Receive reward up to THB 15,990 per card per month
Simply perform cash advance transactions using your UOB Credit Card via ATM, UOB Bank branches, UOB TMRW application
During 1 January 2026 – 31 March 2026
Offer 1: Receive cashback up to 10,000 THB per card per month
| Cardmember Types |
Accumulated Cash Advance Amount/card/month |
Receive Cashback |
| Cardmembers who have no cash withdrawal transactions using any UOB credit card (including primary and supplementary cards) during 1 October 2025 – 31 December 2025 |
Every THB 20,000 |
THB 400 |
| Cardmembers who have made cash withdrawal transactions using any UOB credit card (whether primary or supplementary cards) during 1 October 2025 – 31 December 2025 |
Every THB 20,000 |
THB 200 |
Offer 2: Receive 1 Superior Silver Luggage 20” when accumulated Cash Advance amount 69,999/card/month
| Accumulated Cash Advance Amount/card/month |
Receive Gift |
| THB 69,999 or more |
1 Superior Silver 20-inch luggage (worth THB 5,990) |
- This promotional campaign is for UOB credit cardholders issued in Thailand (“Cardmembers”), excluding UOB Corporate Credit Cards and UOB Simple Credit Cards.
- Cardmembers must perform a cash advance transaction with either minimum payment or full payment (UOB Cash Advance) using their UOB credit card that meets the campaign conditions via any bank’s ATM in Thailand or overseas, at UOB branches, or through the UOB TMRW application during 1 January 2026 – 31 March 2026. The transaction date will be based on the bank’s system (Transaction Date).
- Cardmembers must register for the campaign via Rewards+ on the UOB TMRW app (free of charge) or via SMS by typing CASH followed by a space and the last 12 digits of the credit card number, then send to 4545111 (e.g., CASH 754011249999) (SMS charges apply as per your mobile package). Registration can be done using any primary or supplementary UOB credit card participating in this campaign. Cardmembers must register every month in which they make transactions to be eligible for rewards for that month.
- Upon registration, Cardmembers agree to receive an SMS containing a link to the program’s terms and conditions sent to the phone number registered with the bank. Cardmembers will receive a confirmation SMS with the link after successful registration. Please exercise caution when using SMS to avoid fraud or impersonation of the bank. Cardmembers must ensure that the card number and phone number provided during registration are correct. If registration is not completed or incorrect details are provided, the Cardmember will forfeit the cashback for that month. Cardmembers should keep the SMS confirmation as proof in case of discrepancies with the bank’s registration records.
- Accumulated cash advance amounts eligible for cashback/gifts will be calculated per credit card account only. Primary and supplementary cards are considered one account. Accumulated amounts across multiple credit card accounts cannot be combined.
- Offer 1: Cashback
- For cardmembers who have no cash withdrawal transactions (minimum payment or full payment) using any UOB credit card (including primary and supplementary cards) during 1 October 2025 to 31 December 2025: Receive THB 400 cashback for every accumulated cash withdrawal amount of THB 20,000 per card per calendar month.
- For cardmembers who have made cash withdrawal transactions (minimum payment or full payment) using any UOB credit card (whether primary or supplementary) during 1 October 2025 to 31 December 2025: Receive THB 200 cashback for every accumulated cash withdrawal amount of THB 20,000 per card per calendar month.
- Maximum cashback is THB 10,000 per card per calendar month.
- The Bank will credit the cashback amount to the primary credit card that meets the accumulated cash advance conditions by 31 May 2026.
- Offer 2: Receive one Superior Silver 20-inch luggage (worth THB 5,990) when accumulated cash advance reaches THB 69,999 per card per calendar month (same card as Offer 1). The gift will be delivered to the mailing address registered with the bank by 31 May 2026. Cardmembers must update their mailing address within the transaction month.
- Cardmembers must maintain their card membership status and must not default on any payment throughout the promotional period until the Bank credits the cashback to the card account and/or delivers the gift.
- Only UOB Cash Advance transactions with minimum or full payment made via ATM, UOB branches, or UOB TMRW app during the campaign period and under the specified conditions will be counted. Transactions via staff, canceled transactions, same-day repayments, and cash advance into account with installment payment (Call for Cash or Click for Cash) are excluded.
- Cashback and gifts cannot be exchanged for cash or transferred to others.
- In case of any dispute regarding the right to receive cashback or the gift (travel bag), cardmembers must contact the Bank for verification by 30 June 2026.
- The cash advance limit may be less than 100% of the credit card limit, subject to the Bank’s review criteria.
- Cash advance transactions are subject to a 3% fee of the transaction amount and 7% VAT on the fee. Interest for cash advance transactions is 16% per annum. Cardmembers can learn more about interest calculation at UOB website/personal/cards/credit/4styles.page#tab1. Cash advance fees, VAT, and interest charges (if any) will be billed on the statement for the billing cycle in which the transaction occurs.
- Completed cash advance transactions cannot be canceled, and interest, fees, and VAT cannot be waived.
- If a Cardmember forgets their cash withdrawal PIN, the Cardmembers may reset the PIN through the UOB TMRW application or request a new PIN by calling UOB Customer Service at 0-2285-1555 (press 0). The new PIN will be mailed within 2–5 business days.
- The bank reserves the right to make final decisions on any disputes related to this campaign.
- Use when necessary and pay back full amount on time to avoid 16% interest rate.
- For more details, contact UOB Customer Service at 02-285-1555 or visit the UOB website.
- These terms and conditions may be translated into English language. In case of any inconsistency or discrepancy between Thai and English versions, Thai version shall prevail.
- Campaign Code: 25PA37