured and pays a premium. UOB Visa Debit VCare / VCare Extra Cardholder is a beneficiary under the insurance policy issued by Thai Vivat Insurance PCL.

When cardholder uses debit card to make payment for goods and/or services and/or cash withdrawal in a foreign currency, the expense incurred will be collected in Thai Baht. The collected amount is converted at the exchange rate applicable by each credit card company of which United Overseas Bank (Thai) Plc is a member as of the date such expenses were collected from the Bank on actual collection basis; where the expense is not incurred in USD, the credit card company may convert it into USD then from USD to Thai Baht.

Debit cardholders may view the exchanges rates from the following links for preliminary reference:

  • For MasterCard 
  • For VISA
    (http://corporate.visa.com/pd/ consumer_services/ consumer_ex_rates.jsp)

For the purpose of risk protection, the Bank will charge an exchange risk-hedging premium on the top of the converted amount at a rate not exceeding 2.5% of the expense incurred.

Connect with Us:
UOB Customer Support and Contact Details