UOB Secure Savings Account

Product Benefits

  • Free 24-hour Personal Accident Protection around the world up to THB 2,000,000 or 20 times of outstanding deposit balance before accident date
  • The depositor shall be provided a Personal Accident Insurance covering life/ permanent disability caused by accident or unexpected external cause excluding medical expense
  • Extra protection to the driver or/and passengers of motorcycle
  • Flexible with unlimited deposit & withdrawal transactions as normal savings


  1. Minimum account opening balance of THB 1,000
  2. Conditions for compensation
    • Eligible account is required to have minimum monthly average balance of THB 3,000 since account opening date or 1st January of current year (in case account is opened before 1st January of current year) until 1-day before accident date
    • Compensation 20 times of outstanding deposit balance before accident date, max up to THB 2,000,000/customer
    • For depositor aged above 70 years on the account opening date, the insurance coverage will be equivalent to 70% of sum insured, max up to THB 1,400,000
  3. Customer must provide beneficiary name on account opening form
  4. Receive interest on end of June and December
  5. Interest and conditions are subject to bank board rate announcement
  6. This deposit comes under the coverage of the deposit protection scheme within limits set under the applicable statutes
  7. Insurance premium is equivalent to 0.08% p.a.
  8. Bank is responsible for insurance premium, depositor is assured person and has the right to provide 3rd party or himself/herself as beneficiary under insurance policy linked to UOB Secure Savings, which Thai Vivat PCL as insurance company shall be responsible on insurance protection as per conditions in policy
  9. In case that customer have more than 1 UOB Secure savings account, total insurance coverage will be counted on all eligible accounts, max coverage up to THB 2,000,000 per person
  10. In case of joint account and do have beneficiary details, every joint account owners will receive equal compensation on eligible account(s), max up to THB 2,000,000 per account
  11. To claim insurance payment, please contact UOB branch and prepare related documents (Please verified T&C and related document at branch)

Applicant Qualification

  • Individual customer aged of 15 years old or above

List of Documents

  • Copy of ID card

Fee Charge

  • THB 100 per month per account if there are no transactions for more than 1 year and the outstanding balance is less than THB 5,000, effective on 25 April 2015 onwards