Get up to THB 2,000 cash rebate* and get 10% cash rebate** when paying insurance premiums in full.

*Terms and Conditions Privilege I:

• Cardholders must register via SMS to the specified number provided in this promotional material between July 1 - Sep 30, 2025, only. In the case of multiple main cards held, registration is required only once before making a payment with the card (SMS fee depends on your package). or registration through the Rewards+ on the UOB TMRW app (no charge) before making a transaction. However, UOB Reserve and UOB Infinite credit card can join the promotion without needing to register via SMS.
• The Bank will calculate cash rebate from all spending of all card type both primary card and supplementary card.
• Get up to THB 2,000 cash rebate/customer/campaign period (including all card types, both primary cards and supplementary cards).
• The Bank will credit the cash rebate to the primary credit card account within 60 days after the promotion ends.

**Terms and Conditions Privilege II:

• To participate in this promotion, Cardholders must send an SMS after each transaction to redeem UOB Rewards Points for 10% cash rebate by typing UR (space) followed by last 12 digits of the credit card number (space) followed by the amount paid per sales slip (no need to add (,) and decimals point) and send to 4545111 or register for free at Rewards+ Application.
• The number of points redeemed must not exceed the spending amount per sales slip.
• Applicable only for primary cardholders with sufficient points.
• Excluded cards: All supplementary cards, Business Credit Cards, UOB KrisFlyer World Elite, UOB KrisFlyer World, UOB Royal Orchid Plus Preferred, UOB Royal Orchid Plus, UOB YOLO Platinum, UOB ONE Card, UOB Simple Card, UOB Lazada Card, UOB Makro Card, UOB Grab Card, and TMRW Credit Card cannot join points redemption program.
• Limit up to 100,000 points redemption/cardholder/month.
• The Bank will deduct UOB Rewards Points and credit cash back into the primary card account within 60 days after the end of this registration month. In case cardholder has multiple primary credit cards, Bank shall be solely at its discretion in selecting which primary Credit card to credit the cash back into, and Bank's discretion shall be final.
• If points are insufficient for the redemption, no cash rebate will not be processed.
• Spending from both primary and supplementary cards (under the same cardholder) will be combined for the cash rebate calculation. Redeemed points and credited cash rebate cannot be reversed or refunded under any circumstances.
• This promotion will calculate full payment transaction amount of insurance premium via Visa and Mastercard with MCC 5960 and MCC 6300 only by deduct the transactions that were later canceled. Then, the total amount will be summarized to proceed with crediting the cash back. Only the transactions recorded in the bank's system according to the transaction date will be counted.

*/**Generic Terms and Conditions:

• This campaign for UOB credit card, issued in Thailand (exclude the corporate card) with valid membership status and good payment until the date which the Bank credits cash rebate into your account.
• The Bank will calculate the purchase of insurance products in full payments made via Visa and Mastercard® with MCC 5960 and MCC 6300 only. Please verify the MCC with the service provider before proceeding with the transaction.
• Life insurance premium payments for Unit Linked products are excluded from this campaign.
• Cash rebate cannot be exchanged for cash or transferred to others.
• In case of disputes regarding cash rebate calculations, the primary cardholder must contact the bank to request a review of the calculation within 60 days from the date the cash rebate is credited to the card account.
• The benefits will apply to transactions made from the month in which registration is successfully completed onward. They will not apply to transactions made in previous months. The cardholder should retain the SMS confirmation received from the Bank for verification in case of any issues.
• In case cardholder has multiple primary credit cards, Bank shall be solely at its discretion in selecting which primary Credit card to credit the cash rebate into, and Bank's discretion shall be final.
• The Bank reserves the right to reclaim the credited amount from the cardholder if it is later found that the transaction under this promotional offer has been cancelled.
• The promotion cannot be used in conjunction with any other promotions.
• Other terms and conditions are subject to the policies set by the service providers/insurance companies. Please verify the details before making a payment.
• Earn regular reward points for credit card spending in insurance category, based exclusively on the merchant category codes (MCC) defined by Visa and MasterCard, specifically MCC 5960 and MCC 6300.
• The Bank reserves the right of final decision on any disputes arising out of or in connection with this promotion.
• These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
• Use when necessary and pay back full amount on time to avoid 16% interest rate.
• The bank does not endorse or act as an agent or broker for any general insurance/life insurance products. Please check additional details with the insurance company before purchasing general or life insurance.
• The Bank is not involved in the sale of products and/or services provided by service providers/insurance companies. In the event of any damage or defects, please contact the service provider/insurance company directly.

For purchasing insurance via online channels or paying via QR code:

• If customers purchase insurance online or make payments via QR code, please must confirm with the insurance company whether the online payment or QR code payment falls under the MCC codes required for the promotion (MCC 5960 and MCC 6300).