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Eligible Age: | 20 – 59 years |
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Coverage Period: | 11 years |
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Premium Payment Period: | 6 years |
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Protection plan (Baht) |
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Base Plan / Riders | Plan 1 | Plan 2 | Plan 3 | |
PRUPrime Return 11/6 (PAR) | 30,000 | 50,000 | 100,000 | |
CI Income Rider | 15,000 | 25,000 | 50,000 | |
Waiver of Premium Rider | ||||
Mode of payment: | Annual |
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Medical Check-up: | Prudential Life Assurance (Thailand) PLC. reserves the rights to require a medical check-up under the company’s underwriting policy. |
Living Benefit | |
Benefit of base plan: PRUPrime Return*
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Benefit of base plan: CI Income Rider**
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15 Diseases includes: 1. Invasive cancer 2. Acute heart attack 3. Coronary Artery By-Pass Surgery 4. Cardiomyopathy 5. Other serious Coronary Artery Diseases 6. Major Stroke 7. Coma 8. Chronic Kidney Failure 9. Chronic Liver Disease / End-Stage Liver Disease / Liver Failure 10. Fulminant Viral Hepatitis 11. Parkinson's Disease 12. Major Head Trauma 13. Major Burn 14. Loss of Speech 15. Severe Ulcerative Colitis or Crohn’s Disease |
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Death Benefit | |
Benefit of base plan: PRUPrime Return* Receive a compensation of 120% of total premium paid, or surrender value, whichever amount is greater. |
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Remarks: *PRUPrime Return (Base plan policy) |
This rider does not cover any critical illnesses or disorders that are confirmed by a physician and have clear evidence of association with critical illnesses covered under this rider, which occur within ninety days (90 days) from the effective date of this rider.
Warning messages for PRUPrime Income
Complaint Handling
The Insured can file a complaint via the following channels:
Premium paid for life insurance policies with coverage period of 11 years can be entitled for personal income tax deduction for up to the maximum of 100,000 Baht per year. For health insurance policy (CI income rider) can be entitled for personal income tax deduction for up to maximum of 25,000 Baht per year. However, when combined with life insurance premiums that Use tax benefits not more than 100,000 baht per year (as per the Department of Revenue’s regulations).
UOB, in its capacity as the insurance broker license number Chor 00026/2545 will facilitate the insurance transaction and premium payments only, while Prudential Life Assurance (Thailand) Public Company Limited will be responsible for providing the coverage and benefits as stated in the insurance contract.
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