Accumulated spending will be calculated by combining eligible spending from UOB Zenith credit card (both primary and supplementary cards) made in foreign currencies (exclude online transaction) during campaign period.
Receive up to 5X UOB Rewards points for spending overseas in foreign currencies when have accumulate spending THB 50,000 per month and limit maximum on-top reward points 16,000 per month include primary card and supplementary card.
Receive up to 5X reward points, consisting of 3X regular reward points from UOB Zenith foreign currencies spend and an additional 2X on-top reward points for every THB 25 spent in foreign currencies.
Rewards points will be credited to the primary card account per campaign period within 60 days from the end of each month.
In case of disputes regarding rewards points calculations, the primary cardholder must contact the bank to request a review of the calculation within 60 days from the date the rewards points is credited to the card account.
This UOB Zenith Special Overseas campaign (“Campaign”) is valid from 1 Aug ’25 – 31 Dec ’25, both dates inclusive (the “Campaign Period”). By participating in this Campaign, you agree to be bound by the terms and conditions of this Campaign (the “Terms”).
This Campaign is open to UOB Zenith Credit Card. For the purposes of these Terms, “UOB Credit Card” refers to any Visa, MasterCard issued by United Overseas Bank (Thai) Public Company Limited (“UOB”) but does not include any UOB Corporate cards.
To participate in this Campaign, customer must successfully register to participate in this Campaign via SMS Registration.
SMS Registration by typing “ZNFX” and space and last 12 digit of credit card and send to 4545111 (SMS fee depend on your package).
Once finish registration, cardholder will receive confirmation SMS at registered mobile phone number. The successful registration means cardholder registers with the accurate data. Once it’s successfully registered, the registration will be retroactive from the beginning of the month in which you registered. However, registration will not retroactive to the month before registration month. One time registration by account level is required during campaign period (in case cardholders hold multiple primary cards, register all primary card numbers). Cardholder must keep the SMS confirmation message as evidence of enrollment. Only successful TMRW Registration or SMS Registration received by UOB will be considered for this Campaign. Any incomplete or inaccurate TMRW Registration will not be considered and consequently be disqualified.
Eligible Spending refers to the spending made through UOB credit cards that qualify for the promotion, including overseas spending in foreign currency. Only transactions paid under Merchant Category Codes (MCC) as defined by VISA and MasterCard will be counted. The transaction date (Transaction Date) will be used for calculation, but it does not include non-eligible spending.
This campaign does not include spending as following Insurance and mutual fund subscription fees, investment purchases, financial transactions, all types of insurance premiums, stocks, bonds, or financial services. Fees, interest, late payment penalties, financial charges, annual fees, personal loan fees, and ATM withdrawal fees. Any transaction related to money transfers. Transactions that have been canceled or voided for any reason. Utility payments (water, electricity) (MCC 4900) All kind of Installment payments or IPP Conversion, UOB CUSTOMER CARE, UOB LADY LUXE PAY, Pay Anything transactions. Monthly utility payments made via credit card (recurring transactions), Spending to convert Thai Baht to foreign currency, Digital currency (cryptocurrency) transactions, Spending in Thai Baht made via foreign-registered merchants or online stores (e.g., Amazon, Google, Facebook, PayPal) , Transactions made at foreign merchants where the cardholder chooses to pay for goods/services in Thai Baht at the point of sale (DCC Transactions), Online purchases of goods and services from foreign merchants, Tourism taxes (tax refund), Product returns (refund/reversal transactions), Cash advances, money transfers, interest, penalties, and all types of fees, as well as VAT refunds on products or services later, Sales and service taxes, Transactions made via business credit cards or on behalf of an organization (Corporate Cards).
A merchant’s registered MCC may not always correspond with its nature of business. The MCCs are assigned by the merchant’s acquiring bank. UOB does not determine the merchants’ MCC. UOB shall not be liable in any way whatsoever relating to the categorization of a merchant’s MCC.
In the case of the Cancellation the transaction by Cardholder after the program had ended. The Bank reserves the right to deduct the reward points received through your credit card account.
The promotion cannot be used in conjunction with any other promotions.
The promotion cannot be exchanged or refunded for cash or transferred to another account.
The Bank reserves the right of final decision on any disputes arising out of or in connection with this campaign.
Promotion Period 1 August – 31 December 2025
These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between the Thai and English versions, Thai version shall prevail.
Use when necessary and pay back full amount on time to avoid 16% interest rate.
25XA25
More Information please contact UOB Call Center 0-2285-1555
