UOB Lady's Credit Card

Enjoy shopping and creating ultimate beauty look with UOB LADY’S LUXE & BEAUTY PAY, with 0% 6 months I-plan conversion for spending on bag, shoes, facial treatment, plastic surgery for transaction 10,000 – 200,000 THB/sales slip.

SMS Type LBP (spaced) follow by last 12 digits of UOB Lady’s credit card number (spaced) transaction amount and send to 4545111 OR contact UOB Call Center 02 285 1555  (3 days prior to cycle cut date)

• This promotion is exclusively for UOB Lady’s card issued in Thailand only.
• Applicable for spending on Bag, shoes, facial treatment, plastic surgery transaction, with 0% 6 months for transaction of 10,000 – 200,000 THB/sales slip. The bank will track spending by Merchant Category Code: 5311, 5611, 5621, 5631, 5651, 5661, 5681, 5691, 5699, 5948, 5999, 5309, 7298 and 8011
• Cardholder will have to contact UOB Call Center to request to join this program at least 3 days before the cycle cut date, or customer can also send SMS to register for the program 3 days prior to cycle cut date by type LBP spaced follow by last 12 digits of UOB Lady’s credit card number (spaced) transaction amount and send to 4545111 (3 THB/SMS)
• In case cardmembers request to join promotion after the cycle cut date, customer must pay the minimum amount per billing cycle fist to be consider as deviation for this privilege.
• In the event of the card closure, the Bank will post the entire leftover amount in the last billing cycle.
• No rewards point earn for this program.

Enjoy shopping with UOB Lady credit card, receive 15% discount upon redeeming Rewards points equal to spending at Central Department Store, The Mall, Emporium, EmQuartier, Emsphere, and Paragon.

• This promotion is exclusively for UOB Lady’s card issued in Thailand only.
• Cardmember can redeem points for 15% discount at the points of sales of participating merchants

Receive 15% cash back upon redeeming Rewards points equal to spending at EVEANDBOY and Robinson.

• This promotion is exclusively for UOB Lady’s Card issued in Thailand only.
• Cardmember will redeem rewards points equal to spending with minimum of 1,000 points but not exceed 10,000 points/customer (Primary Card only)/day and not more than 50,000 points/customer (Primary Card only)/month (include every participated merchants).
• Cardmember can redeem points for 15% discount at the points of sales of participating merchants.
• Cash back 15% will be credited to registered credit card number within 60 days after the last day of the registered month.
• SMS registration required every time​ for receiving 15% cash back : type LCB (spaced) followed by last 12 digits of credit card number and send to 4545111 (3THB/message).
• It is applicable for transaction happened on the same day that customer send SMS to register and will not applicable for any transaction happened before customer send SMS to register for the promotion.
• Exclude card transactions that were subsequently cancelled, voided or reversed for any reason.

Receive up to 10,000,000 THB travel insurance coverage when purchasing ticket via UOB Lady credit card

More Detail

Privileges from Journal Boutique*
Get special discount 30% on any products of Journal Boutique​

• Promotion Period: September 1, 2025 – August 31, 2026​
• The offer is only available during the cardholder's birthday month.
• This privilege is exclusively for UOB Lady's Credit Card only.​
• Cardholders must present a valid UOB Lady's Credit Card before payment to receive the discount.​
• 30% Birthday discount applies to all regular-priced products.​
• Exclusive privilege when purchasing at all JOURNAL stores.​
• This privilege cannot be used in conjunction with other promotions, discounts, or vouchers.

Privileges from NARS*

Free 30-minute NARS EXPRESS SERVICE worth 1,200 baht exclusive for UOB Lady’s Credit Cardholder Birthday Month Exclusive Offer (can choose to receive eyebrow shaping and eyebrow drawing services or skin and cheek coloring services with NARS ICONIC ITEM or Touchup service)​
And receive Afterglow Lip Shine, size 3.7 ml. 1 piece (valued at 950 baht), when purchasing NARS products worth 2,800 baht/sales slip.​

