UOB Home Loan

    • UOB Home Loan

      Special Promotion Rate
      (Apply from 17th June 2019 to 31st October 2019 and must register mortgage within 30th November 2019)

    1) New House of listed developers

    Type 1 : Fixed Interest Rate for 3 Years

    Tier

    		  Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st

    3.50%

    3.65%

    Year 2nd

    3.50%

    3.65%

    Year 3rd
    3.50%
    3.65%

    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.50% 3.65%
    Effective rate**
    5.00%
    5.06%

     

    Type 2 : Fixed Interest Rate for 2 Years

    Tier

    		   Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st

    2.99%

    3.25%

    Year 2nd

    		 2.99% 3.25%

    Year 3rd

    		 MRR – 3.50% MRR – 3.70%

    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.49% 3.60%
    Effective rate**
    4.97%
    5.02%

     

    Type 3: Float Rate

    Tier

    		   Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st - 2nd

    MRR – 5.35%

    MRR-5.25%

    Year 3rd

    		 MRR – 3.25% MRR – 3.00%

    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.35% 3.50%
    Effective rate**
    4.91%
    4.96%

     

    Minimum Retail Rate (MRR) as of May 31st 2019 is 8.00% per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

    Remark :

    *Condition for the interest rate of MRTA option:

    The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

    • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
    • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

    **Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 8.00%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.

    2) New House of Selective Housing Projects

    Type 1 : Fixed Interest Rate for 3 Years

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st

    3.55%

    3.70%

    Year 2nd

    3.55%

    3.70%
    Year 3rd
    3.55%
    3.70%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.55% 3.70%
    Effective rate**
    5.02%
    5.08%

     

    Type 2: Fixed Interest Rate for 2 Years

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st

    3.04%

    3.30%

    Year 2nd

    3.04%

    3.30%
    Year 3rd
    MRR – 3.45%
    MRR – 3.65%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.54% 3.65%
    Effective rate**
    4.99%
    5.04%

     

    Type 3: Float Rate

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st - 2nd

    MRR – 5.30%

    MRR – 5.20%
    Year 3rd
    		 MRR – 3.20% MRR – 2.95%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.40% 3.55%
    Effective rate**
    4.93%
    4.98%

     

    Minimum Retail Rate (MRR) of May 31st, 2019 is 8.00% per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

    Remark :

    *Condition for the interest rate of MRTA option:

    The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

    • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
    • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

    **Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 8.00%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.

    3) General New House / Second Hand House/ Construction House

    Type 1 : Fixed Interest Rate for 3 Years

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st

    3.70%

    3.85%

    Year 2nd

    3.70%

    3.85%

    Year 3rd

    3.70%

    3.85%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.70% 3.85%
    Effective rate**
    5.08%
    5.14%

     

    Type 2: Fixed Interest Rate for 2 Years

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st – 2nd

    3.19%

    3.45%

    Year 3rd

    MRR – 3.30%

    MRR – 3.50%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.69% 3.80%
    Effective rate**
    5.05%
    5.10%

     

    Type 3: Float Rate

    Tier

    		    Interest Rate (per annum)

    MRTA *

     No MRTA

    Year 1st – 2nd

    MRR – 5.15%

    MRR – 5.05%

    Year 3rd

    MRR – 3.05%

    MRR – 2.80%
    thereafter
    MRR – 2.00%
    MRR – 2.00%

    Average 3 years

    		 3.55% 3.70%
    Effective rate**
    4.99%
    5.04%

     

    Minimum Retail Rate (MRR) as of May 31st, 2019 is 8.00%  per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

    Remark :

    *Condition for the interest rate of MRTA option:

    The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

    • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
    • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

    **Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 8.00%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.