Waiting Period: HA Wealth Rider
This rider does not cover any illnesses or expenses from any medical treatment which occur in a particular period of time from the effective date of this rider or the date the Company approves to increase the benefit of this rider, whichever occurs the latest, as follows
- Illnesses which occur within thirty days (30 days) from the effective date of this rider
- Health checkup/ eye examination/ vaccination that occurs within the period of 12 months
- Dental examination that occurs within a period of 90 days
- Illness with the following diseases occurring within a period of 120 days:
- Tumors, cysts or cancer of all types
- Hemorrhoids
- Hernia of all types
- Pterygium or cataracts
- Tonsillectomy or Adenoidectomy
- Calculi of all types
- Varicose veins
- Endometriosis
In the event that the Company approves to increase the benefit of this rider, the Company will not provide coverage only the part of increased benefits. The Company will not exercise terms and conditions on Waiting Period in the case that the Insured gets an injury or undergoes an emergency surgery that does not result from pre-existing conditions.