• Promotion Period: April 1, 2026 – December 31, 2026​
• This privilege is exclusively for UOB Lady’s card issued in Thailand and pay with a UOB Lady’s Credit Card only.​
• To redeem this offer, UOB credit card members must register on Beauty Connect – NARS Rewards. Benefits will only be granted to those who complete the registration process as per the specified terms and conditions.​
• The offer can be redeemed at participating NARS counters, including:​Central Chidlom, Central Ladprao, Central Pinklao, CentralWorld, Central Rama 2, Central Rama 3, Central Rama 9, Central Bangna, Central EastVille, Central @ Mega Bangna, Central Phuket Floresta, Central Patong, Central Festival Hatyai, Central Festival Chiangmai, Central Udon Thani, Central Khon Kaen, Central WestVille, Central Chaengwattana, Central Park, Siam Paragon, The Emporium, The Mall Bangkapi, The Mall Ngamwongwan, The Mall Bangkae, EMSphere, Eveandboy Fashion Island, Eveandboy MAYA Chiang Mai, Eveandboy Mega Bangna, Eveandboy Siam Square One, Eveandboy Zpell @ Future Park​
• Limit 1 right/account/promotion period and limited total 500 rights/month. The offer is only available during the cardholder's birthday month only.​
• Reserve the right to request customers to present ID card and UOB Lady's Credit Card to verify their identity before redeeming for service and To use the 30 MINS MAKEUP SERVICE, a reservation must be made at least 3 days in advance with the counter or via Line OA @narsthailand.​

* •  The service cannot be exchange or transfer to cash. • Reserves the right to change details and conditions with prior notice. •  The Bank does not involve in selling of products nor providing any services. In case of any damage or defect, please contact the service provider directly. • The Bank reserves the right to decide on any disputes arising out of or in connection with this promotion. In case of any dispute, the Bank’s decision is deemed final. • These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail. • For more information, please contact UOB Call Centre Tel. 0-2285-1555.

Use when necessary and pay back full amount on time to avoid 16% interest rate.

Age

• Primary card: 20 - 60 years of age
• Supplementary card: 15 - 80 years of age

Monthly income

• Thai citizens:
  • THB 15,000 or above for UOB Lady’s Platinum
  • THB 30,000 or above for UOB Lady’s Solitaire
• Foreign nationals: THB 50,000 or above

Employment history

• Employee: 4 months or more (must have passed the probation period)
• Self-employed: 3 years and above

Number of cards

• The customer will be able to apply for a maximum of 4 cards.
• The supplementary card can be applied for a maximum of 4 times.
• (Primary and supplementary cards will have to share the same credit line)

Documents required:

• Thai citizens:
  • Application form
  • Copy of ID or passport
  • Proof of income
• Foreign nationals:
  • Copy of passport
  • Valid work permit
  • Payroll slip
  • Copy of company registration
  • Proof of residence (lease agreement, utility bill, credit card bill, or employment letter)

Acquisition Promotion for Primary Card Applicants

Terms and Conditions to receive cash back THB 2,000 for UOB Lady's Credit Card

• This promotion is for new customers who apply for a UOB Lady’s credit card as primary card via online channels from 1 Oct – 31 Dec’26, provide email in the application, and enroll to receive e-Statement via the UOB TMRW app; provided that the application has to be approved by The Bank within 31 Jan’27​
• For new applicants who apply UOB Lady’s Credit Card (Primary Card) together with UOB Cash Plus, get THB 2,000 cash rebate into credit card account when spending at least THB 5,000 within 60 days after card approval date.
• For new applicants who apply only UOB Lady’s Credit Card (Primary Card), get THB1,500 cash rebate into credit card account when spending at least THB 5,000 within 60 days after card approval date.
• Cash back will be credited within 90 days counting from end of the month that customer met the minimum spending criteria.
• Cash back are non-refundable and non-transferable.

