*Terms and Conditions for Cash rebate
- Get THB 200 cash rebate when having accumulated spending in foreign currencies (as calculated in THB) for every THB 20,000 spent (limit up to THB 2,000 cash rebate /customer/campaign period, In case the total amount of accumulated spending throughout the campaign period does not exceed THB 499,999), or get THB 5,000 cash rebate when having accumulated spending in foreign currencies (as calculated in THB) from THB 500,000 or more/campaign period or get THB 20,000 cash rebate when having accumulated spending in foreign currencies (as calculated in THB) from THB 1,200,000 or more/campaign period
- Limit up to THB 20,000 cash rebate/customer/campaign period (all primary and supplementary card combined)
- Cash rebate will be credited to the primary card account with the highest spending per campaign period within 60 days after the campaign ends.
- In case of disputes regarding cash rebate calculations, the primary cardholder must contact the bank to request a review of the calculation within 60 days from the date the cash rebate is credited to the card account.
- Cash rebate will be calculated based on the highest eligible accumulated spending tier only. Spending already counted toward a higher tier cannot be reused for lower-tier cash rebate. Cash rebate cannot be earned twice on the same accumulated spending amount.
**Terms and Conditions for Top 5 Spenders
- The top 5 customers with the highest accumulated overseas spending in foreign currencies (excluding online transactions) from 1 Jul – 30 Sep’25, with a minimum spending of THB 3,500,000 or more, will receive 95,000 Royal Orchid Plus miles equivalent to a round-trip Business Class ticket Bangkok-Japan for one seat.
- Limited to 1 right/cardholder/campaign period, with a maximum of 95,000 Royal Orchid Plus miles/customer and limited to 5 prizes/ campaign period.
- Winners will be announced on UOB’s website on 24 Nov 2025.
- If spending is equal, the bank reserves the right to award the prize to the cardholders based on the date and time of the transaction that meets the spending criteria first based on according to the Bank’s recorded spending data.
- Eligible customers will be contacted by the Bank to provide their Royal Orchid Plus membership details. The awarded miles will be credited to the customer’s ROP account within 90 days after the campaign ends.
- The Bank reserves the right to reclaim awarded miles in case of later-discovered ineligible transactions.
- The mileage redemption rate for Thai Airways business class ticket is based on Thai Airways’ policy as of [xxx] 2025. The required mileage and redemption terms are subject to change by Thai Airways without prior notice. Please contact Thai Airways directly for more information.
*/**Generic Terms and Conditions
- Cardholders must register via SMS to the specified number provided in this promotional material between 1 Jul-30 Sep’25 only. In the case of multiple main cards held, registration is required only once before making a payment with the card (SMS fee depends on your package). or registration through the Rewards+ on the UOB TMRW app (no charge) before making a transaction.
- Accumulated spending will be calculated by combining eligible spending from all card types (both primary and supplementary cards) made in foreign currencies (exclude online transaction) during campaign period.
- This campaign for UOB credit card, issued in Thailand (exclude the corporate card) with valid membership status and good payment until the date which the Bank credits cash rebate/ROP miles into your account.
- Eligible Spending refers to the spending made through UOB credit cards that qualify for the promotion, including overseas spending in foreign currency. Only transactions paid under Merchant Category Codes (MCC) as defined by VISA and MasterCard will be counted. The transaction date (Transaction Date) will be used for calculation.
- This campaign does not include spending as following Insurance and mutual fund subscription fees, investment purchases, financial transactions, all types of insurance premiums, stocks, bonds, or financial services. Fees, interest, late payment penalties, financial charges, annual fees, personal loan fees, and ATM withdrawal fees. Any transaction related to money transfers. Transactions that have been canceled or voided for any reason. Utility payments (water, electricity) (MCC 4900) All kind of Installment payments or IPP Conversion, UOB CUSTOMER CARE, UOB LADY LUXE PAY, Pay Anything transactions. Monthly utility payments made via credit card (recurring transactions), Spending to convert Thai Baht to foreign currency, Digital currency (cryptocurrency) transactions, Spending in Thai Baht made via foreign-registered merchants or online stores (e.g., Amazon, Google, Facebook, PayPal) , Transactions made at foreign merchants where the cardholder chooses to pay for goods/services in Thai Baht at the point of sale (DCC Transactions), Online purchases of goods and services from foreign merchants, Tourism taxes (tax refund), Product returns (refund/reversal transactions), Cash advances, money transfers, interest, penalties, and all types of fees, as well as VAT refunds on products or services later, Sales and service taxes, Transactions made via business credit cards or on behalf of an organization (Corporate Cards).
- A merchant’s registered MCC may not always correspond with its nature of business. The MCCs are assigned by the merchant’s acquiring bank. UOB does not determine the merchants’ MCC. UOB shall not be liable in any way whatsoever relating to the categorization of a merchant’s MCC.
- In the case of the Cancellation the transaction by Cardholder after the program had ended. The Bank reserves the right to charge the amount of the cash rebate and rewards received through your credit card account.
- The cardholder should retain the SMS confirmation received from the Bank for verification in case of any issues.
- The promotion cannot be used in conjunction with any other promotions.
- Cash rebate/ROP miles cannot be exchanged or refunded for cash or transferred to another account.
- The Bank reserves the right not to award UOB Rewards Points for overseas transactions charged in Thai Baht (THB) via Dynamic Currency Conversion (DCC) or MCP, including transactions made through foreign registered merchants, online merchant, website, and applications.
- The Bank is not involved goods and/or services, if there are any issues or inconvenience, please contact the merchant directly.
- The Bank reserves the right of final decision on any disputes arising out of or in connection with this promotion.
- These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
- Use when necessary and pay back full amount on time to avoid 16% interest rate.
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