UOB Home Loan

  • UOB Home Loan

     Special Promotion Rate
    (Apply from 1st February 2019 to 30th April 2019 and must register mortgage within 31st May 2019)

1) New House of listed developers

Type 1: Fixed Interest Rate for 2 Years

Tier

 Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st

2.90%

3.00%

Year 2nd

3.00%

3.20%

Year 3rd

MRR - 3.60%
MRR - 3.60%

thereafter

MRR – 2.00%
MRR – 2.00%

Average 3 years

 3.35%  3.45%
Effective rate**
4.77%
4.81%

Type 2: Float Rate

Tier

  Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st - 2nd

MRR - 5.25%

MRR - 5.15%

Year 3rd

MRR - 3.15% MRR - 3.05%

thereafter

MRR – 2.00%
MRR – 2.00%

Average 3 years

 3.20% 3.30%
Effective rate**
4.70%
4.74%

Minimum Retail Rate (MRR) as of February 1st, 2019 is 7.75% per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

Remark :

*Condition for the interest rate of MRTA option:

The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

  • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
  • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

**Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 7.75%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.

2) New House of Selective Housing Projects

Type 1: Fixed Interest Rate for 2 Years

Tier

   Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st

3.10%

3.20%

Year 2nd

3.20%

3.30%

Year 3rd
MRR - 3.00%
MRR - 2.90%
thereafter
MRR – 2.00%
MRR – 2.00%

Average 3 years

3.68%
3.78%
Effective rate**
4.90%
4.94%

Type 2: Float Rate

Tier

   Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st - 2nd

MRR - 5.05%

MRR - 4.95%

Year 3rd
MRR - 2.80% MRR - 2.70%
thereafter
MRR – 2.00%
MRR – 2.00%

Average 3 years

 3.45% 3.55%
Effective rate**
4.80%
4.84%

Minimum Retail Rate (MRR) as of February 1st, 2019 is 7.75% per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

Remark :

*Condition for the interest rate of MRTA option:

The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

  • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
  • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

**Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 7.75%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.

3) General New House / Second Hand House/ Construction House

Type 1: Fixed Interest Rate for 2 Years

Tier

   Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st – 2nd

3.85%

3.95%

Year 3rd

MRR - 3.15%

MRR - 3.05%

thereafter
MRR – 2.00%
MRR – 2.00%

Average 3 years

 4.10% 4.20%
Effective rate**
5.08%
5.12%

Type 2: Float Rate

Tier

   Interest Rate (per annum)

MRTA *

 No MRTA

Year 1st - 3rd

MRR - 3.95%

MRR - 3.85%

thereafter
MRR – 2.00%
MRR – 2.00%

Average 3 years

 3.80% 3.90%
Effective rate**
4.97%
5.01%

Minimum Retail Rate (MRR) as of February 1st, 2019 is 7.75% per annum and subject to change from time to time in accordance with Bank of Thailand’s policy.

Remark :

*Condition for the interest rate of MRTA option:

The applicant Must do Mortgage Reducing Term Assurance (MRTA) as follow : 

  • MRTA sum insured equivalent to Home Loan  with insurance coverage at least 10 years OR
  • MRTA sum insured at least 80% of Home Loan with insurance coverage the whole loan tenor

**Interest rate for THB 1,000,000 loan with loan tenor of 15 years and MRR = 7.75%. Such effective interest rate above is just a sample calculation for this advertising only. Effective interest will be different for each customer depending on their term and conditions.