Terms and Conditions for Online Acquisition Promotion of New Primary Card Applicants

• This promotion is for new customers who apply for UOB Lady in Thailand only, remain the status of UOB Credit Card customer and are not in default until The Bank credits cashback.
• The promotion is offered to those who have never held a UOB Credit Card, TMRW Credit Card and/or Citi-branded Credit Card, or who have cancelled their membership with UOB Credit Card, TMRW Credit Card and/or Citi-branded Credit Card for more than 6 months.
• If a customer applies for multiple credit cards simultaneously in the same application form. Customer will only receive one gift from the credit card acquisition promotion. The criteria for determining the gift will be based on the first card that meets the minimum spending criteria, as outlined in the terms and conditions of the acquisition promotion. Use when necessary and pay back full on time to avoid 16% interest rate.
• Customer who is eligible for this online acquisition gift will not be eligible to get other acquisition offers from applying UOB Credit Card via other channels.
• Online acquisition gift is limited for 1 offer per 1 primary applicant.
• Cashback is non-refundable and non-transferable.
• For the criteria for calculating spending via credit cards, the bank will not include spending from other UOB credit card types that are applied for at the same time. It also excludes transactions such as unbilled installment payments, purchases of various funds, investment-linked insurance products (Unit Link), UOB Pay Anything transactions, foreign currency exchange transactions (Money Exchange), cancellations of goods and services both domestically and internationally, refunds arising from all types of tax refunds, interest, penalties, all types of fees, and expenses for trade or business purposes.​
• Only spending via primary card is counted.
• Applicant must not cancel the credit card application nor cancel the credit card within 90 days after card approval date.
• In case of doubt or problems with the calculation of cash back, the primary cardholder must contact The Bank to request verification within 90 days from the date the cardholder completes the qualifying spending transactions during the promotional period.
• Approval of credit card/loan applications is based on the criteria set out by The Bank.

*For more information, please contact our call center at 0 2285 1555.

Terms and Conditions Update!! From 22 April 2023 onwards, UOB Rewards points will be shown by credit card types according to your spending (combined for both primary and supplementary cards) for who have more than 1 credit cards (except UOB Yolo Platinum and TMRW cards). You can check your rewards points balance at UOB Line Connect or credit cards statement. Benefits and Rewards points redemption rate of each card type remain unchanged.

No. Despite its name, the UOB Lady’s Credit Card is open to all genders. Anyone who meets the eligibility criteria - such as age, income, and document requirements - can apply.

Note: This card was initially launched for women but is now inclusive and focuses on lifestyle rewards such as fashion, beauty, dining, and travel.

The key benefits of the UOB Lady’s Credit Card are as follows:

• Up to X3 UOB Rewards Points on fashion, dining, online shopping, and food delivery
• 0% instalment plan under Luxe & Beauty Pay for beauty and fashion purchases
• Receive 15% discount when redeeming Rewards Points equal to spend at Central Department Store, The Mall, Emporium, EmQuartier, EmSphere, and Paragon
• Up to 5% cashback at supermarkets for UOB Lady’s Solitaire cardholders
• Free beauty gifts during the customer’s birthday month
• Travel insurance coverage of up to THB 10 million
• Roadside assistance

Cardholders earn reward points x3 on eligible spending in fashion, dining, online shopping, and food delivery categories with their UOB Lady’s Platinum Credit Card or UOB Lady’s Solitaire Credit Card. All that’s needed to earn Reward Points is to make eligible purchases.

Yes. You can earn up to 5% cashback at supermarkets when you spend THB 800 or more per transaction with the UOB Lady’s Solitaire Credit Card.

UOB Lady’s Solitaire Credit Card offers:

• 2 DragonPass lounge visits per year (with THB 150,000 spend)
• 2 airport transfers per year in Bangkok (with THB 150,000 spend)

UOB Lady’s Platinum Credit Card offers:

• No airport or limo privileges

Cardholders can enjoy a complimentary beauty treatment during their birthday month. Free 30-minute NARS Express Service worth THB 1,200 and receive Afterglow Lip Shine, size 3.7 ml. valued THB 950, when you purchase NARS products at minimum of THB 2,800 per sales slip.

Luxe & Beauty Pay lets you convert purchases from beauty and fashion merchants into a six-month instalment plan at 0% interest. Available at participating stores for spending on bag, shoes, facial treatment, plastic surgery for transaction THB 10,000 – 200,000 per sales slip.

Thai citizens require a minimum monthly income of THB 15,000 for the UOB Lady's Platinum Credit Card and a minimum monthly income of THB 30,000 for the UOB Lady's Solitaire Credit Card. Foreigners must have a minimum monthly income of THB 50,000 to apply for either.

You can apply through any following channels:
• UOB Thailand website (Click here to apply)
• Any UOB branch nationwide